按揭計算
物業售價 港幣
按揭成數 %
按揭利率 %
按揭年期


印花稅項

(舊)從價印花稅(第二標準稅率)
(住宅首置買家、合資格換樓人士*仍適用)
現適用於代表自己行事的香港永久性居民在購買住宅物業時,在香港沒有擁有其他任何住宅物業

(新)從價印花稅
現適用於購入物業時已擁有另一住宅物業、或非香港永久性居民購入住宅物業

從價印花稅 (第一標準稅率)
現適用於購買非住宅物業

BSD 買家印花稅收費
所有非香港永久性居民或以公司名義購買住宅物業之人士

SSD 額外印花稅收費
若SSD由賣方負責,則無需選擇此項



*若香港永久性居民購入住宅物業純屬轉換居所,並於買入物業6個月內(以買賣轉易契日期起計)售出他唯一的另一個住宅物業,買家可向稅務局申請退還部份印花稅(相當於新舊印花稅差額),但須符合稅務局之特定條件。 提示: 計算僅供參考,一概以稅務局最新公佈及決定為準。
如需更精確計算及進一步了解詳情,歡迎與我們的專業按揭顧問聯絡。
估計最初預算
首期港幣 $2,040,000
代理佣金 (港幣 $)
律師費 (港幣 $)
買家印花稅 (BSD)
額外印花稅 (SSD)
總數港幣 $2,091,000
* 請到政府 網站 取得最新印花稅資料
計算結果
首期 (港幣)
$2,040,000
 
每月還款 (港幣)
$13,195
總貸款額 (港幣)
$3,060,000
+
總利息 (港幣)
$898,369
=
總還款額 (港幣)
$3,958,369
還款計劃
年期 分期 還款 (港幣 $) 利息 (港幣 $) 本金 (港幣 $) 債務總額 (港幣 $)
1 1 $13,195 $5,483 $7,712 $3,052,288
1 2 $13,195 $5,469 $7,726 $3,044,562
1 3 $13,195 $5,455 $7,740 $3,036,822
1 4 $13,195 $5,441 $7,754 $3,029,069
1 5 $13,195 $5,427 $7,767 $3,021,301
1 6 $13,195 $5,413 $7,781 $3,013,520
1 7 $13,195 $5,399 $7,795 $3,005,725
1 8 $13,195 $5,385 $7,809 $2,997,915
1 9 $13,195 $5,371 $7,823 $2,990,092
1 10 $13,195 $5,357 $7,837 $2,982,255
1 11 $13,195 $5,343 $7,851 $2,974,403
1 12 $13,195 $5,329 $7,865 $2,966,538
2 13 $13,195 $5,315 $7,880 $2,958,658
2 14 $13,195 $5,301 $7,894 $2,950,765
2 15 $13,195 $5,287 $7,908 $2,942,857
2 16 $13,195 $5,273 $7,922 $2,934,935
2 17 $13,195 $5,258 $7,936 $2,926,999
2 18 $13,195 $5,244 $7,950 $2,919,048
2 19 $13,195 $5,230 $7,965 $2,911,084
2 20 $13,195 $5,216 $7,979 $2,903,105
2 21 $13,195 $5,201 $7,993 $2,895,112
2 22 $13,195 $5,187 $8,007 $2,887,104
2 23 $13,195 $5,173 $8,022 $2,879,082
2 24 $13,195 $5,158 $8,036 $2,871,046
3 25 $13,195 $5,144 $8,051 $2,862,996
3 26 $13,195 $5,130 $8,065 $2,854,931
3 27 $13,195 $5,115 $8,079 $2,846,851
3 28 $13,195 $5,101 $8,094 $2,838,757
3 29 $13,195 $5,086 $8,108 $2,830,649
3 30 $13,195 $5,072 $8,123 $2,822,526
3 31 $13,195 $5,057 $8,138 $2,814,388
3 32 $13,195 $5,042 $8,152 $2,806,236
3 33 $13,195 $5,028 $8,167 $2,798,069
3 34 $13,195 $5,013 $8,181 $2,789,888
3 35 $13,195 $4,999 $8,196 $2,781,692
3 36 $13,195 $4,984 $8,211 $2,773,481
4 37 $13,195 $4,969 $8,225 $2,765,256
4 38 $13,195 $4,954 $8,240 $2,757,016
4 39 $13,195 $4,940 $8,255 $2,748,761
4 40 $13,195 $4,925 $8,270 $2,740,491
4 41 $13,195 $4,910 $8,285 $2,732,207
4 42 $13,195 $4,895 $8,299 $2,723,907
4 43 $13,195 $4,880 $8,314 $2,715,593
4 44 $13,195 $4,865 $8,329 $2,707,264
4 45 $13,195 $4,851 $8,344 $2,698,920
4 46 $13,195 $4,836 $8,359 $2,690,561
4 47 $13,195 $4,821 $8,374 $2,682,187
