按揭計算
物業售價 港幣
按揭成數 %
按揭利率 %
按揭年期


印花稅項

(舊)從價印花稅(第二標準稅率)
(住宅首置買家、合資格換樓人士*仍適用)
現適用於代表自己行事的香港永久性居民在購買住宅物業時,在香港沒有擁有其他任何住宅物業

(新)從價印花稅
現適用於購入物業時已擁有另一住宅物業、或非香港永久性居民購入住宅物業

從價印花稅 (第一標準稅率)
現適用於購買非住宅物業

BSD 買家印花稅收費
所有非香港永久性居民或以公司名義購買住宅物業之人士

SSD 額外印花稅收費
若SSD由賣方負責,則無需選擇此項



*若香港永久性居民購入住宅物業純屬轉換居所,並於買入物業6個月內(以買賣轉易契日期起計)售出他唯一的另一個住宅物業,買家可向稅務局申請退還部份印花稅(相當於新舊印花稅差額),但須符合稅務局之特定條件。 提示: 計算僅供參考,一概以稅務局最新公佈及決定為準。
如需更精確計算及進一步了解詳情,歡迎與我們的專業按揭顧問聯絡。
估計最初預算
首期港幣 $20,400,000
代理佣金 (港幣 $)
律師費 (港幣 $)
買家印花稅 (BSD)
額外印花稅 (SSD)
總數港幣 $20,910,000
* 請到政府 網站 取得最新印花稅資料
計算結果
首期 (港幣)
$20,400,000
 
每月還款 (港幣)
$131,946
總貸款額 (港幣)
$30,600,000
+
總利息 (港幣)
$8,983,692
=
總還款額 (港幣)
$39,583,692
還款計劃
年期 分期 還款 (港幣 $) 利息 (港幣 $) 本金 (港幣 $) 債務總額 (港幣 $)
1 1 $131,946 $54,825 $77,121 $30,522,879
1 2 $131,946 $54,687 $77,259 $30,445,621
1 3 $131,946 $54,548 $77,397 $30,368,223
1 4 $131,946 $54,410 $77,536 $30,290,687
1 5 $131,946 $54,271 $77,675 $30,213,013
1 6 $131,946 $54,132 $77,814 $30,135,199
1 7 $131,946 $53,992 $77,953 $30,057,245
1 8 $131,946 $53,853 $78,093 $29,979,152
1 9 $131,946 $53,713 $78,233 $29,900,919
1 10 $131,946 $53,572 $78,373 $29,822,546
1 11 $131,946 $53,432 $78,514 $29,744,032
1 12 $131,946 $53,291 $78,654 $29,665,378
2 13 $131,946 $53,150 $78,795 $29,586,583
2 14 $131,946 $53,009 $78,936 $29,507,647
2 15 $131,946 $52,868 $79,078 $29,428,569
2 16 $131,946 $52,726 $79,219 $29,349,349
2 17 $131,946 $52,584 $79,361 $29,269,988
2 18 $131,946 $52,442 $79,504 $29,190,484
2 19 $131,946 $52,300 $79,646 $29,110,838
2 20 $131,946 $52,157 $79,789 $29,031,050
2 21 $131,946 $52,014 $79,932 $28,951,118
2 22 $131,946 $51,871 $80,075 $28,871,043
2 23 $131,946 $51,727 $80,218 $28,790,825
2 24 $131,946 $51,584 $80,362 $28,710,463
3 25 $131,946 $51,440 $80,506 $28,629,957
3 26 $131,946 $51,295 $80,650 $28,549,306
3 27 $131,946 $51,151 $80,795 $28,468,511
3 28 $131,946 $51,006 $80,940 $28,387,572
3 29 $131,946 $50,861 $81,085 $28,306,487
3 30 $131,946 $50,716 $81,230 $28,225,257
3 31 $131,946 $50,570 $81,375 $28,143,882
3 32 $131,946 $50,424 $81,521 $28,062,361
3 33 $131,946 $50,278 $81,667 $27,980,694
3 34 $131,946 $50,132 $81,814 $27,898,880
3 35 $131,946 $49,985 $81,960 $27,816,920
3 36 $131,946 $49,839 $82,107 $27,734,813
4 37 $131,946 $49,692 $82,254 $27,652,559
4 38 $131,946 $49,544 $82,401 $27,570,157
4 39 $131,946 $49,397 $82,549 $27,487,608
4 40 $131,946 $49,249 $82,697 $27,404,911
4 41 $131,946 $49,100 $82,845 $27,322,066
4 42 $131,946 $48,952 $82,994 $27,239,072
4 43 $131,946 $48,803 $83,142 $27,155,930
4 44 $131,946 $48,654 $83,291 $27,072,639
4 45 $131,946 $48,505 $83,440 $26,989,198
4 46 $131,946 $48,356 $83,590 $26,905,608
4 47 $131,946 $48,206 $83,740 $26,821,869
4 48 $131,946 $48,056 $83,890 $26,737,979
5 49 $131,946 $47,906 $84,040 $26,653,939
