按揭計算
物業售價 港幣
按揭成數 %
按揭利率 %
按揭年期


印花稅項

(舊)從價印花稅(第二標準稅率)
(住宅首置買家、合資格換樓人士*仍適用)
現適用於代表自己行事的香港永久性居民在購買住宅物業時,在香港沒有擁有其他任何住宅物業

(新)從價印花稅
現適用於購入物業時已擁有另一住宅物業、或非香港永久性居民購入住宅物業

從價印花稅 (第一標準稅率)
現適用於購買非住宅物業

BSD 買家印花稅收費
所有非香港永久性居民或以公司名義購買住宅物業之人士

SSD 額外印花稅收費
若SSD由賣方負責,則無需選擇此項



*若香港永久性居民購入住宅物業純屬轉換居所,並於買入物業6個月內(以買賣轉易契日期起計)售出他唯一的另一個住宅物業,買家可向稅務局申請退還部份印花稅(相當於新舊印花稅差額),但須符合稅務局之特定條件。 提示: 計算僅供參考,一概以稅務局最新公佈及決定為準。
如需更精確計算及進一步了解詳情,歡迎與我們的專業按揭顧問聯絡。
估計最初預算
首期港幣 $4,960,000
代理佣金 (港幣 $)
律師費 (港幣 $)
買家印花稅 (BSD)
額外印花稅 (SSD)
總數港幣 $5,084,000
* 請到政府 網站 取得最新印花稅資料
計算結果
首期 (港幣)
$4,960,000
 
每月還款 (港幣)
$32,081
總貸款額 (港幣)
$7,440,000
+
總利息 (港幣)
$2,184,270
=
總還款額 (港幣)
$9,624,270
還款計劃
年期 分期 還款 (港幣 $) 利息 (港幣 $) 本金 (港幣 $) 債務總額 (港幣 $)
1 1 $32,081 $13,330 $18,751 $7,421,249
1 2 $32,081 $13,296 $18,784 $7,402,465
1 3 $32,081 $13,263 $18,818 $7,383,646
1 4 $32,081 $13,229 $18,852 $7,364,795
1 5 $32,081 $13,195 $18,886 $7,345,909
1 6 $32,081 $13,161 $18,919 $7,326,989
1 7 $32,081 $13,128 $18,953 $7,308,036
1 8 $32,081 $13,094 $18,987 $7,289,049
1 9 $32,081 $13,060 $19,021 $7,270,027
1 10 $32,081 $13,025 $19,055 $7,250,972
1 11 $32,081 $12,991 $19,090 $7,231,882
1 12 $32,081 $12,957 $19,124 $7,212,759
2 13 $32,081 $12,923 $19,158 $7,193,601
2 14 $32,081 $12,889 $19,192 $7,174,408
2 15 $32,081 $12,854 $19,227 $7,155,181
2 16 $32,081 $12,820 $19,261 $7,135,920
2 17 $32,081 $12,785 $19,296 $7,116,625
2 18 $32,081 $12,751 $19,330 $7,097,294
2 19 $32,081 $12,716 $19,365 $7,077,929
2 20 $32,081 $12,681 $19,400 $7,058,530
2 21 $32,081 $12,647 $19,434 $7,039,095
2 22 $32,081 $12,612 $19,469 $7,019,626
2 23 $32,081 $12,577 $19,504 $7,000,122
2 24 $32,081 $12,542 $19,539 $6,980,583
3 25 $32,081 $12,507 $19,574 $6,961,009
3 26 $32,081 $12,472 $19,609 $6,941,400
3 27 $32,081 $12,437 $19,644 $6,921,756
3 28 $32,081 $12,401 $19,679 $6,902,076
3 29 $32,081 $12,366 $19,715 $6,882,362
3 30 $32,081 $12,331 $19,750 $6,862,612
3 31 $32,081 $12,296 $19,785 $6,842,826
3 32 $32,081 $12,260 $19,821 $6,823,005
3 33 $32,081 $12,225 $19,856 $6,803,149
3 34 $32,081 $12,189 $19,892 $6,783,257
3 35 $32,081 $12,153 $19,928 $6,763,330
3 36 $32,081 $12,118 $19,963 $6,743,366
4 37 $32,081 $12,082 $19,999 $6,723,367
4 38 $32,081 $12,046 $20,035 $6,703,332
4 39 $32,081 $12,010 $20,071 $6,683,262
4 40 $32,081 $11,974 $20,107 $6,663,155
4 41 $32,081 $11,938 $20,143 $6,643,012
4 42 $32,081 $11,902 $20,179 $6,622,833
4 43 $32,081 $11,866 $20,215 $6,602,618
4 44 $32,081 $11,830 $20,251 $6,582,367
4 45 $32,081 $11,793 $20,287 $6,562,080
4 46 $32,081 $11,757 $20,324 $6,541,756
4 47 $32,081 $11,721 $20,360 $6,521,396
