按揭計算
物業售價 港幣
按揭成數 %
按揭利率 %
按揭年期


印花稅項

(舊)從價印花稅(第二標準稅率)
(住宅首置買家、合資格換樓人士*仍適用)
現適用於代表自己行事的香港永久性居民在購買住宅物業時,在香港沒有擁有其他任何住宅物業

(新)從價印花稅
現適用於購入物業時已擁有另一住宅物業、或非香港永久性居民購入住宅物業

從價印花稅 (第一標準稅率)
現適用於購買非住宅物業

BSD 買家印花稅收費
所有非香港永久性居民或以公司名義購買住宅物業之人士

SSD 額外印花稅收費
若SSD由賣方負責,則無需選擇此項



*若香港永久性居民購入住宅物業純屬轉換居所,並於買入物業6個月內(以買賣轉易契日期起計)售出他唯一的另一個住宅物業,買家可向稅務局申請退還部份印花稅(相當於新舊印花稅差額),但須符合稅務局之特定條件。 提示: 計算僅供參考,一概以稅務局最新公佈及決定為準。
如需更精確計算及進一步了解詳情,歡迎與我們的專業按揭顧問聯絡。
估計最初預算
首期港幣 $4,640,000
代理佣金 (港幣 $)
律師費 (港幣 $)
買家印花稅 (BSD)
額外印花稅 (SSD)
總數港幣 $4,756,000
* 請到政府 網站 取得最新印花稅資料
計算結果
首期 (港幣)
$4,640,000
 
每月還款 (港幣)
$30,011
總貸款額 (港幣)
$6,960,000
+
總利息 (港幣)
$2,043,350
=
總還款額 (港幣)
$9,003,350
還款計劃
年期 分期 還款 (港幣 $) 利息 (港幣 $) 本金 (港幣 $) 債務總額 (港幣 $)
1 1 $30,011 $12,470 $17,541 $6,942,459
1 2 $30,011 $12,439 $17,573 $6,924,886
1 3 $30,011 $12,407 $17,604 $6,907,282
1 4 $30,011 $12,376 $17,636 $6,889,647
1 5 $30,011 $12,344 $17,667 $6,871,979
1 6 $30,011 $12,312 $17,699 $6,854,280
1 7 $30,011 $12,281 $17,731 $6,836,550
1 8 $30,011 $12,249 $17,762 $6,818,788
1 9 $30,011 $12,217 $17,794 $6,800,993
1 10 $30,011 $12,185 $17,826 $6,783,167
1 11 $30,011 $12,153 $17,858 $6,765,309
1 12 $30,011 $12,121 $17,890 $6,747,419
2 13 $30,011 $12,089 $17,922 $6,729,497
2 14 $30,011 $12,057 $17,954 $6,711,543
2 15 $30,011 $12,025 $17,986 $6,693,557
2 16 $30,011 $11,993 $18,019 $6,675,538
2 17 $30,011 $11,960 $18,051 $6,657,487
2 18 $30,011 $11,928 $18,083 $6,639,404
2 19 $30,011 $11,896 $18,116 $6,621,289
2 20 $30,011 $11,863 $18,148 $6,603,141
2 21 $30,011 $11,831 $18,181 $6,584,960
2 22 $30,011 $11,798 $18,213 $6,566,747
2 23 $30,011 $11,765 $18,246 $6,548,501
2 24 $30,011 $11,733 $18,278 $6,530,223
3 25 $30,011 $11,700 $18,311 $6,511,912
3 26 $30,011 $11,667 $18,344 $6,493,568
3 27 $30,011 $11,634 $18,377 $6,475,191
3 28 $30,011 $11,601 $18,410 $6,456,781
3 29 $30,011 $11,568 $18,443 $6,438,338
3 30 $30,011 $11,535 $18,476 $6,419,862
3 31 $30,011 $11,502 $18,509 $6,401,354
3 32 $30,011 $11,469 $18,542 $6,382,812
3 33 $30,011 $11,436 $18,575 $6,364,236
3 34 $30,011 $11,403 $18,609 $6,345,628
3 35 $30,011 $11,369 $18,642 $6,326,986
3 36 $30,011 $11,336 $18,675 $6,308,310
4 37 $30,011 $11,302 $18,709 $6,289,602
4 38 $30,011 $11,269 $18,742 $6,270,859
4 39 $30,011 $11,235 $18,776 $6,252,083
4 40 $30,011 $11,202 $18,810 $6,233,274
4 41 $30,011 $11,168 $18,843 $6,214,431
4 42 $30,011 $11,134 $18,877 $6,195,554
4 43 $30,011 $11,100 $18,911 $6,176,643
4 44 $30,011 $11,066 $18,945 $6,157,698
4 45 $30,011 $11,033 $18,979 $6,138,720
4 46 $30,011 $10,999 $19,013 $6,119,707