4 48 $13,195 $4,806 $8,389 $2,673,798
5 49 $13,195 $4,791 $8,404 $2,665,394
5 50 $13,195 $4,775 $8,419 $2,656,975
5 51 $13,195 $4,760 $8,434 $2,648,541
5 52 $13,195 $4,745 $8,449 $2,640,091
5 53 $13,195 $4,730 $8,464 $2,631,627
5 54 $13,195 $4,715 $8,480 $2,623,147
5 55 $13,195 $4,700 $8,495 $2,614,653
5 56 $13,195 $4,685 $8,510 $2,606,143
5 57 $13,195 $4,669 $8,525 $2,597,617
5 58 $13,195 $4,654 $8,540 $2,589,077
5 59 $13,195 $4,639 $8,556 $2,580,521
5 60 $13,195 $4,623 $8,571 $2,571,950
6 61 $13,195 $4,608 $8,586 $2,563,364
6 62 $13,195 $4,593 $8,602 $2,554,762
6 63 $13,195 $4,577 $8,617 $2,546,144
6 64 $13,195 $4,562 $8,633 $2,537,512
6 65 $13,195 $4,546 $8,648 $2,528,863
6 66 $13,195 $4,531 $8,664 $2,520,200
6 67 $13,195 $4,515 $8,679 $2,511,521
6 68 $13,195 $4,500 $8,695 $2,502,826
6 69 $13,195 $4,484 $8,710 $2,494,116
6 70 $13,195 $4,469 $8,726 $2,485,390
6 71 $13,195 $4,453 $8,742 $2,476,648
6 72 $13,195 $4,437 $8,757 $2,467,891
7 73 $13,195 $4,422 $8,773 $2,459,118
7 74 $13,195 $4,406 $8,789 $2,450,329
7 75 $13,195 $4,390 $8,804 $2,441,525
7 76 $13,195 $4,374 $8,820 $2,432,705
7 77 $13,195 $4,359 $8,836 $2,423,869
7 78 $13,195 $4,343 $8,852 $2,415,017
7 79 $13,195 $4,327 $8,868 $2,406,149
7 80 $13,195 $4,311 $8,884 $2,397,266
7 81 $13,195 $4,295 $8,899 $2,388,366
7 82 $13,195 $4,279 $8,915 $2,379,451
7 83 $13,195 $4,263 $8,931 $2,370,519
7 84 $13,195 $4,247 $8,947 $2,361,572
8 85 $13,195 $4,231 $8,963 $2,352,609
8 86 $13,195 $4,215 $8,979 $2,343,629
8 87 $13,195 $4,199 $8,996 $2,334,634
8 88 $13,195 $4,183 $9,012 $2,325,622
8 89 $13,195 $4,167 $9,028 $2,316,594
8 90 $13,195 $4,151 $9,044 $2,307,550
8 91 $13,195 $4,134 $9,060 $2,298,490
8 92 $13,195 $4,118 $9,076 $2,289,413
8 93 $13,195 $4,102 $9,093 $2,280,321
8 94 $13,195 $4,086 $9,109 $2,271,212
8 95 $13,195 $4,069 $9,125 $2,262,086
8 96 $13,195 $4,053 $9,142 $2,252,945
9 97 $13,195 $4,037 $9,158 $2,243,787
9 98 $13,195 $4,020 $9,174 $2,234,612
9 99 $13,195 $4,004 $9,191 $2,225,421
9 100 $13,195 $3,987 $9,207 $2,216,214
9 101 $13,195 $3,971 $9,224 $2,206,990
9 102 $13,195 $3,954 $9,240 $2,197,750
9 103 $13,195 $3,938 $9,257 $2,188,493
9 104 $13,195 $3,921 $9,274 $2,179,219
9 105 $13,195 $3,904 $9,290 $2,169,929
9 106 $13,195 $3,888 $9,307 $2,160,622
9 107 $13,195 $3,871 $9,323 $2,151,299
9 108 $13,195 $3,854 $9,340 $2,141,959
10 109 $13,195 $3,838 $9,357 $2,132,602
10 110 $13,195 $3,821 $9,374 $2,123,228
10 111 $13,195 $3,804 $9,390 $2,113,838
10 112 $13,195 $3,787 $9,407 $2,104,431
