按揭計算
物業售價 港幣
按揭成數 %
按揭利率 %
按揭年期


印花稅項

(舊)從價印花稅(第二標準稅率)
(住宅首置買家、合資格換樓人士*仍適用)
現適用於代表自己行事的香港永久性居民在購買住宅物業時,在香港沒有擁有其他任何住宅物業

(新)從價印花稅
現適用於購入物業時已擁有另一住宅物業、或非香港永久性居民購入住宅物業

從價印花稅 (第一標準稅率)
現適用於購買非住宅物業

BSD 買家印花稅收費
所有非香港永久性居民或以公司名義購買住宅物業之人士

SSD 額外印花稅收費
若SSD由賣方負責,則無需選擇此項



*若香港永久性居民購入住宅物業純屬轉換居所,並於買入物業6個月內(以買賣轉易契日期起計)售出他唯一的另一個住宅物業,買家可向稅務局申請退還部份印花稅(相當於新舊印花稅差額),但須符合稅務局之特定條件。 提示: 計算僅供參考,一概以稅務局最新公佈及決定為準。
如需更精確計算及進一步了解詳情,歡迎與我們的專業按揭顧問聯絡。
估計最初預算
首期港幣 $4,680,000
代理佣金 (港幣 $)
律師費 (港幣 $)
買家印花稅 (BSD)
額外印花稅 (SSD)
總數港幣 $4,797,000
* 請到政府 網站 取得最新印花稅資料
計算結果
首期 (港幣)
$4,680,000
 
每月還款 (港幣)
$30,270
總貸款額 (港幣)
$7,020,000
+
總利息 (港幣)
$2,060,965
=
總還款額 (港幣)
$9,080,965
還款計劃
年期 分期 還款 (港幣 $) 利息 (港幣 $) 本金 (港幣 $) 債務總額 (港幣 $)
1 1 $30,270 $12,578 $17,692 $7,002,308
1 2 $30,270 $12,546 $17,724 $6,984,584
1 3 $30,270 $12,514 $17,756 $6,966,828
1 4 $30,270 $12,482 $17,788 $6,949,040
1 5 $30,270 $12,450 $17,820 $6,931,221
1 6 $30,270 $12,418 $17,851 $6,913,369
1 7 $30,270 $12,386 $17,883 $6,895,486
1 8 $30,270 $12,354 $17,915 $6,877,570
1 9 $30,270 $12,322 $17,948 $6,859,623
1 10 $30,270 $12,290 $17,980 $6,841,643
1 11 $30,270 $12,258 $18,012 $6,823,631
1 12 $30,270 $12,226 $18,044 $6,805,587
2 13 $30,270 $12,193 $18,077 $6,787,510
2 14 $30,270 $12,161 $18,109 $6,769,401
2 15 $30,270 $12,129 $18,141 $6,751,260
2 16 $30,270 $12,096 $18,174 $6,733,086
2 17 $30,270 $12,063 $18,206 $6,714,880
2 18 $30,270 $12,031 $18,239 $6,696,641
2 19 $30,270 $11,998 $18,272 $6,678,369
2 20 $30,270 $11,965 $18,304 $6,660,064
2 21 $30,270 $11,933 $18,337 $6,641,727
2 22 $30,270 $11,900 $18,370 $6,623,357
2 23 $30,270 $11,867 $18,403 $6,604,954
2 24 $30,270 $11,834 $18,436 $6,586,518
3 25 $30,270 $11,801 $18,469 $6,568,049
3 26 $30,270 $11,768 $18,502 $6,549,547
3 27 $30,270 $11,735 $18,535 $6,531,011
3 28 $30,270 $11,701 $18,568 $6,512,443
3 29 $30,270 $11,668 $18,602 $6,493,841
3 30 $30,270 $11,635 $18,635 $6,475,206
3 31 $30,270 $11,601 $18,668 $6,456,538
3 32 $30,270 $11,568 $18,702 $6,437,836
3 33 $30,270 $11,534 $18,735 $6,419,100
3 34 $30,270 $11,501 $18,769 $6,400,331
3 35 $30,270 $11,467 $18,803 $6,381,529
3 36 $30,270 $11,434 $18,836 $6,362,692
4 37 $30,270 $11,400 $18,870 $6,343,822
4 38 $30,270 $11,366 $18,904 $6,324,918
4 39 $30,270 $11,332 $18,938 $6,305,981
4 40 $30,270 $11,298 $18,972 $6,287,009
4 41 $30,270 $11,264 $19,006 $6,268,003
4 42 $30,270 $11,230 $19,040 $6,248,964
4 43 $30,270 $11,196 $19,074 $6,229,890
4 44 $30,270 $11,162 $19,108 $6,210,782
4 45 $30,270 $11,128 $19,142 $6,191,640
4 46 $30,270 $11,093 $19,177 $6,172,463