4 47 $30,011 $10,964 $19,047 $6,100,660
4 48 $30,011 $10,930 $19,081 $6,081,580
5 49 $30,011 $10,896 $19,115 $6,062,465
5 50 $30,011 $10,862 $19,149 $6,043,315
5 51 $30,011 $10,828 $19,184 $6,024,132
5 52 $30,011 $10,793 $19,218 $6,004,914
5 53 $30,011 $10,759 $19,252 $5,985,661
5 54 $30,011 $10,724 $19,287 $5,966,375
5 55 $30,011 $10,690 $19,321 $5,947,053
5 56 $30,011 $10,655 $19,356 $5,927,697
5 57 $30,011 $10,620 $19,391 $5,908,306
5 58 $30,011 $10,586 $19,425 $5,888,881
5 59 $30,011 $10,551 $19,460 $5,869,421
5 60 $30,011 $10,516 $19,495 $5,849,926
6 61 $30,011 $10,481 $19,530 $5,830,396
6 62 $30,011 $10,446 $19,565 $5,810,830
6 63 $30,011 $10,411 $19,600 $5,791,230
6 64 $30,011 $10,376 $19,635 $5,771,595
6 65 $30,011 $10,341 $19,670 $5,751,925
6 66 $30,011 $10,306 $19,706 $5,732,219
6 67 $30,011 $10,270 $19,741 $5,712,478
6 68 $30,011 $10,235 $19,776 $5,692,702
6 69 $30,011 $10,199 $19,812 $5,672,890
6 70 $30,011 $10,164 $19,847 $5,653,043
6 71 $30,011 $10,128 $19,883 $5,633,160
6 72 $30,011 $10,093 $19,918 $5,613,242
7 73 $30,011 $10,057 $19,954 $5,593,288
7 74 $30,011 $10,021 $19,990 $5,573,298
7 75 $30,011 $9,985 $20,026 $5,553,272
7 76 $30,011 $9,950 $20,062 $5,533,211
7 77 $30,011 $9,914 $20,097 $5,513,113
7 78 $30,011 $9,878 $20,134 $5,492,980
7 79 $30,011 $9,842 $20,170 $5,472,810
7 80 $30,011 $9,805 $20,206 $5,452,604
7 81 $30,011 $9,769 $20,242 $5,432,362
7 82 $30,011 $9,733 $20,278 $5,412,084
7 83 $30,011 $9,697 $20,315 $5,391,770
7 84 $30,011 $9,660 $20,351 $5,371,419
8 85 $30,011 $9,624 $20,387 $5,351,031
8 86 $30,011 $9,587 $20,424 $5,330,607
8 87 $30,011 $9,551 $20,460 $5,310,147
8 88 $30,011 $9,514 $20,497 $5,289,650
8 89 $30,011 $9,477 $20,534 $5,269,116
8 90 $30,011 $9,440 $20,571 $5,248,545
8 91 $30,011 $9,404 $20,608 $5,227,938
8 92 $30,011 $9,367 $20,644 $5,207,293
8 93 $30,011 $9,330 $20,681 $5,186,612
8 94 $30,011 $9,293 $20,718 $5,165,893
8 95 $30,011 $9,256 $20,756 $5,145,138
8 96 $30,011 $9,218 $20,793 $5,124,345
9 97 $30,011 $9,181 $20,830 $5,103,515
9 98 $30,011 $9,144 $20,867 $5,082,648
9 99 $30,011 $9,106 $20,905 $5,061,743
9 100 $30,011 $9,069 $20,942 $5,040,801
9 101 $30,011 $9,031 $20,980 $5,019,821
9 102 $30,011 $8,994 $21,017 $4,998,804
9 103 $30,011 $8,956 $21,055 $4,977,749
9 104 $30,011 $8,918 $21,093 $4,956,656
9 105 $30,011 $8,881 $21,130 $4,935,525
9 106 $30,011 $8,843 $21,168 $4,914,357
9 107 $30,011 $8,805 $21,206 $4,893,151
9 108 $30,011 $8,767 $21,244 $4,871,906
10 109 $30,011 $8,729 $21,282 $4,850,624
10 110 $30,011 $8,691 $21,320 $4,829,304
10 111 $30,011 $8,653 $21,359 $4,807,945