10 113 $13,195 $3,770 $9,424 $2,095,006
10 114 $13,195 $3,754 $9,441 $2,085,565
10 115 $13,195 $3,737 $9,458 $2,076,108
10 116 $13,195 $3,720 $9,475 $2,066,633
10 117 $13,195 $3,703 $9,492 $2,057,141
10 118 $13,195 $3,686 $9,509 $2,047,632
10 119 $13,195 $3,669 $9,526 $2,038,106
10 120 $13,195 $3,652 $9,543 $2,028,563
11 121 $13,195 $3,635 $9,560 $2,019,003
11 122 $13,195 $3,617 $9,577 $2,009,426
11 123 $13,195 $3,600 $9,594 $1,999,832
11 124 $13,195 $3,583 $9,612 $1,990,220
11 125 $13,195 $3,566 $9,629 $1,980,591
11 126 $13,195 $3,549 $9,646 $1,970,945
11 127 $13,195 $3,531 $9,663 $1,961,282
11 128 $13,195 $3,514 $9,681 $1,951,601
11 129 $13,195 $3,497 $9,698 $1,941,903
11 130 $13,195 $3,479 $9,715 $1,932,188
11 131 $13,195 $3,462 $9,733 $1,922,455
11 132 $13,195 $3,444 $9,750 $1,912,705
12 133 $13,195 $3,427 $9,768 $1,902,938
12 134 $13,195 $3,409 $9,785 $1,893,152
12 135 $13,195 $3,392 $9,803 $1,883,350
12 136 $13,195 $3,374 $9,820 $1,873,530
12 137 $13,195 $3,357 $9,838 $1,863,692
12 138 $13,195 $3,339 $9,855 $1,853,836
12 139 $13,195 $3,321 $9,873 $1,843,963
12 140 $13,195 $3,304 $9,891 $1,834,072
12 141 $13,195 $3,286 $9,909 $1,824,164
12 142 $13,195 $3,268 $9,926 $1,814,238
12 143 $13,195 $3,251 $9,944 $1,804,294
12 144 $13,195 $3,233 $9,962 $1,794,332
13 145 $13,195 $3,215 $9,980 $1,784,352
13 146 $13,195 $3,197 $9,998 $1,774,354
13 147 $13,195 $3,179 $10,016 $1,764,339
13 148 $13,195 $3,161 $10,033 $1,754,305
13 149 $13,195 $3,143 $10,051 $1,744,254
13 150 $13,195 $3,125 $10,069 $1,734,184
13 151 $13,195 $3,107 $10,087 $1,724,097
13 152 $13,195 $3,089 $10,106 $1,713,991
13 153 $13,195 $3,071 $10,124 $1,703,868
13 154 $13,195 $3,053 $10,142 $1,693,726
13 155 $13,195 $3,035 $10,160 $1,683,566
13 156 $13,195 $3,016 $10,178 $1,673,388
14 157 $13,195 $2,998 $10,196 $1,663,191
14 158 $13,195 $2,980 $10,215 $1,652,977
14 159 $13,195 $2,962 $10,233 $1,642,744
14 160 $13,195 $2,943 $10,251 $1,632,492
14 161 $13,195 $2,925 $10,270 $1,622,223
14 162 $13,195 $2,906 $10,288 $1,611,935
14 163 $13,195 $2,888 $10,307 $1,601,628
14 164 $13,195 $2,870 $10,325 $1,591,303
14 165 $13,195 $2,851 $10,343 $1,580,960
14 166 $13,195 $2,833 $10,362 $1,570,598
14 167 $13,195 $2,814 $10,381 $1,560,217
14 168 $13,195 $2,795 $10,399 $1,549,818
15 169 $13,195 $2,777 $10,418 $1,539,400
15 170 $13,195 $2,758 $10,436 $1,528,964
15 171 $13,195 $2,739 $10,455 $1,518,509
15 172 $13,195 $2,721 $10,474 $1,508,035
15 173 $13,195 $2,702 $10,493 $1,497,542