4 47 $30,270 $11,059 $19,211 $6,153,252
4 48 $30,270 $11,025 $19,245 $6,134,007
5 49 $30,270 $10,990 $19,280 $6,114,727
5 50 $30,270 $10,956 $19,314 $6,095,413
5 51 $30,270 $10,921 $19,349 $6,076,064
5 52 $30,270 $10,886 $19,384 $6,056,680
5 53 $30,270 $10,852 $19,418 $6,037,262
5 54 $30,270 $10,817 $19,453 $6,017,809
5 55 $30,270 $10,782 $19,488 $5,998,321
5 56 $30,270 $10,747 $19,523 $5,978,798
5 57 $30,270 $10,712 $19,558 $5,959,240
5 58 $30,270 $10,677 $19,593 $5,939,647
5 59 $30,270 $10,642 $19,628 $5,920,019
5 60 $30,270 $10,607 $19,663 $5,900,356
6 61 $30,270 $10,571 $19,698 $5,880,658
6 62 $30,270 $10,536 $19,734 $5,860,924
6 63 $30,270 $10,501 $19,769 $5,841,155
6 64 $30,270 $10,465 $19,804 $5,821,350
6 65 $30,270 $10,430 $19,840 $5,801,510
6 66 $30,270 $10,394 $19,876 $5,781,635
6 67 $30,270 $10,359 $19,911 $5,761,724
6 68 $30,270 $10,323 $19,947 $5,741,777
6 69 $30,270 $10,287 $19,983 $5,721,794
6 70 $30,270 $10,252 $20,018 $5,701,776
6 71 $30,270 $10,216 $20,054 $5,681,722
6 72 $30,270 $10,180 $20,090 $5,661,632
7 73 $30,270 $10,144 $20,126 $5,641,506
7 74 $30,270 $10,108 $20,162 $5,621,343
7 75 $30,270 $10,072 $20,198 $5,601,145
7 76 $30,270 $10,035 $20,234 $5,580,911
7 77 $30,270 $9,999 $20,271 $5,560,640
7 78 $30,270 $9,963 $20,307 $5,540,333
7 79 $30,270 $9,926 $20,343 $5,519,989
7 80 $30,270 $9,890 $20,380 $5,499,609
7 81 $30,270 $9,853 $20,416 $5,479,193
7 82 $30,270 $9,817 $20,453 $5,458,740
7 83 $30,270 $9,780 $20,490 $5,438,250
7 84 $30,270 $9,744 $20,526 $5,417,724
8 85 $30,270 $9,707 $20,563 $5,397,161
8 86 $30,270 $9,670 $20,600 $5,376,561
8 87 $30,270 $9,633 $20,637 $5,355,924
8 88 $30,270 $9,596 $20,674 $5,335,250
8 89 $30,270 $9,559 $20,711 $5,314,539
8 90 $30,270 $9,522 $20,748 $5,293,791
8 91 $30,270 $9,485 $20,785 $5,273,006
8 92 $30,270 $9,447 $20,822 $5,252,184
8 93 $30,270 $9,410 $20,860 $5,231,324
8 94 $30,270 $9,373 $20,897 $5,210,427
8 95 $30,270 $9,335 $20,935 $5,189,492
8 96 $30,270 $9,298 $20,972 $5,168,520
9 97 $30,270 $9,260 $21,010 $5,147,511
9 98 $30,270 $9,223 $21,047 $5,126,463
9 99 $30,270 $9,185 $21,085 $5,105,379
9 100 $30,270 $9,147 $21,123 $5,084,256
9 101 $30,270 $9,109 $21,161 $5,063,095
9 102 $30,270 $9,071 $21,199 $5,041,897
9 103 $30,270 $9,033 $21,236 $5,020,660
9 104 $30,270 $8,995 $21,275 $4,999,386
9 105 $30,270 $8,957 $21,313 $4,978,073
9 106 $30,270 $8,919 $21,351 $4,956,722
9 107 $30,270 $8,881 $21,389 $4,935,333
9 108 $30,270 $8,842 $21,427 $4,913,906
10 109 $30,270 $8,804 $21,466 $4,892,440
10 110 $30,270 $8,766 $21,504 $4,870,936
10 111 $30,270 $8,727 $21,543 $4,849,393