10 112 $30,011 $8,614 $21,397 $4,786,548
10 113 $30,011 $8,576 $21,435 $4,765,113
10 114 $30,011 $8,537 $21,474 $4,743,639
10 115 $30,011 $8,499 $21,512 $4,722,127
10 116 $30,011 $8,460 $21,551 $4,700,576
10 117 $30,011 $8,422 $21,589 $4,678,987
10 118 $30,011 $8,383 $21,628 $4,657,359
10 119 $30,011 $8,344 $21,667 $4,635,692
10 120 $30,011 $8,306 $21,706 $4,613,987
11 121 $30,011 $8,267 $21,744 $4,592,242
11 122 $30,011 $8,228 $21,783 $4,570,459
11 123 $30,011 $8,189 $21,822 $4,548,636
11 124 $30,011 $8,150 $21,862 $4,526,775
11 125 $30,011 $8,110 $21,901 $4,504,874
11 126 $30,011 $8,071 $21,940 $4,482,934
11 127 $30,011 $8,032 $21,979 $4,460,955
11 128 $30,011 $7,993 $22,019 $4,438,936
11 129 $30,011 $7,953 $22,058 $4,416,878
11 130 $30,011 $7,914 $22,098 $4,394,781
11 131 $30,011 $7,874 $22,137 $4,372,644
11 132 $30,011 $7,834 $22,177 $4,350,467
12 133 $30,011 $7,795 $22,217 $4,328,250
12 134 $30,011 $7,755 $22,256 $4,305,994
12 135 $30,011 $7,715 $22,296 $4,283,698
12 136 $30,011 $7,675 $22,336 $4,261,361
12 137 $30,011 $7,635 $22,376 $4,238,985
12 138 $30,011 $7,595 $22,416 $4,216,569
12 139 $30,011 $7,555 $22,456 $4,194,112
12 140 $30,011 $7,514 $22,497 $4,171,616
12 141 $30,011 $7,474 $22,537 $4,149,079
12 142 $30,011 $7,434 $22,577 $4,126,501
12 143 $30,011 $7,393 $22,618 $4,103,883
12 144 $30,011 $7,353 $22,658 $4,081,225
13 145 $30,011 $7,312 $22,699 $4,058,526
13 146 $30,011 $7,272 $22,740 $4,035,786
13 147 $30,011 $7,231 $22,780 $4,013,006
13 148 $30,011 $7,190 $22,821 $3,990,185
13 149 $30,011 $7,149 $22,862 $3,967,323
13 150 $30,011 $7,108 $22,903 $3,944,420
13 151 $30,011 $7,067 $22,944 $3,921,476
13 152 $30,011 $7,026 $22,985 $3,898,490
13 153 $30,011 $6,985 $23,026 $3,875,464
13 154 $30,011 $6,944 $23,068 $3,852,396
13 155 $30,011 $6,902 $23,109 $3,829,287
13 156 $30,011 $6,861 $23,150 $3,806,137
14 157 $30,011 $6,819 $23,192 $3,782,945
14 158 $30,011 $6,778 $23,233 $3,759,712
14 159 $30,011 $6,736 $23,275 $3,736,437
14 160 $30,011 $6,694 $23,317 $3,713,120
14 161 $30,011 $6,653 $23,358 $3,689,762
14 162 $30,011 $6,611 $23,400 $3,666,361
14 163 $30,011 $6,569 $23,442 $3,642,919
14 164 $30,011 $6,527 $23,484 $3,619,435
14 165 $30,011 $6,485 $23,526 $3,595,908
14 166 $30,011 $6,443 $23,568 $3,572,340
14 167 $30,011 $6,400 $23,611 $3,548,729
14 168 $30,011 $6,358 $23,653 $3,525,076
15 169 $30,011 $6,316 $23,695 $3,501,381
15 170 $30,011 $6,273 $23,738 $3,477,643
15 171 $30,011 $6,231 $23,780 $3,453,862
15 172 $30,011 $6,188 $23,823 $3,430,040
15 173 $30,011 $6,145 $23,866 $3,406,174
