按揭計算
物業售價 港幣
按揭成數 %
按揭利率 %
按揭年期


印花稅項

(舊)從價印花稅(第二標準稅率)
(住宅首置買家、合資格換樓人士*仍適用)
現適用於代表自己行事的香港永久性居民在購買住宅物業時,在香港沒有擁有其他任何住宅物業

(新)從價印花稅
現適用於購入物業時已擁有另一住宅物業、或非香港永久性居民購入住宅物業

從價印花稅 (第一標準稅率)
現適用於購買非住宅物業

BSD 買家印花稅收費
所有非香港永久性居民或以公司名義購買住宅物業之人士

SSD 額外印花稅收費
若SSD由賣方負責,則無需選擇此項



*若香港永久性居民購入住宅物業純屬轉換居所,並於買入物業6個月內(以買賣轉易契日期起計)售出他唯一的另一個住宅物業,買家可向稅務局申請退還部份印花稅(相當於新舊印花稅差額),但須符合稅務局之特定條件。 提示: 計算僅供參考,一概以稅務局最新公佈及決定為準。
如需更精確計算及進一步了解詳情,歡迎與我們的專業按揭顧問聯絡。
估計最初預算
首期港幣 $2,400,000
代理佣金 (港幣 $)
律師費 (港幣 $)
買家印花稅 (BSD)
額外印花稅 (SSD)
總數港幣 $2,460,000
* 請到政府 網站 取得最新印花稅資料
計算結果
首期 (港幣)
$2,400,000
 
每月還款 (港幣)
$15,523
總貸款額 (港幣)
$3,600,000
+
總利息 (港幣)
$1,056,905
=
總還款額 (港幣)
$4,656,905
還款計劃
年期 分期 還款 (港幣 $) 利息 (港幣 $) 本金 (港幣 $) 債務總額 (港幣 $)
1 1 $15,523 $6,450 $9,073 $3,590,927
1 2 $15,523 $6,434 $9,089 $3,581,838
1 3 $15,523 $6,417 $9,106 $3,572,732
1 4 $15,523 $6,401 $9,122 $3,563,610
1 5 $15,523 $6,385 $9,138 $3,554,472
1 6 $15,523 $6,368 $9,155 $3,545,317
1 7 $15,523 $6,352 $9,171 $3,536,146
1 8 $15,523 $6,336 $9,187 $3,526,959
1 9 $15,523 $6,319 $9,204 $3,517,755
1 10 $15,523 $6,303 $9,220 $3,508,535
1 11 $15,523 $6,286 $9,237 $3,499,298
1 12 $15,523 $6,270 $9,253 $3,490,044
2 13 $15,523 $6,253 $9,270 $3,480,774
2 14 $15,523 $6,236 $9,287 $3,471,488
2 15 $15,523 $6,220 $9,303 $3,462,185
2 16 $15,523 $6,203 $9,320 $3,452,865
2 17 $15,523 $6,186 $9,337 $3,443,528
2 18 $15,523 $6,170 $9,353 $3,434,175
2 19 $15,523 $6,153 $9,370 $3,424,805
2 20 $15,523 $6,136 $9,387 $3,415,418
2 21 $15,523 $6,119 $9,404 $3,406,014
2 22 $15,523 $6,102 $9,421 $3,396,593
2 23 $15,523 $6,086 $9,437 $3,387,156
2 24 $15,523 $6,069 $9,454 $3,377,701
3 25 $15,523 $6,052 $9,471 $3,368,230
3 26 $15,523 $6,035 $9,488 $3,358,742
3 27 $15,523 $6,018 $9,505 $3,349,237
3 28 $15,523 $6,001 $9,522 $3,339,714
3 29 $15,523 $5,984 $9,539 $3,330,175
3 30 $15,523 $5,967 $9,556 $3,320,619
3 31 $15,523 $5,949 $9,574 $3,311,045
3 32 $15,523 $5,932 $9,591 $3,301,454
3 33 $15,523 $5,915 $9,608 $3,291,846
3 34 $15,523 $5,898 $9,625 $3,282,221
3 35 $15,523 $5,881 $9,642 $3,272,579
3 36 $15,523 $5,863 $9,660 $3,262,919
4 37 $15,523 $5,846 $9,677 $3,253,242
4 38 $15,523 $5,829 $9,694 $3,243,548
4 39 $15,523 $5,811 $9,712 $3,233,836
4 40 $15,523 $5,794 $9,729 $3,224,107
4 41 $15,523 $5,777 $9,746 $3,214,361
4 42 $15,523 $5,759 $9,764 $3,204,597
4 43 $15,523 $5,742 $9,781 $3,194,815
4 44 $15,523 $5,724 $9,799 $3,185,016
4 45 $15,523 $5,706 $9,817 $3,175,200
4 46 $15,523 $5,689 $9,834 $3,165,366
4 47 $15,523 $5,671 $9,852 $3,155,514
4 48 $15,523 $5,654 $9,869 $3,145,645