5 50 $131,946 $47,755 $84,191 $26,569,748
5 51 $131,946 $47,604 $84,342 $26,485,407
5 52 $131,946 $47,453 $84,493 $26,400,914
5 53 $131,946 $47,302 $84,644 $26,316,270
5 54 $131,946 $47,150 $84,796 $26,231,474
5 55 $131,946 $46,998 $84,948 $26,146,527
5 56 $131,946 $46,846 $85,100 $26,061,427
5 57 $131,946 $46,693 $85,252 $25,976,175
5 58 $131,946 $46,541 $85,405 $25,890,770
5 59 $131,946 $46,388 $85,558 $25,805,212
5 60 $131,946 $46,234 $85,711 $25,719,500
6 61 $131,946 $46,081 $85,865 $25,633,636
6 62 $131,946 $45,927 $86,019 $25,547,617
6 63 $131,946 $45,773 $86,173 $25,461,444
6 64 $131,946 $45,618 $86,327 $25,375,117
6 65 $131,946 $45,464 $86,482 $25,288,635
6 66 $131,946 $45,309 $86,637 $25,201,998
6 67 $131,946 $45,154 $86,792 $25,115,206
6 68 $131,946 $44,998 $86,948 $25,028,258
6 69 $131,946 $44,842 $87,103 $24,941,155
6 70 $131,946 $44,686 $87,259 $24,853,896
6 71 $131,946 $44,530 $87,416 $24,766,480
6 72 $131,946 $44,373 $87,572 $24,678,908
7 73 $131,946 $44,216 $87,729 $24,591,178
7 74 $131,946 $44,059 $87,886 $24,503,292
7 75 $131,946 $43,902 $88,044 $24,415,248
7 76 $131,946 $43,744 $88,202 $24,327,046
7 77 $131,946 $43,586 $88,360 $24,238,687
7 78 $131,946 $43,428 $88,518 $24,150,169
7 79 $131,946 $43,269 $88,677 $24,061,492
7 80 $131,946 $43,110 $88,835 $23,972,657
7 81 $131,946 $42,951 $88,995 $23,883,662
7 82 $131,946 $42,792 $89,154 $23,794,508
7 83 $131,946 $42,632 $89,314 $23,705,194
7 84 $131,946 $42,472 $89,474 $23,615,720
8 85 $131,946 $42,311 $89,634 $23,526,086
8 86 $131,946 $42,151 $89,795 $23,436,291
8 87 $131,946 $41,990 $89,956 $23,346,336
8 88 $131,946 $41,829 $90,117 $23,256,219
8 89 $131,946 $41,667 $90,278 $23,165,941
8 90 $131,946 $41,506 $90,440 $23,075,501
8 91 $131,946 $41,344 $90,602 $22,984,899
8 92 $131,946 $41,181 $90,764 $22,894,134
8 93 $131,946 $41,019 $90,927 $22,803,207
8 94 $131,946 $40,856 $91,090 $22,712,117
8 95 $131,946 $40,693 $91,253 $22,620,864
8 96 $131,946 $40,529 $91,417 $22,529,448
9 97 $131,946 $40,365 $91,580 $22,437,867
9 98 $131,946 $40,201 $91,744 $22,346,123
9 99 $131,946 $40,037 $91,909 $22,254,214
9 100 $131,946 $39,872 $92,074 $22,162,140
9 101 $131,946 $39,707 $92,238 $22,069,902
9 102 $131,946 $39,542 $92,404 $21,977,498
9 103 $131,946 $39,376 $92,569 $21,884,929
9 104 $131,946 $39,210 $92,735 $21,792,194
9 105 $131,946 $39,044 $92,901 $21,699,293
9 106 $131,946 $38,878 $93,068 $21,606,225
9 107 $131,946 $38,711 $93,234 $21,512,990
9 108 $131,946 $38,544 $93,402 $21,419,589
10 109 $131,946 $38,377 $93,569 $21,326,020
10 110 $131,946 $38,209 $93,737 $21,232,283
10 111 $131,946 $38,041 $93,904 $21,138,379
10 112 $131,946 $37,873 $94,073 $21,044,306
10 113 $131,946 $37,704 $94,241 $20,950,065