4 48 $32,081 $11,684 $20,397 $6,500,999
5 49 $32,081 $11,648 $20,433 $6,480,566
5 50 $32,081 $11,611 $20,470 $6,460,096
5 51 $32,081 $11,574 $20,507 $6,439,589
5 52 $32,081 $11,538 $20,543 $6,419,046
5 53 $32,081 $11,501 $20,580 $6,398,466
5 54 $32,081 $11,464 $20,617 $6,377,849
5 55 $32,081 $11,427 $20,654 $6,357,195
5 56 $32,081 $11,390 $20,691 $6,336,504
5 57 $32,081 $11,353 $20,728 $6,315,776
5 58 $32,081 $11,316 $20,765 $6,295,011
5 59 $32,081 $11,279 $20,802 $6,274,208
5 60 $32,081 $11,241 $20,840 $6,253,369
6 61 $32,081 $11,204 $20,877 $6,232,492
6 62 $32,081 $11,167 $20,914 $6,211,577
6 63 $32,081 $11,129 $20,952 $6,190,626
6 64 $32,081 $11,092 $20,989 $6,169,636
6 65 $32,081 $11,054 $21,027 $6,148,609
6 66 $32,081 $11,016 $21,065 $6,127,545
6 67 $32,081 $10,979 $21,102 $6,106,442
6 68 $32,081 $10,941 $21,140 $6,085,302
6 69 $32,081 $10,903 $21,178 $6,064,124
6 70 $32,081 $10,865 $21,216 $6,042,908
6 71 $32,081 $10,827 $21,254 $6,021,654
6 72 $32,081 $10,789 $21,292 $6,000,362
7 73 $32,081 $10,751 $21,330 $5,979,032
7 74 $32,081 $10,712 $21,368 $5,957,663
7 75 $32,081 $10,674 $21,407 $5,936,256
7 76 $32,081 $10,636 $21,445 $5,914,811
7 77 $32,081 $10,597 $21,484 $5,893,328
7 78 $32,081 $10,559 $21,522 $5,871,806
7 79 $32,081 $10,520 $21,561 $5,850,245
7 80 $32,081 $10,482 $21,599 $5,828,646
7 81 $32,081 $10,443 $21,638 $5,807,008
7 82 $32,081 $10,404 $21,677 $5,785,331
7 83 $32,081 $10,365 $21,716 $5,763,616
7 84 $32,081 $10,326 $21,754 $5,741,861
8 85 $32,081 $10,288 $21,793 $5,720,068
8 86 $32,081 $10,248 $21,832 $5,698,236
8 87 $32,081 $10,209 $21,872 $5,676,364
8 88 $32,081 $10,170 $21,911 $5,654,453
8 89 $32,081 $10,131 $21,950 $5,632,503
8 90 $32,081 $10,092 $21,989 $5,610,514
8 91 $32,081 $10,052 $22,029 $5,588,485
8 92 $32,081 $10,013 $22,068 $5,566,417
8 93 $32,081 $9,973 $22,108 $5,544,309
8 94 $32,081 $9,934 $22,147 $5,522,162
8 95 $32,081 $9,894 $22,187 $5,499,975
8 96 $32,081 $9,854 $22,227 $5,477,748
9 97 $32,081 $9,814 $22,267 $5,455,481
9 98 $32,081 $9,774 $22,306 $5,433,175
9 99 $32,081 $9,734 $22,346 $5,410,829
9 100 $32,081 $9,694 $22,386 $5,388,442
9 101 $32,081 $9,654 $22,427 $5,366,015
9 102 $32,081 $9,614 $22,467 $5,343,549
9 103 $32,081 $9,574 $22,507 $5,321,042
9 104 $32,081 $9,534 $22,547 $5,298,494
9 105 $32,081 $9,493 $22,588 $5,275,906
9 106 $32,081 $9,453 $22,628 $5,253,278
9 107 $32,081 $9,412 $22,669 $5,230,609
9 108 $32,081 $9,372 $22,709 $5,207,900
10 109 $32,081 $9,331 $22,750 $5,185,150
10 110 $32,081 $9,290 $22,791 $5,162,359
10 111 $32,081 $9,249 $22,832 $5,139,527