10 112 $30,270 $8,688 $21,581 $4,827,811
10 113 $30,270 $8,650 $21,620 $4,806,191
10 114 $30,270 $8,611 $21,659 $4,784,533
10 115 $30,270 $8,572 $21,698 $4,762,835
10 116 $30,270 $8,533 $21,736 $4,741,099
10 117 $30,270 $8,494 $21,775 $4,719,323
10 118 $30,270 $8,455 $21,814 $4,697,509
10 119 $30,270 $8,416 $21,854 $4,675,655
10 120 $30,270 $8,377 $21,893 $4,653,762
11 121 $30,270 $8,338 $21,932 $4,631,831
11 122 $30,270 $8,299 $21,971 $4,609,859
11 123 $30,270 $8,259 $22,011 $4,587,849
11 124 $30,270 $8,220 $22,050 $4,565,799
11 125 $30,270 $8,180 $22,089 $4,543,709
11 126 $30,270 $8,141 $22,129 $4,521,580
11 127 $30,270 $8,101 $22,169 $4,499,412
11 128 $30,270 $8,061 $22,208 $4,477,203
11 129 $30,270 $8,022 $22,248 $4,454,955
11 130 $30,270 $7,982 $22,288 $4,432,667
11 131 $30,270 $7,942 $22,328 $4,410,339
11 132 $30,270 $7,902 $22,368 $4,387,971
12 133 $30,270 $7,862 $22,408 $4,365,563
12 134 $30,270 $7,822 $22,448 $4,343,114
12 135 $30,270 $7,781 $22,488 $4,320,626
12 136 $30,270 $7,741 $22,529 $4,298,097
12 137 $30,270 $7,701 $22,569 $4,275,528
12 138 $30,270 $7,660 $22,610 $4,252,919
12 139 $30,270 $7,620 $22,650 $4,230,268
12 140 $30,270 $7,579 $22,691 $4,207,578
12 141 $30,270 $7,539 $22,731 $4,184,847
12 142 $30,270 $7,498 $22,772 $4,162,074
12 143 $30,270 $7,457 $22,813 $4,139,262
12 144 $30,270 $7,416 $22,854 $4,116,408
13 145 $30,270 $7,375 $22,895 $4,093,513
13 146 $30,270 $7,334 $22,936 $4,070,578
13 147 $30,270 $7,293 $22,977 $4,047,601
13 148 $30,270 $7,252 $23,018 $4,024,583
13 149 $30,270 $7,211 $23,059 $4,001,524
13 150 $30,270 $7,169 $23,100 $3,978,423
13 151 $30,270 $7,128 $23,142 $3,955,281
13 152 $30,270 $7,087 $23,183 $3,932,098
13 153 $30,270 $7,045 $23,225 $3,908,873
13 154 $30,270 $7,003 $23,266 $3,885,607
13 155 $30,270 $6,962 $23,308 $3,862,299
13 156 $30,270 $6,920 $23,350 $3,838,949
14 157 $30,270 $6,878 $23,392 $3,815,557
14 158 $30,270 $6,836 $23,434 $3,792,123
14 159 $30,270 $6,794 $23,476 $3,768,647
14 160 $30,270 $6,752 $23,518 $3,745,130
14 161 $30,270 $6,710 $23,560 $3,721,570
14 162 $30,270 $6,668 $23,602 $3,697,968
14 163 $30,270 $6,626 $23,644 $3,674,323
14 164 $30,270 $6,583 $23,687 $3,650,637
14 165 $30,270 $6,541 $23,729 $3,626,908
14 166 $30,270 $6,498 $23,772 $3,603,136
14 167 $30,270 $6,456 $23,814 $3,579,322
14 168 $30,270 $6,413 $23,857 $3,555,465
15 169 $30,270 $6,370 $23,900 $3,531,565
15 170 $30,270 $6,327 $23,942 $3,507,623
15 171 $30,270 $6,284 $23,985 $3,483,637
15 172 $30,270 $6,242 $24,028 $3,459,609
15 173 $30,270 $6,198 $24,071 $3,435,537