5 49 $15,523 $5,636 $9,887 $3,135,758
5 50 $15,523 $5,618 $9,905 $3,125,853
5 51 $15,523 $5,600 $9,923 $3,115,930
5 52 $15,523 $5,583 $9,940 $3,105,990
5 53 $15,523 $5,565 $9,958 $3,096,032
5 54 $15,523 $5,547 $9,976 $3,086,056
5 55 $15,523 $5,529 $9,994 $3,076,062
5 56 $15,523 $5,511 $10,012 $3,066,050
5 57 $15,523 $5,493 $10,030 $3,056,021
5 58 $15,523 $5,475 $10,048 $3,045,973
5 59 $15,523 $5,457 $10,066 $3,035,907
5 60 $15,523 $5,439 $10,084 $3,025,824
6 61 $15,523 $5,421 $10,102 $3,015,722
6 62 $15,523 $5,403 $10,120 $3,005,602
6 63 $15,523 $5,385 $10,138 $2,995,464
6 64 $15,523 $5,367 $10,156 $2,985,308
6 65 $15,523 $5,349 $10,174 $2,975,134
6 66 $15,523 $5,330 $10,193 $2,964,941
6 67 $15,523 $5,312 $10,211 $2,954,730
6 68 $15,523 $5,294 $10,229 $2,944,501
6 69 $15,523 $5,276 $10,247 $2,934,254
6 70 $15,523 $5,257 $10,266 $2,923,988
6 71 $15,523 $5,239 $10,284 $2,913,704
6 72 $15,523 $5,220 $10,303 $2,903,401
7 73 $15,523 $5,202 $10,321 $2,893,080
7 74 $15,523 $5,183 $10,340 $2,882,740
7 75 $15,523 $5,165 $10,358 $2,872,382
7 76 $15,523 $5,146 $10,377 $2,862,005
7 77 $15,523 $5,128 $10,395 $2,851,610
7 78 $15,523 $5,109 $10,414 $2,841,196
7 79 $15,523 $5,090 $10,433 $2,830,764
7 80 $15,523 $5,072 $10,451 $2,820,313
7 81 $15,523 $5,053 $10,470 $2,809,843
7 82 $15,523 $5,034 $10,489 $2,799,354
7 83 $15,523 $5,016 $10,508 $2,788,846
7 84 $15,523 $4,997 $10,526 $2,778,320
8 85 $15,523 $4,978 $10,545 $2,767,775
8 86 $15,523 $4,959 $10,564 $2,757,211
8 87 $15,523 $4,940 $10,583 $2,746,628
8 88 $15,523 $4,921 $10,602 $2,736,026
8 89 $15,523 $4,902 $10,621 $2,725,405
8 90 $15,523 $4,883 $10,640 $2,714,765
8 91 $15,523 $4,864 $10,659 $2,704,106
8 92 $15,523 $4,845 $10,678 $2,693,428
8 93 $15,523 $4,826 $10,697 $2,682,730
8 94 $15,523 $4,807 $10,716 $2,672,014
8 95 $15,523 $4,787 $10,736 $2,661,278
8 96 $15,523 $4,768 $10,755 $2,650,523
9 97 $15,523 $4,749 $10,774 $2,639,749
9 98 $15,523 $4,730 $10,793 $2,628,956
9 99 $15,523 $4,710 $10,813 $2,618,143
9 100 $15,523 $4,691 $10,832 $2,607,311
9 101 $15,523 $4,671 $10,852 $2,596,459
9 102 $15,523 $4,652 $10,871 $2,585,588
9 103 $15,523 $4,633 $10,891 $2,574,698
9 104 $15,523 $4,613 $10,910 $2,563,788
9 105 $15,523 $4,593 $10,930 $2,552,858
9 106 $15,523 $4,574 $10,949 $2,541,909
9 107 $15,523 $4,554 $10,969 $2,530,940
9 108 $15,523 $4,535 $10,988 $2,519,952
10 109 $15,523 $4,515 $11,008 $2,508,944
10 110 $15,523 $4,495 $11,028 $2,497,916
10 111 $15,523 $4,475 $11,048 $2,486,868
10 112 $15,523 $4,456 $11,067 $2,475,801