10 112 $32,081 $9,208 $22,873 $5,116,655
10 113 $32,081 $9,167 $22,914 $5,093,741
10 114 $32,081 $9,126 $22,955 $5,070,787
10 115 $32,081 $9,085 $22,996 $5,047,791
10 116 $32,081 $9,044 $23,037 $5,024,754
10 117 $32,081 $9,003 $23,078 $5,001,676
10 118 $32,081 $8,961 $23,120 $4,978,556
10 119 $32,081 $8,920 $23,161 $4,955,395
10 120 $32,081 $8,878 $23,202 $4,932,193
11 121 $32,081 $8,837 $23,244 $4,908,949
11 122 $32,081 $8,795 $23,286 $4,885,663
11 123 $32,081 $8,753 $23,327 $4,862,336
11 124 $32,081 $8,712 $23,369 $4,838,966
11 125 $32,081 $8,670 $23,411 $4,815,555
11 126 $32,081 $8,628 $23,453 $4,792,102
11 127 $32,081 $8,586 $23,495 $4,768,607
11 128 $32,081 $8,544 $23,537 $4,745,070
11 129 $32,081 $8,502 $23,579 $4,721,491
11 130 $32,081 $8,459 $23,622 $4,697,869
11 131 $32,081 $8,417 $23,664 $4,674,205
11 132 $32,081 $8,375 $23,706 $4,650,499
12 133 $32,081 $8,332 $23,749 $4,626,750
12 134 $32,081 $8,290 $23,791 $4,602,959
12 135 $32,081 $8,247 $23,834 $4,579,125
12 136 $32,081 $8,204 $23,877 $4,555,248
12 137 $32,081 $8,161 $23,919 $4,531,329
12 138 $32,081 $8,119 $23,962 $4,507,367
12 139 $32,081 $8,076 $24,005 $4,483,361
12 140 $32,081 $8,033 $24,048 $4,459,313
12 141 $32,081 $7,990 $24,091 $4,435,222
12 142 $32,081 $7,946 $24,134 $4,411,087
12 143 $32,081 $7,903 $24,178 $4,386,910
12 144 $32,081 $7,860 $24,221 $4,362,689
13 145 $32,081 $7,816 $24,264 $4,338,424
13 146 $32,081 $7,773 $24,308 $4,314,116
13 147 $32,081 $7,729 $24,351 $4,289,765
13 148 $32,081 $7,686 $24,395 $4,265,370
13 149 $32,081 $7,642 $24,439 $4,240,931
13 150 $32,081 $7,598 $24,483 $4,216,449
13 151 $32,081 $7,554 $24,526 $4,191,922
13 152 $32,081 $7,511 $24,570 $4,167,352
13 153 $32,081 $7,467 $24,614 $4,142,737
13 154 $32,081 $7,422 $24,658 $4,118,079
13 155 $32,081 $7,378 $24,703 $4,093,376
13 156 $32,081 $7,334 $24,747 $4,068,629
14 157 $32,081 $7,290 $24,791 $4,043,838
14 158 $32,081 $7,245 $24,836 $4,019,002
14 159 $32,081 $7,201 $24,880 $3,994,122
14 160 $32,081 $7,156 $24,925 $3,969,197
14 161 $32,081 $7,111 $24,969 $3,944,228
14 162 $32,081 $7,067 $25,014 $3,919,214
14 163 $32,081 $7,022 $25,059 $3,894,155
14 164 $32,081 $6,977 $25,104 $3,869,051
14 165 $32,081 $6,932 $25,149 $3,843,902
14 166 $32,081 $6,887 $25,194 $3,818,708
14 167 $32,081 $6,842 $25,239 $3,793,469
14 168 $32,081 $6,797 $25,284 $3,768,185
15 169 $32,081 $6,751 $25,330 $3,742,855
15 170 $32,081 $6,706 $25,375 $3,717,480
15 171 $32,081 $6,660 $25,420 $3,692,060
15 172 $32,081 $6,615 $25,466 $3,666,594
15 173 $32,081 $6,569 $25,512 $3,641,082