15 174 $13,195 $2,683 $10,511 $1,487,030
15 175 $13,195 $2,664 $10,530 $1,476,500
15 176 $13,195 $2,645 $10,549 $1,465,951
15 177 $13,195 $2,626 $10,568 $1,455,383
15 178 $13,195 $2,608 $10,587 $1,444,796
15 179 $13,195 $2,589 $10,606 $1,434,190
15 180 $13,195 $2,570 $10,625 $1,423,565
16 181 $13,195 $2,551 $10,644 $1,412,921
16 182 $13,195 $2,531 $10,663 $1,402,258
16 183 $13,195 $2,512 $10,682 $1,391,576
16 184 $13,195 $2,493 $10,701 $1,380,874
16 185 $13,195 $2,474 $10,720 $1,370,154
16 186 $13,195 $2,455 $10,740 $1,359,414
16 187 $13,195 $2,436 $10,759 $1,348,655
16 188 $13,195 $2,416 $10,778 $1,337,877
16 189 $13,195 $2,397 $10,798 $1,327,079
16 190 $13,195 $2,378 $10,817 $1,316,263
16 191 $13,195 $2,358 $10,836 $1,305,426
16 192 $13,195 $2,339 $10,856 $1,294,571
17 193 $13,195 $2,319 $10,875 $1,283,696
17 194 $13,195 $2,300 $10,895 $1,272,801
17 195 $13,195 $2,280 $10,914 $1,261,887
17 196 $13,195 $2,261 $10,934 $1,250,953
17 197 $13,195 $2,241 $10,953 $1,240,000
17 198 $13,195 $2,222 $10,973 $1,229,027
17 199 $13,195 $2,202 $10,993 $1,218,034
17 200 $13,195 $2,182 $11,012 $1,207,022
17 201 $13,195 $2,163 $11,032 $1,195,990
17 202 $13,195 $2,143 $11,052 $1,184,938
17 203 $13,195 $2,123 $11,072 $1,173,867
17 204 $13,195 $2,103 $11,091 $1,162,775
18 205 $13,195 $2,083 $11,111 $1,151,664
18 206 $13,195 $2,063 $11,131 $1,140,533
18 207 $13,195 $2,043 $11,151 $1,129,382
18 208 $13,195 $2,023 $11,171 $1,118,211
18 209 $13,195 $2,003 $11,191 $1,107,020
18 210 $13,195 $1,983 $11,211 $1,095,809
18 211 $13,195 $1,963 $11,231 $1,084,577
18 212 $13,195 $1,943 $11,251 $1,073,326
18 213 $13,195 $1,923 $11,272 $1,062,054
18 214 $13,195 $1,903 $11,292 $1,050,763
18 215 $13,195 $1,883 $11,312 $1,039,451
18 216 $13,195 $1,862 $11,332 $1,028,119
19 217 $13,195 $1,842 $11,353 $1,016,766
19 218 $13,195 $1,822 $11,373 $1,005,393
19 219 $13,195 $1,801 $11,393 $994,000
19 220 $13,195 $1,781 $11,414 $982,586
19 221 $13,195 $1,760 $11,434 $971,152
19 222 $13,195 $1,740 $11,455 $959,698
19 223 $13,195 $1,719 $11,475 $948,223
19 224 $13,195 $1,699 $11,496 $936,727
19 225 $13,195 $1,678 $11,516 $925,211
19 226 $13,195 $1,658 $11,537 $913,674
19 227 $13,195 $1,637 $11,558 $902,116
19 228 $13,195 $1,616 $11,578 $890,538
20 229 $13,195 $1,596 $11,599 $878,939
20 230 $13,195 $1,575 $11,620 $867,319
20 231 $13,195 $1,554 $11,641 $855,678
20 232 $13,195 $1,533 $11,661 $844,017
20 233 $13,195 $1,512 $11,682 $832,335
20 234 $13,195 $1,491 $11,703 $820,631