10 114 $131,946 $37,536 $94,410 $20,855,655
10 115 $131,946 $37,366 $94,579 $20,761,076
10 116 $131,946 $37,197 $94,749 $20,666,327
10 117 $131,946 $37,027 $94,918 $20,571,408
10 118 $131,946 $36,857 $95,089 $20,476,320
10 119 $131,946 $36,687 $95,259 $20,381,061
10 120 $131,946 $36,516 $95,430 $20,285,631
11 121 $131,946 $36,345 $95,601 $20,190,031
11 122 $131,946 $36,174 $95,772 $20,094,259
11 123 $131,946 $36,002 $95,943 $19,998,316
11 124 $131,946 $35,830 $96,115 $19,902,200
11 125 $131,946 $35,658 $96,288 $19,805,913
11 126 $131,946 $35,486 $96,460 $19,709,453
11 127 $131,946 $35,313 $96,633 $19,612,820
11 128 $131,946 $35,140 $96,806 $19,516,014
11 129 $131,946 $34,966 $96,979 $19,419,034
11 130 $131,946 $34,792 $97,153 $19,321,881
11 131 $131,946 $34,618 $97,327 $19,224,554
11 132 $131,946 $34,444 $97,502 $19,127,052
12 133 $131,946 $34,269 $97,676 $19,029,376
12 134 $131,946 $34,094 $97,851 $18,931,525
12 135 $131,946 $33,919 $98,027 $18,833,498
12 136 $131,946 $33,743 $98,202 $18,735,296
12 137 $131,946 $33,567 $98,378 $18,636,917
12 138 $131,946 $33,391 $98,554 $18,538,363
12 139 $131,946 $33,215 $98,731 $18,439,632
12 140 $131,946 $33,038 $98,908 $18,340,724
12 141 $131,946 $32,860 $99,085 $18,241,639
12 142 $131,946 $32,683 $99,263 $18,142,376
12 143 $131,946 $32,505 $99,441 $18,042,935
12 144 $131,946 $32,327 $99,619 $17,943,317
13 145 $131,946 $32,148 $99,797 $17,843,519
13 146 $131,946 $31,970 $99,976 $17,743,543
13 147 $131,946 $31,791 $100,155 $17,643,388
13 148 $131,946 $31,611 $100,335 $17,543,054
13 149 $131,946 $31,431 $100,514 $17,442,539
13 150 $131,946 $31,251 $100,694 $17,341,845
13 151 $131,946 $31,071 $100,875 $17,240,970
13 152 $131,946 $30,890 $101,056 $17,139,915
13 153 $131,946 $30,709 $101,237 $17,038,678
13 154 $131,946 $30,528 $101,418 $16,937,260
13 155 $131,946 $30,346 $101,600 $16,835,660
13 156 $131,946 $30,164 $101,782 $16,733,878
14 157 $131,946 $29,982 $101,964 $16,631,914
14 158 $131,946 $29,799 $102,147 $16,529,768
14 159 $131,946 $29,616 $102,330 $16,427,438
14 160 $131,946 $29,432 $102,513 $16,324,925
14 161 $131,946 $29,249 $102,697 $16,222,228
14 162 $131,946 $29,065 $102,881 $16,119,347
14 163 $131,946 $28,880 $103,065 $16,016,282
14 164 $131,946 $28,696 $103,250 $15,913,032
14 165 $131,946 $28,511 $103,435 $15,809,597
14 166 $131,946 $28,326 $103,620 $15,705,977
14 167 $131,946 $28,140 $103,806 $15,602,171
14 168 $131,946 $27,954 $103,992 $15,498,180
15 169 $131,946 $27,768 $104,178 $15,394,002
15 170 $131,946 $27,581 $104,365 $15,289,637
15 171 $131,946 $27,394 $104,552 $15,185,085
15 172 $131,946 $27,207 $104,739 $15,080,346
15 173 $131,946 $27,019 $104,927 $14,975,419
15 174 $131,946 $26,831 $105,115 $14,870,305
15 175 $131,946 $26,643 $105,303 $14,765,002