15 174 $30,270 $6,155 $24,115 $3,411,423
15 175 $30,270 $6,112 $24,158 $3,387,265
15 176 $30,270 $6,069 $24,201 $3,363,064
15 177 $30,270 $6,025 $24,244 $3,338,820
15 178 $30,270 $5,982 $24,288 $3,314,532
15 179 $30,270 $5,939 $24,331 $3,290,200
15 180 $30,270 $5,895 $24,375 $3,265,826
16 181 $30,270 $5,851 $24,419 $3,241,407
16 182 $30,270 $5,808 $24,462 $3,216,945
16 183 $30,270 $5,764 $24,506 $3,192,438
16 184 $30,270 $5,720 $24,550 $3,167,888
16 185 $30,270 $5,676 $24,594 $3,143,294
16 186 $30,270 $5,632 $24,638 $3,118,656
16 187 $30,270 $5,588 $24,682 $3,093,974
16 188 $30,270 $5,543 $24,727 $3,069,247
16 189 $30,270 $5,499 $24,771 $3,044,476
16 190 $30,270 $5,455 $24,815 $3,019,661
16 191 $30,270 $5,410 $24,860 $2,994,802
16 192 $30,270 $5,366 $24,904 $2,969,897
17 193 $30,270 $5,321 $24,949 $2,944,949
17 194 $30,270 $5,276 $24,994 $2,919,955
17 195 $30,270 $5,232 $25,038 $2,894,917
17 196 $30,270 $5,187 $25,083 $2,869,834
17 197 $30,270 $5,142 $25,128 $2,844,706
17 198 $30,270 $5,097 $25,173 $2,819,532
17 199 $30,270 $5,052 $25,218 $2,794,314
17 200 $30,270 $5,006 $25,263 $2,769,051
17 201 $30,270 $4,961 $25,309 $2,743,742
17 202 $30,270 $4,916 $25,354 $2,718,388
17 203 $30,270 $4,870 $25,399 $2,692,989
17 204 $30,270 $4,825 $25,445 $2,667,544
18 205 $30,270 $4,779 $25,491 $2,642,053
18 206 $30,270 $4,734 $25,536 $2,616,517
18 207 $30,270 $4,688 $25,582 $2,590,935
18 208 $30,270 $4,642 $25,628 $2,565,307
18 209 $30,270 $4,596 $25,674 $2,539,634
18 210 $30,270 $4,550 $25,720 $2,513,914
18 211 $30,270 $4,504 $25,766 $2,488,148
18 212 $30,270 $4,458 $25,812 $2,462,336
18 213 $30,270 $4,412 $25,858 $2,436,478
18 214 $30,270 $4,365 $25,905 $2,410,573
18 215 $30,270 $4,319 $25,951 $2,384,622
18 216 $30,270 $4,272 $25,997 $2,358,625
19 217 $30,270 $4,226 $26,044 $2,332,581
19 218 $30,270 $4,179 $26,091 $2,306,490
19 219 $30,270 $4,132 $26,137 $2,280,353
19 220 $30,270 $4,086 $26,184 $2,254,169
19 221 $30,270 $4,039 $26,231 $2,227,937
19 222 $30,270 $3,992 $26,278 $2,201,659
19 223 $30,270 $3,945 $26,325 $2,175,334
19 224 $30,270 $3,897 $26,372 $2,148,962
19 225 $30,270 $3,850 $26,420 $2,122,542
19 226 $30,270 $3,803 $26,467 $2,096,075
19 227 $30,270 $3,755 $26,514 $2,069,561
19 228 $30,270 $3,708 $26,562 $2,042,999
20 229 $30,270 $3,660 $26,610 $2,016,389
20 230 $30,270 $3,613 $26,657 $1,989,732
20 231 $30,270 $3,565 $26,705 $1,963,027
20 232 $30,270 $3,517 $26,753 $1,936,274
20 233 $30,270 $3,469 $26,801 $1,909,474
20 234 $30,270 $3,421 $26,849 $1,882,625
20 235 $30,270 $3,373 $26,897 $1,855,728