10 113 $15,523 $4,436 $11,087 $2,464,714
10 114 $15,523 $4,416 $11,107 $2,453,606
10 115 $15,523 $4,396 $11,127 $2,442,479
10 116 $15,523 $4,376 $11,147 $2,431,333
10 117 $15,523 $4,356 $11,167 $2,420,166
10 118 $15,523 $4,336 $11,187 $2,408,979
10 119 $15,523 $4,316 $11,207 $2,397,772
10 120 $15,523 $4,296 $11,227 $2,386,545
11 121 $15,523 $4,276 $11,247 $2,375,298
11 122 $15,523 $4,256 $11,267 $2,364,030
11 123 $15,523 $4,236 $11,287 $2,352,743
11 124 $15,523 $4,215 $11,308 $2,341,435
11 125 $15,523 $4,195 $11,328 $2,330,107
11 126 $15,523 $4,175 $11,348 $2,318,759
11 127 $15,523 $4,154 $11,369 $2,307,391
11 128 $15,523 $4,134 $11,389 $2,296,002
11 129 $15,523 $4,114 $11,409 $2,284,592
11 130 $15,523 $4,093 $11,430 $2,273,162
11 131 $15,523 $4,073 $11,450 $2,261,712
11 132 $15,523 $4,052 $11,471 $2,250,241
12 133 $15,523 $4,032 $11,491 $2,238,750
12 134 $15,523 $4,011 $11,512 $2,227,238
12 135 $15,523 $3,990 $11,533 $2,215,706
12 136 $15,523 $3,970 $11,553 $2,204,152
12 137 $15,523 $3,949 $11,574 $2,192,579
12 138 $15,523 $3,928 $11,595 $2,180,984
12 139 $15,523 $3,908 $11,615 $2,169,368
12 140 $15,523 $3,887 $11,636 $2,157,732
12 141 $15,523 $3,866 $11,657 $2,146,075
12 142 $15,523 $3,845 $11,678 $2,134,397
12 143 $15,523 $3,824 $11,699 $2,122,698
12 144 $15,523 $3,803 $11,720 $2,110,978
13 145 $15,523 $3,782 $11,741 $2,099,238
13 146 $15,523 $3,761 $11,762 $2,087,476
13 147 $15,523 $3,740 $11,783 $2,075,693
13 148 $15,523 $3,719 $11,804 $2,063,889
13 149 $15,523 $3,698 $11,825 $2,052,063
13 150 $15,523 $3,677 $11,846 $2,040,217
13 151 $15,523 $3,655 $11,868 $2,028,349
13 152 $15,523 $3,634 $11,889 $2,016,461
13 153 $15,523 $3,613 $11,910 $2,004,550
13 154 $15,523 $3,591 $11,932 $1,992,619
13 155 $15,523 $3,570 $11,953 $1,980,666
13 156 $15,523 $3,549 $11,974 $1,968,692
14 157 $15,523 $3,527 $11,996 $1,956,696
14 158 $15,523 $3,506 $12,017 $1,944,679
14 159 $15,523 $3,484 $12,039 $1,932,640
14 160 $15,523 $3,463 $12,060 $1,920,579
14 161 $15,523 $3,441 $12,082 $1,908,497
14 162 $15,523 $3,419 $12,104 $1,896,394
14 163 $15,523 $3,398 $12,125 $1,884,268
14 164 $15,523 $3,376 $12,147 $1,872,121
14 165 $15,523 $3,354 $12,169 $1,859,953
14 166 $15,523 $3,332 $12,191 $1,847,762
14 167 $15,523 $3,311 $12,212 $1,835,550
14 168 $15,523 $3,289 $12,234 $1,823,315
15 169 $15,523 $3,267 $12,256 $1,811,059
15 170 $15,523 $3,245 $12,278 $1,798,781
15 171 $15,523 $3,223 $12,300 $1,786,481
15 172 $15,523 $3,201 $12,322 $1,774,158
15 173 $15,523 $3,179 $12,344 $1,761,814