15 174 $30,011 $6,103 $23,908 $3,382,265
15 175 $30,011 $6,060 $23,951 $3,358,314
15 176 $30,011 $6,017 $23,994 $3,334,320
15 177 $30,011 $5,974 $24,037 $3,310,283
15 178 $30,011 $5,931 $24,080 $3,286,203
15 179 $30,011 $5,888 $24,123 $3,262,079
15 180 $30,011 $5,845 $24,167 $3,237,913
16 181 $30,011 $5,801 $24,210 $3,213,703
16 182 $30,011 $5,758 $24,253 $3,189,449
16 183 $30,011 $5,714 $24,297 $3,165,153
16 184 $30,011 $5,671 $24,340 $3,140,812
16 185 $30,011 $5,627 $24,384 $3,116,428
16 186 $30,011 $5,584 $24,428 $3,092,001
16 187 $30,011 $5,540 $24,471 $3,067,530
16 188 $30,011 $5,496 $24,515 $3,043,014
16 189 $30,011 $5,452 $24,559 $3,018,455
16 190 $30,011 $5,408 $24,603 $2,993,852
16 191 $30,011 $5,364 $24,647 $2,969,205
16 192 $30,011 $5,320 $24,691 $2,944,514
17 193 $30,011 $5,276 $24,736 $2,919,778
17 194 $30,011 $5,231 $24,780 $2,894,998
17 195 $30,011 $5,187 $24,824 $2,870,174
17 196 $30,011 $5,142 $24,869 $2,845,305
17 197 $30,011 $5,098 $24,913 $2,820,392
17 198 $30,011 $5,053 $24,958 $2,795,434
17 199 $30,011 $5,008 $25,003 $2,770,431
17 200 $30,011 $4,964 $25,047 $2,745,384
17 201 $30,011 $4,919 $25,092 $2,720,291
17 202 $30,011 $4,874 $25,137 $2,695,154
17 203 $30,011 $4,829 $25,182 $2,669,972
17 204 $30,011 $4,784 $25,227 $2,644,744
18 205 $30,011 $4,739 $25,273 $2,619,472
18 206 $30,011 $4,693 $25,318 $2,594,154
18 207 $30,011 $4,648 $25,363 $2,568,790
18 208 $30,011 $4,602 $25,409 $2,543,382
18 209 $30,011 $4,557 $25,454 $2,517,927
18 210 $30,011 $4,511 $25,500 $2,492,427
18 211 $30,011 $4,466 $25,546 $2,466,882
18 212 $30,011 $4,420 $25,591 $2,441,290
18 213 $30,011 $4,374 $25,637 $2,415,653
18 214 $30,011 $4,328 $25,683 $2,389,970
18 215 $30,011 $4,282 $25,729 $2,364,241
18 216 $30,011 $4,236 $25,775 $2,338,466
19 217 $30,011 $4,190 $25,821 $2,312,644
19 218 $30,011 $4,143 $25,868 $2,286,777
19 219 $30,011 $4,097 $25,914 $2,260,863
19 220 $30,011 $4,051 $25,960 $2,234,902
19 221 $30,011 $4,004 $26,007 $2,208,895
19 222 $30,011 $3,958 $26,054 $2,182,842
19 223 $30,011 $3,911 $26,100 $2,156,741
19 224 $30,011 $3,864 $26,147 $2,130,594
19 225 $30,011 $3,817 $26,194 $2,104,401
19 226 $30,011 $3,770 $26,241 $2,078,160
19 227 $30,011 $3,723 $26,288 $2,051,872
19 228 $30,011 $3,676 $26,335 $2,025,537
20 229 $30,011 $3,629 $26,382 $1,999,155
20 230 $30,011 $3,582 $26,429 $1,972,726
20 231 $30,011 $3,534 $26,477 $1,946,249
20 232 $30,011 $3,487 $26,524 $1,919,725
20 233 $30,011 $3,440 $26,572 $1,893,153
20 234 $30,011 $3,392 $26,619 $1,866,534
20 235 $30,011 $3,344 $26,667 $1,839,867