15 174 $32,081 $6,524 $25,557 $3,615,525
15 175 $32,081 $6,478 $25,603 $3,589,922
15 176 $32,081 $6,432 $25,649 $3,564,273
15 177 $32,081 $6,386 $25,695 $3,538,578
15 178 $32,081 $6,340 $25,741 $3,512,837
15 179 $32,081 $6,294 $25,787 $3,487,050
15 180 $32,081 $6,248 $25,833 $3,461,217
16 181 $32,081 $6,201 $25,880 $3,435,337
16 182 $32,081 $6,155 $25,926 $3,409,411
16 183 $32,081 $6,109 $25,972 $3,383,439
16 184 $32,081 $6,062 $26,019 $3,357,420
16 185 $32,081 $6,015 $26,066 $3,331,355
16 186 $32,081 $5,969 $26,112 $3,305,242
16 187 $32,081 $5,922 $26,159 $3,279,083
16 188 $32,081 $5,875 $26,206 $3,252,877
16 189 $32,081 $5,828 $26,253 $3,226,625
16 190 $32,081 $5,781 $26,300 $3,200,325
16 191 $32,081 $5,734 $26,347 $3,173,978
16 192 $32,081 $5,687 $26,394 $3,147,584
17 193 $32,081 $5,639 $26,441 $3,121,142
17 194 $32,081 $5,592 $26,489 $3,094,653
17 195 $32,081 $5,545 $26,536 $3,068,117
17 196 $32,081 $5,497 $26,584 $3,041,533
17 197 $32,081 $5,449 $26,631 $3,014,902
17 198 $32,081 $5,402 $26,679 $2,988,222
17 199 $32,081 $5,354 $26,727 $2,961,495
17 200 $32,081 $5,306 $26,775 $2,934,720
17 201 $32,081 $5,258 $26,823 $2,907,898
17 202 $32,081 $5,210 $26,871 $2,881,027
17 203 $32,081 $5,162 $26,919 $2,854,108
17 204 $32,081 $5,114 $26,967 $2,827,140
18 205 $32,081 $5,065 $27,016 $2,800,125
18 206 $32,081 $5,017 $27,064 $2,773,061
18 207 $32,081 $4,968 $27,113 $2,745,948
18 208 $32,081 $4,920 $27,161 $2,718,787
18 209 $32,081 $4,871 $27,210 $2,691,577
18 210 $32,081 $4,822 $27,258 $2,664,319
18 211 $32,081 $4,774 $27,307 $2,637,012
18 212 $32,081 $4,725 $27,356 $2,609,655
18 213 $32,081 $4,676 $27,405 $2,582,250
18 214 $32,081 $4,627 $27,454 $2,554,796
18 215 $32,081 $4,577 $27,504 $2,527,292
18 216 $32,081 $4,528 $27,553 $2,499,739
19 217 $32,081 $4,479 $27,602 $2,472,137
19 218 $32,081 $4,429 $27,652 $2,444,485
19 219 $32,081 $4,380 $27,701 $2,416,784
19 220 $32,081 $4,330 $27,751 $2,389,033
19 221 $32,081 $4,280 $27,801 $2,361,233
19 222 $32,081 $4,231 $27,850 $2,333,383
19 223 $32,081 $4,181 $27,900 $2,305,482
19 224 $32,081 $4,131 $27,950 $2,277,532
19 225 $32,081 $4,081 $28,000 $2,249,532
19 226 $32,081 $4,030 $28,050 $2,221,481
19 227 $32,081 $3,980 $28,101 $2,193,380
19 228 $32,081 $3,930 $28,151 $2,165,229
20 229 $32,081 $3,879 $28,202 $2,137,028
20 230 $32,081 $3,829 $28,252 $2,108,776
20 231 $32,081 $3,778 $28,303 $2,080,473
20 232 $32,081 $3,728 $28,353 $2,052,120
20 233 $32,081 $3,677 $28,404 $2,023,716
20 234 $32,081 $3,626 $28,455 $1,995,260
20 235 $32,081 $3,575 $28,506 $1,966,754