15 176 $131,946 $26,454 $105,492 $14,659,510
15 177 $131,946 $26,265 $105,681 $14,553,829
15 178 $131,946 $26,076 $105,870 $14,447,959
15 179 $131,946 $25,886 $106,060 $14,341,900
15 180 $131,946 $25,696 $106,250 $14,235,650
16 181 $131,946 $25,506 $106,440 $14,129,210
16 182 $131,946 $25,315 $106,631 $14,022,579
16 183 $131,946 $25,124 $106,822 $13,915,757
16 184 $131,946 $24,932 $107,013 $13,808,744
16 185 $131,946 $24,741 $107,205 $13,701,539
16 186 $131,946 $24,549 $107,397 $13,594,142
16 187 $131,946 $24,356 $107,589 $13,486,552
16 188 $131,946 $24,163 $107,782 $13,378,770
16 189 $131,946 $23,970 $107,975 $13,270,795
16 190 $131,946 $23,777 $108,169 $13,162,626
16 191 $131,946 $23,583 $108,363 $13,054,263
16 192 $131,946 $23,389 $108,557 $12,945,707
17 193 $131,946 $23,194 $108,751 $12,836,955
17 194 $131,946 $23,000 $108,946 $12,728,009
17 195 $131,946 $22,804 $109,141 $12,618,868
17 196 $131,946 $22,609 $109,337 $12,509,531
17 197 $131,946 $22,413 $109,533 $12,399,998
17 198 $131,946 $22,217 $109,729 $12,290,269
17 199 $131,946 $22,020 $109,926 $12,180,344
17 200 $131,946 $21,823 $110,123 $12,070,221
17 201 $131,946 $21,626 $110,320 $11,959,902
17 202 $131,946 $21,428 $110,517 $11,849,384
17 203 $131,946 $21,230 $110,715 $11,738,669
17 204 $131,946 $21,032 $110,914 $11,627,755
18 205 $131,946 $20,833 $111,113 $11,516,642
18 206 $131,946 $20,634 $111,312 $11,405,330
18 207 $131,946 $20,435 $111,511 $11,293,819
18 208 $131,946 $20,235 $111,711 $11,182,108
18 209 $131,946 $20,035 $111,911 $11,070,197
18 210 $131,946 $19,834 $112,112 $10,958,086
18 211 $131,946 $19,633 $112,312 $10,845,773
18 212 $131,946 $19,432 $112,514 $10,733,260
18 213 $131,946 $19,230 $112,715 $10,620,545
18 214 $131,946 $19,028 $112,917 $10,507,627
18 215 $131,946 $18,826 $113,119 $10,394,508
18 216 $131,946 $18,623 $113,322 $10,281,186
19 217 $131,946 $18,420 $113,525 $10,167,661
19 218 $131,946 $18,217 $113,729 $10,053,932
19 219 $131,946 $18,013 $113,932 $9,940,000
19 220 $131,946 $17,809 $114,136 $9,825,863
19 221 $131,946 $17,605 $114,341 $9,711,522
19 222 $131,946 $17,400 $114,546 $9,596,976
19 223 $131,946 $17,195 $114,751 $9,482,225
19 224 $131,946 $16,989 $114,957 $9,367,269
19 225 $131,946 $16,783 $115,163 $9,252,106
19 226 $131,946 $16,577 $115,369 $9,136,737
19 227 $131,946 $16,370 $115,576 $9,021,162
19 228 $131,946 $16,163 $115,783 $8,905,379
20 229 $131,946 $15,955 $115,990 $8,789,389
20 230 $131,946 $15,748 $116,198 $8,673,191
20 231 $131,946 $15,539 $116,406 $8,556,784
20 232 $131,946 $15,331 $116,615 $8,440,170
20 233 $131,946 $15,122 $116,824 $8,323,346
20 234 $131,946 $14,913 $117,033 $8,206,313
20 235 $131,946 $14,703 $117,243 $8,089,070
20 236 $131,946 $14,493 $117,453 $7,971,618