20 236 $30,011 $3,296 $26,715 $1,813,152
20 237 $30,011 $3,249 $26,763 $1,786,390
20 238 $30,011 $3,201 $26,811 $1,759,579
20 239 $30,011 $3,153 $26,859 $1,732,721
20 240 $30,011 $3,104 $26,907 $1,705,814
21 241 $30,011 $3,056 $26,955 $1,678,859
21 242 $30,011 $3,008 $27,003 $1,651,856
21 243 $30,011 $2,960 $27,052 $1,624,804
21 244 $30,011 $2,911 $27,100 $1,597,704
21 245 $30,011 $2,863 $27,149 $1,570,555
21 246 $30,011 $2,814 $27,197 $1,543,358
21 247 $30,011 $2,765 $27,246 $1,516,112
21 248 $30,011 $2,716 $27,295 $1,488,817
21 249 $30,011 $2,667 $27,344 $1,461,474
21 250 $30,011 $2,618 $27,393 $1,434,081
21 251 $30,011 $2,569 $27,442 $1,406,639
21 252 $30,011 $2,520 $27,491 $1,379,148
22 253 $30,011 $2,471 $27,540 $1,351,608
22 254 $30,011 $2,422 $27,590 $1,324,019
22 255 $30,011 $2,372 $27,639 $1,296,380
22 256 $30,011 $2,323 $27,688 $1,268,691
22 257 $30,011 $2,273 $27,738 $1,240,953
22 258 $30,011 $2,223 $27,788 $1,213,165
22 259 $30,011 $2,174 $27,838 $1,185,328
22 260 $30,011 $2,124 $27,887 $1,157,440
22 261 $30,011 $2,074 $27,937 $1,129,503
22 262 $30,011 $2,024 $27,987 $1,101,515
22 263 $30,011 $1,974 $28,038 $1,073,478
22 264 $30,011 $1,923 $28,088 $1,045,390
23 265 $30,011 $1,873 $28,138 $1,017,252
23 266 $30,011 $1,823 $28,189 $989,063
23 267 $30,011 $1,772 $28,239 $960,824
23 268 $30,011 $1,721 $28,290 $932,534
23 269 $30,011 $1,671 $28,340 $904,194
23 270 $30,011 $1,620 $28,391 $875,803
23 271 $30,011 $1,569 $28,442 $847,361
23 272 $30,011 $1,518 $28,493 $818,868
23 273 $30,011 $1,467 $28,544 $790,324
23 274 $30,011 $1,416 $28,595 $761,729
23 275 $30,011 $1,365 $28,646 $733,082
23 276 $30,011 $1,313 $28,698 $704,384
24 277 $30,011 $1,262 $28,749 $675,635
24 278 $30,011 $1,211 $28,801 $646,835
24 279 $30,011 $1,159 $28,852 $617,982
24 280 $30,011 $1,107 $28,904 $589,078
24 281 $30,011 $1,055 $28,956 $560,123
24 282 $30,011 $1,004 $29,008 $531,115
24 283 $30,011 $952 $29,060 $502,056
24 284 $30,011 $900 $29,112 $472,944
24 285 $30,011 $847 $29,164 $443,780
24 286 $30,011 $795 $29,216 $414,564
24 287 $30,011 $743 $29,268 $385,296
24 288 $30,011 $690 $29,321 $355,975
25 289 $30,011 $638 $29,373 $326,601
25 290 $30,011 $585 $29,426 $297,175
25 291 $30,011 $532 $29,479 $267,697
25 292 $30,011 $480 $29,532 $238,165
25 293 $30,011 $427 $29,584 $208,581
25 294 $30,011 $374 $29,637 $178,943
25 295 $30,011 $321 $29,691 $149,253
25 296 $30,011 $267 $29,744 $119,509
25 297 $30,011 $214 $29,797 $89,712
25 298 $30,011 $161 $29,850 $59,861
25 299 $30,011 $107 $29,904 $29,957
25 300 $30,011 $54 $29,957 $0