15 174 $15,523 $3,157 $12,366 $1,749,448
15 175 $15,523 $3,134 $12,389 $1,737,059
15 176 $15,523 $3,112 $12,411 $1,724,648
15 177 $15,523 $3,090 $12,433 $1,712,215
15 178 $15,523 $3,068 $12,455 $1,699,760
15 179 $15,523 $3,045 $12,478 $1,687,282
15 180 $15,523 $3,023 $12,500 $1,674,782
16 181 $15,523 $3,001 $12,522 $1,662,260
16 182 $15,523 $2,978 $12,545 $1,649,715
16 183 $15,523 $2,956 $12,567 $1,637,148
16 184 $15,523 $2,933 $12,590 $1,624,558
16 185 $15,523 $2,911 $12,612 $1,611,946
16 186 $15,523 $2,888 $12,635 $1,599,311
16 187 $15,523 $2,865 $12,658 $1,586,653
16 188 $15,523 $2,843 $12,680 $1,573,973
16 189 $15,523 $2,820 $12,703 $1,561,270
16 190 $15,523 $2,797 $12,726 $1,548,544
16 191 $15,523 $2,774 $12,749 $1,535,796
16 192 $15,523 $2,752 $12,771 $1,523,024
17 193 $15,523 $2,729 $12,794 $1,510,230
17 194 $15,523 $2,706 $12,817 $1,497,413
17 195 $15,523 $2,683 $12,840 $1,484,573
17 196 $15,523 $2,660 $12,863 $1,471,710
17 197 $15,523 $2,637 $12,886 $1,458,823
17 198 $15,523 $2,614 $12,909 $1,445,914
17 199 $15,523 $2,591 $12,932 $1,432,982
17 200 $15,523 $2,567 $12,956 $1,420,026
17 201 $15,523 $2,544 $12,979 $1,407,047
17 202 $15,523 $2,521 $13,002 $1,394,045
17 203 $15,523 $2,498 $13,025 $1,381,020
17 204 $15,523 $2,474 $13,049 $1,367,971
18 205 $15,523 $2,451 $13,072 $1,354,899
18 206 $15,523 $2,428 $13,095 $1,341,804
18 207 $15,523 $2,404 $13,119 $1,328,685
18 208 $15,523 $2,381 $13,142 $1,315,542
18 209 $15,523 $2,357 $13,166 $1,302,376
18 210 $15,523 $2,333 $13,190 $1,289,187
18 211 $15,523 $2,310 $13,213 $1,275,973
18 212 $15,523 $2,286 $13,237 $1,262,736
18 213 $15,523 $2,262 $13,261 $1,249,476
18 214 $15,523 $2,239 $13,284 $1,236,191
18 215 $15,523 $2,215 $13,308 $1,222,883
18 216 $15,523 $2,191 $13,332 $1,209,551
19 217 $15,523 $2,167 $13,356 $1,196,195
19 218 $15,523 $2,143 $13,380 $1,182,816
19 219 $15,523 $2,119 $13,404 $1,169,412
19 220 $15,523 $2,095 $13,428 $1,155,984
19 221 $15,523 $2,071 $13,452 $1,142,532
19 222 $15,523 $2,047 $13,476 $1,129,056
19 223 $15,523 $2,023 $13,500 $1,115,556
19 224 $15,523 $1,999 $13,524 $1,102,032
19 225 $15,523 $1,974 $13,549 $1,088,483
19 226 $15,523 $1,950 $13,573 $1,074,910
19 227 $15,523 $1,926 $13,597 $1,061,313
19 228 $15,523 $1,902 $13,621 $1,047,692
20 229 $15,523 $1,877 $13,646 $1,034,046
20 230 $15,523 $1,853 $13,670 $1,020,375
20 231 $15,523 $1,828 $13,695 $1,006,681
20 232 $15,523 $1,804 $13,719 $992,961
20 233 $15,523 $1,779 $13,744 $979,217
20 234 $15,523 $1,754 $13,769 $965,449