20 236 $30,270 $3,325 $26,945 $1,828,783
20 237 $30,270 $3,277 $26,993 $1,801,790
20 238 $30,270 $3,228 $27,042 $1,774,748
20 239 $30,270 $3,180 $27,090 $1,747,658
20 240 $30,270 $3,131 $27,139 $1,720,519
21 241 $30,270 $3,083 $27,187 $1,693,332
21 242 $30,270 $3,034 $27,236 $1,666,096
21 243 $30,270 $2,985 $27,285 $1,638,811
21 244 $30,270 $2,936 $27,334 $1,611,477
21 245 $30,270 $2,887 $27,383 $1,584,095
21 246 $30,270 $2,838 $27,432 $1,556,663
21 247 $30,270 $2,789 $27,481 $1,529,182
21 248 $30,270 $2,740 $27,530 $1,501,652
21 249 $30,270 $2,690 $27,579 $1,474,073
21 250 $30,270 $2,641 $27,629 $1,446,444
21 251 $30,270 $2,592 $27,678 $1,418,765
21 252 $30,270 $2,542 $27,728 $1,391,038
22 253 $30,270 $2,492 $27,778 $1,363,260
22 254 $30,270 $2,443 $27,827 $1,335,433
22 255 $30,270 $2,393 $27,877 $1,307,555
22 256 $30,270 $2,343 $27,927 $1,279,628
22 257 $30,270 $2,293 $27,977 $1,251,651
22 258 $30,270 $2,243 $28,027 $1,223,624
22 259 $30,270 $2,192 $28,078 $1,195,546
22 260 $30,270 $2,142 $28,128 $1,167,418
22 261 $30,270 $2,092 $28,178 $1,139,240
22 262 $30,270 $2,041 $28,229 $1,111,011
22 263 $30,270 $1,991 $28,279 $1,082,732
22 264 $30,270 $1,940 $28,330 $1,054,402
23 265 $30,270 $1,889 $28,381 $1,026,021
23 266 $30,270 $1,838 $28,432 $997,589
23 267 $30,270 $1,787 $28,483 $969,107
23 268 $30,270 $1,736 $28,534 $940,573
23 269 $30,270 $1,685 $28,585 $911,989
23 270 $30,270 $1,634 $28,636 $883,353
23 271 $30,270 $1,583 $28,687 $854,666
23 272 $30,270 $1,531 $28,739 $825,927
23 273 $30,270 $1,480 $28,790 $797,137
23 274 $30,270 $1,428 $28,842 $768,295
23 275 $30,270 $1,377 $28,893 $739,402
23 276 $30,270 $1,325 $28,945 $710,457
24 277 $30,270 $1,273 $28,997 $681,460
24 278 $30,270 $1,221 $29,049 $652,411
24 279 $30,270 $1,169 $29,101 $623,310
24 280 $30,270 $1,117 $29,153 $594,157
24 281 $30,270 $1,065 $29,205 $564,951
24 282 $30,270 $1,012 $29,258 $535,694
24 283 $30,270 $960 $29,310 $506,384
24 284 $30,270 $907 $29,363 $477,021
24 285 $30,270 $855 $29,415 $447,606
24 286 $30,270 $802 $29,468 $418,138
24 287 $30,270 $749 $29,521 $388,617
24 288 $30,270 $696 $29,574 $359,044
25 289 $30,270 $643 $29,627 $329,417
25 290 $30,270 $590 $29,680 $299,737
25 291 $30,270 $537 $29,733 $270,004
25 292 $30,270 $484 $29,786 $240,218
25 293 $30,270 $430 $29,839 $210,379
25 294 $30,270 $377 $29,893 $180,486
25 295 $30,270 $323 $29,947 $150,539
25 296 $30,270 $270 $30,000 $120,539
25 297 $30,270 $216 $30,054 $90,485
25 298 $30,270 $162 $30,108 $60,377
25 299 $30,270 $108 $30,162 $30,216
25 300 $30,270 $54 $30,216 $0