20 235 $13,195 $1,470 $11,724 $808,907
20 236 $13,195 $1,449 $11,745 $797,162
20 237 $13,195 $1,428 $11,766 $785,395
20 238 $13,195 $1,407 $11,787 $773,608
20 239 $13,195 $1,386 $11,809 $761,800
20 240 $13,195 $1,365 $11,830 $749,970
21 241 $13,195 $1,344 $11,851 $738,119
21 242 $13,195 $1,322 $11,872 $726,247
21 243 $13,195 $1,301 $11,893 $714,354
21 244 $13,195 $1,280 $11,915 $702,439
21 245 $13,195 $1,259 $11,936 $690,503
21 246 $13,195 $1,237 $11,957 $678,545
21 247 $13,195 $1,216 $11,979 $666,567
21 248 $13,195 $1,194 $12,000 $654,566
21 249 $13,195 $1,173 $12,022 $642,544
21 250 $13,195 $1,151 $12,043 $630,501
21 251 $13,195 $1,130 $12,065 $618,436
21 252 $13,195 $1,108 $12,087 $606,350
22 253 $13,195 $1,086 $12,108 $594,241
22 254 $13,195 $1,065 $12,130 $582,112
22 255 $13,195 $1,043 $12,152 $569,960
22 256 $13,195 $1,021 $12,173 $557,787
22 257 $13,195 $999 $12,195 $545,591
22 258 $13,195 $978 $12,217 $533,374
22 259 $13,195 $956 $12,239 $521,135
22 260 $13,195 $934 $12,261 $508,875
22 261 $13,195 $912 $12,283 $496,592
22 262 $13,195 $890 $12,305 $484,287
22 263 $13,195 $868 $12,327 $471,960
22 264 $13,195 $846 $12,349 $459,611
23 265 $13,195 $823 $12,371 $447,240
23 266 $13,195 $801 $12,393 $434,847
23 267 $13,195 $779 $12,415 $422,431
23 268 $13,195 $757 $12,438 $409,994
23 269 $13,195 $735 $12,460 $397,534
23 270 $13,195 $712 $12,482 $385,051
23 271 $13,195 $690 $12,505 $372,547
23 272 $13,195 $667 $12,527 $360,019
23 273 $13,195 $645 $12,550 $347,470
23 274 $13,195 $623 $12,572 $334,898
23 275 $13,195 $600 $12,595 $322,303
23 276 $13,195 $577 $12,617 $309,686
24 277 $13,195 $555 $12,640 $297,047
24 278 $13,195 $532 $12,662 $284,384
24 279 $13,195 $510 $12,685 $271,699
24 280 $13,195 $487 $12,708 $258,991
24 281 $13,195 $464 $12,731 $246,261
24 282 $13,195 $441 $12,753 $233,508
24 283 $13,195 $418 $12,776 $220,731
24 284 $13,195 $395 $12,799 $207,932
24 285 $13,195 $373 $12,822 $195,110
24 286 $13,195 $350 $12,845 $182,265
24 287 $13,195 $327 $12,868 $169,397
24 288 $13,195 $304 $12,891 $156,506
25 289 $13,195 $280 $12,914 $143,592
25 290 $13,195 $257 $12,937 $130,655
25 291 $13,195 $234 $12,960 $117,694
25 292 $13,195 $211 $12,984 $104,711
25 293 $13,195 $188 $13,007 $91,704
25 294 $13,195 $164 $13,030 $78,673
25 295 $13,195 $141 $13,054 $65,620
25 296 $13,195 $118 $13,077 $52,543
25 297 $13,195 $94 $13,100 $39,442
25 298 $13,195 $71 $13,124 $26,318
25 299 $13,195 $47 $13,147 $13,171
25 300 $13,195 $24 $13,171 $0