20 236 $32,081 $3,524 $28,557 $1,938,197
20 237 $32,081 $3,473 $28,608 $1,909,589
20 238 $32,081 $3,421 $28,660 $1,880,929
20 239 $32,081 $3,370 $28,711 $1,852,218
20 240 $32,081 $3,319 $28,762 $1,823,456
21 241 $32,081 $3,267 $28,814 $1,794,642
21 242 $32,081 $3,215 $28,866 $1,765,777
21 243 $32,081 $3,164 $28,917 $1,736,860
21 244 $32,081 $3,112 $28,969 $1,707,891
21 245 $32,081 $3,060 $29,021 $1,678,870
21 246 $32,081 $3,008 $29,073 $1,649,797
21 247 $32,081 $2,956 $29,125 $1,620,672
21 248 $32,081 $2,904 $29,177 $1,591,494
21 249 $32,081 $2,851 $29,229 $1,562,265
21 250 $32,081 $2,799 $29,282 $1,532,983
21 251 $32,081 $2,747 $29,334 $1,503,649
21 252 $32,081 $2,694 $29,387 $1,474,262
22 253 $32,081 $2,641 $29,440 $1,444,822
22 254 $32,081 $2,589 $29,492 $1,415,330
22 255 $32,081 $2,536 $29,545 $1,385,785
22 256 $32,081 $2,483 $29,598 $1,356,187
22 257 $32,081 $2,430 $29,651 $1,326,536
22 258 $32,081 $2,377 $29,704 $1,296,832
22 259 $32,081 $2,323 $29,757 $1,267,074
22 260 $32,081 $2,270 $29,811 $1,237,264
22 261 $32,081 $2,217 $29,864 $1,207,400
22 262 $32,081 $2,163 $29,918 $1,177,482
22 263 $32,081 $2,110 $29,971 $1,147,511
22 264 $32,081 $2,056 $30,025 $1,117,486
23 265 $32,081 $2,002 $30,079 $1,087,407
23 266 $32,081 $1,948 $30,133 $1,057,274
23 267 $32,081 $1,894 $30,187 $1,027,088
23 268 $32,081 $1,840 $30,241 $996,847
23 269 $32,081 $1,786 $30,295 $966,552
23 270 $32,081 $1,732 $30,349 $936,203
23 271 $32,081 $1,677 $30,404 $905,799
23 272 $32,081 $1,623 $30,458 $875,341
23 273 $32,081 $1,568 $30,513 $844,829
23 274 $32,081 $1,514 $30,567 $814,262
23 275 $32,081 $1,459 $30,622 $783,640
23 276 $32,081 $1,404 $30,677 $752,963
24 277 $32,081 $1,349 $30,732 $722,231
24 278 $32,081 $1,294 $30,787 $691,444
24 279 $32,081 $1,239 $30,842 $660,602
24 280 $32,081 $1,184 $30,897 $629,705
24 281 $32,081 $1,128 $30,953 $598,752
24 282 $32,081 $1,073 $31,008 $567,744
24 283 $32,081 $1,017 $31,064 $536,680
24 284 $32,081 $962 $31,119 $505,561
24 285 $32,081 $906 $31,175 $474,386
24 286 $32,081 $850 $31,231 $443,155
24 287 $32,081 $794 $31,287 $411,868
24 288 $32,081 $738 $31,343 $380,525
25 289 $32,081 $682 $31,399 $349,126
25 290 $32,081 $626 $31,455 $317,670
25 291 $32,081 $569 $31,512 $286,158
25 292 $32,081 $513 $31,568 $254,590
25 293 $32,081 $456 $31,625 $222,966
25 294 $32,081 $399 $31,681 $191,284
25 295 $32,081 $343 $31,738 $159,546
25 296 $32,081 $286 $31,795 $127,751
25 297 $32,081 $229 $31,852 $95,899
25 298 $32,081 $172 $31,909 $63,990
25 299 $32,081 $115 $31,966 $32,024
25 300 $32,081 $57 $32,024 $0