20 235 $15,523 $1,730 $13,793 $951,655
20 236 $15,523 $1,705 $13,818 $937,837
20 237 $15,523 $1,680 $13,843 $923,995
20 238 $15,523 $1,655 $13,868 $910,127
20 239 $15,523 $1,631 $13,892 $896,235
20 240 $15,523 $1,606 $13,917 $882,317
21 241 $15,523 $1,581 $13,942 $868,375
21 242 $15,523 $1,556 $13,967 $854,408
21 243 $15,523 $1,531 $13,992 $840,416
21 244 $15,523 $1,506 $14,017 $826,399
21 245 $15,523 $1,481 $14,042 $812,356
21 246 $15,523 $1,455 $14,068 $798,289
21 247 $15,523 $1,430 $14,093 $784,196
21 248 $15,523 $1,405 $14,118 $770,078
21 249 $15,523 $1,380 $14,143 $755,935
21 250 $15,523 $1,354 $14,169 $741,766
21 251 $15,523 $1,329 $14,194 $727,572
21 252 $15,523 $1,304 $14,219 $713,353
22 253 $15,523 $1,278 $14,245 $699,108
22 254 $15,523 $1,253 $14,270 $684,837
22 255 $15,523 $1,227 $14,296 $670,541
22 256 $15,523 $1,201 $14,322 $656,220
22 257 $15,523 $1,176 $14,347 $641,872
22 258 $15,523 $1,150 $14,373 $627,499
22 259 $15,523 $1,124 $14,399 $613,101
22 260 $15,523 $1,098 $14,425 $598,676
22 261 $15,523 $1,073 $14,450 $584,226
22 262 $15,523 $1,047 $14,476 $569,749
22 263 $15,523 $1,021 $14,502 $555,247
22 264 $15,523 $995 $14,528 $540,719
23 265 $15,523 $969 $14,554 $526,165
23 266 $15,523 $943 $14,580 $511,584
23 267 $15,523 $917 $14,606 $496,978
23 268 $15,523 $890 $14,633 $482,345
23 269 $15,523 $864 $14,659 $467,687
23 270 $15,523 $838 $14,685 $453,001
23 271 $15,523 $812 $14,711 $438,290
23 272 $15,523 $785 $14,738 $423,552
23 273 $15,523 $759 $14,764 $408,788
23 274 $15,523 $732 $14,791 $393,998
23 275 $15,523 $706 $14,817 $379,180
23 276 $15,523 $679 $14,844 $364,337
24 277 $15,523 $653 $14,870 $349,467
24 278 $15,523 $626 $14,897 $334,570
24 279 $15,523 $599 $14,924 $319,646
24 280 $15,523 $573 $14,950 $304,696
24 281 $15,523 $546 $14,977 $289,719
24 282 $15,523 $519 $15,004 $274,715
24 283 $15,523 $492 $15,031 $259,684
24 284 $15,523 $465 $15,058 $244,626
24 285 $15,523 $438 $15,085 $229,541
24 286 $15,523 $411 $15,112 $214,430
24 287 $15,523 $384 $15,139 $199,291
24 288 $15,523 $357 $15,166 $184,125
25 289 $15,523 $330 $15,193 $168,932
25 290 $15,523 $303 $15,220 $153,711
25 291 $15,523 $275 $15,248 $138,464
25 292 $15,523 $248 $15,275 $123,189
25 293 $15,523 $221 $15,302 $107,887
25 294 $15,523 $193 $15,330 $92,557
25 295 $15,523 $166 $15,357 $77,200
25 296 $15,523 $138 $15,385 $61,815
25 297 $15,523 $111 $15,412 $46,403
25 298 $15,523 $83 $15,440 $30,963
25 299 $15,523 $55 $15,468 $15,495
25 300 $15,523 $28 $15,495 $0