20 237 $131,946 $14,282 $117,663 $7,853,955
20 238 $131,946 $14,072 $117,874 $7,736,081
20 239 $131,946 $13,860 $118,085 $7,617,995
20 240 $131,946 $13,649 $118,297 $7,499,699
21 241 $131,946 $13,437 $118,509 $7,381,190
21 242 $131,946 $13,225 $118,721 $7,262,469
21 243 $131,946 $13,012 $118,934 $7,143,535
21 244 $131,946 $12,799 $119,147 $7,024,388
21 245 $131,946 $12,585 $119,360 $6,905,028
21 246 $131,946 $12,372 $119,574 $6,785,454
21 247 $131,946 $12,157 $119,788 $6,665,666
21 248 $131,946 $11,943 $120,003 $6,545,663
21 249 $131,946 $11,728 $120,218 $6,425,445
21 250 $131,946 $11,512 $120,433 $6,305,011
21 251 $131,946 $11,296 $120,649 $6,184,362
21 252 $131,946 $11,080 $120,865 $6,063,497
22 253 $131,946 $10,864 $121,082 $5,942,415
22 254 $131,946 $10,647 $121,299 $5,821,116
22 255 $131,946 $10,429 $121,516 $5,699,600
22 256 $131,946 $10,212 $121,734 $5,577,866
22 257 $131,946 $9,994 $121,952 $5,455,914
22 258 $131,946 $9,775 $122,170 $5,333,744
22 259 $131,946 $9,556 $122,389 $5,211,354
22 260 $131,946 $9,337 $122,609 $5,088,746
22 261 $131,946 $9,117 $122,828 $4,965,917
22 262 $131,946 $8,897 $123,048 $4,842,869
22 263 $131,946 $8,677 $123,269 $4,719,600
22 264 $131,946 $8,456 $123,490 $4,596,111
23 265 $131,946 $8,235 $123,711 $4,472,400
23 266 $131,946 $8,013 $123,933 $4,348,467
23 267 $131,946 $7,791 $124,155 $4,224,312
23 268 $131,946 $7,569 $124,377 $4,099,935
23 269 $131,946 $7,346 $124,600 $3,975,335
23 270 $131,946 $7,122 $124,823 $3,850,512
23 271 $131,946 $6,899 $125,047 $3,725,465
23 272 $131,946 $6,675 $125,271 $3,600,195
23 273 $131,946 $6,450 $125,495 $3,474,699
23 274 $131,946 $6,226 $125,720 $3,348,979
23 275 $131,946 $6,000 $125,945 $3,223,034
23 276 $131,946 $5,775 $126,171 $3,096,863
24 277 $131,946 $5,549 $126,397 $2,970,466
24 278 $131,946 $5,322 $126,624 $2,843,842
24 279 $131,946 $5,095 $126,850 $2,716,992
24 280 $131,946 $4,868 $127,078 $2,589,914
24 281 $131,946 $4,640 $127,305 $2,462,609
24 282 $131,946 $4,412 $127,533 $2,335,075
24 283 $131,946 $4,184 $127,762 $2,207,313
24 284 $131,946 $3,955 $127,991 $2,079,322
24 285 $131,946 $3,725 $128,220 $1,951,102
24 286 $131,946 $3,496 $128,450 $1,822,652
24 287 $131,946 $3,266 $128,680 $1,693,972
24 288 $131,946 $3,035 $128,911 $1,565,061
25 289 $131,946 $2,804 $129,142 $1,435,920
25 290 $131,946 $2,573 $129,373 $1,306,547
25 291 $131,946 $2,341 $129,605 $1,176,942
25 292 $131,946 $2,109 $129,837 $1,047,105
25 293 $131,946 $1,876 $130,070 $917,036
25 294 $131,946 $1,643 $130,303 $786,733
25 295 $131,946 $1,410 $130,536 $656,197
25 296 $131,946 $1,176 $130,770 $525,427
25 297 $131,946 $941 $131,004 $394,423
25 298 $131,946 $707 $131,239 $263,184
25 299 $131,946 $472 $131,474 $131,710
25 300 $131,946 $236 $131,710 $0