按揭計算
物業售價 港幣
按揭成數 %
按揭利率 %
按揭年期


印花稅項

(舊)從價印花稅(第二標準稅率)
(住宅首置買家、合資格換樓人士*仍適用)
現適用於代表自己行事的香港永久性居民在購買住宅物業時,在香港沒有擁有其他任何住宅物業

(新)從價印花稅
現適用於購入物業時已擁有另一住宅物業、或非香港永久性居民購入住宅物業

從價印花稅 (第一標準稅率)
現適用於購買非住宅物業

BSD 買家印花稅收費
所有非香港永久性居民或以公司名義購買住宅物業之人士

SSD 額外印花稅收費
若SSD由賣方負責,則無需選擇此項



*若香港永久性居民購入住宅物業純屬轉換居所,並於買入物業6個月內(以買賣轉易契日期起計)售出他唯一的另一個住宅物業,買家可向稅務局申請退還部份印花稅(相當於新舊印花稅差額),但須符合稅務局之特定條件。 提示: 計算僅供參考,一概以稅務局最新公佈及決定為準。
如需更精確計算及進一步了解詳情,歡迎與我們的專業按揭顧問聯絡。
估計最初預算
首期港幣 $2,800,000
代理佣金 (港幣 $)
律師費 (港幣 $)
買家印花稅 (BSD)
額外印花稅 (SSD)
總數港幣 $2,870,000
* 請到政府 網站 取得最新印花稅資料
計算結果
首期 (港幣)
$2,800,000
 
每月還款 (港幣)
$18,110
總貸款額 (港幣)
$4,200,000
+
總利息 (港幣)
$1,233,056
=
總還款額 (港幣)
$5,433,056
還款計劃
年期 分期 還款 (港幣 $) 利息 (港幣 $) 本金 (港幣 $) 債務總額 (港幣 $)
1 1 $18,110 $7,525 $10,585 $4,189,415
1 2 $18,110 $7,506 $10,604 $4,178,811
1 3 $18,110 $7,487 $10,623 $4,168,188
1 4 $18,110 $7,468 $10,642 $4,157,545
1 5 $18,110 $7,449 $10,661 $4,146,884
1 6 $18,110 $7,430 $10,680 $4,136,204
1 7 $18,110 $7,411 $10,699 $4,125,504
1 8 $18,110 $7,392 $10,719 $4,114,786
1 9 $18,110 $7,372 $10,738 $4,104,048
1 10 $18,110 $7,353 $10,757 $4,093,291
1 11 $18,110 $7,334 $10,776 $4,082,514
1 12 $18,110 $7,315 $10,796 $4,071,719
2 13 $18,110 $7,295 $10,815 $4,060,904
2 14 $18,110 $7,276 $10,834 $4,050,069
2 15 $18,110 $7,256 $10,854 $4,039,215
2 16 $18,110 $7,237 $10,873 $4,028,342
2 17 $18,110 $7,217 $10,893 $4,017,449
2 18 $18,110 $7,198 $10,912 $4,006,537
2 19 $18,110 $7,178 $10,932 $3,995,605
2 20 $18,110 $7,159 $10,951 $3,984,654
2 21 $18,110 $7,139 $10,971 $3,973,683
2 22 $18,110 $7,120 $10,991 $3,962,692
2 23 $18,110 $7,100 $11,010 $3,951,682
2 24 $18,110 $7,080 $11,030 $3,940,652
3 25 $18,110 $7,060 $11,050 $3,929,602
3 26 $18,110 $7,041 $11,070 $3,918,532
3 27 $18,110 $7,021 $11,089 $3,907,443
3 28 $18,110 $7,001 $11,109 $3,896,333
3 29 $18,110 $6,981 $11,129 $3,885,204
3 30 $18,110 $6,961 $11,149 $3,874,055
3 31 $18,110 $6,941 $11,169 $3,862,886
3 32 $18,110 $6,921 $11,189 $3,851,697
3 33 $18,110 $6,901 $11,209 $3,840,487
3 34 $18,110 $6,881 $11,229 $3,829,258
3 35 $18,110 $6,861 $11,249 $3,818,009
3 36 $18,110 $6,841 $11,270 $3,806,739
4 37 $18,110 $6,820 $11,290 $3,795,449
4 38 $18,110 $6,800 $11,310 $3,784,139
4 39 $18,110 $6,780 $11,330 $3,772,809
4 40 $18,110 $6,760 $11,351 $3,761,458
4 41 $18,110 $6,739 $11,371 $3,750,088
4 42 $18,110 $6,719 $11,391 $3,738,696
4 43 $18,110 $6,698 $11,412 $3,727,285
4 44 $18,110 $6,678 $11,432 $3,715,852
4 45 $18,110 $6,658 $11,453 $3,704,400
4 46 $18,110 $6,637 $11,473 $3,692,927
4 47 $18,110 $6,616 $11,494 $3,681,433
4 48 $18,110 $6,596 $11,514 $3,669,919
5 49 $18,110 $6,575 $11,535 $3,658,384
5 50 $18,110 $6,555 $11,556 $3,646,828
5 51 $18,110 $6,534 $11,576 $3,635,252
5 52 $18,110 $6,513 $11,597 $3,623,655
5 53 $18,110 $6,492 $11,618 $3,612,037
5 54 $18,110 $6,472 $11,639 $3,600,398
5 55 $18,110 $6,451 $11,659 $3,588,739
5 56 $18,110 $6,430 $11,680 $3,577,059
5 57 $18,110 $6,409 $11,701 $3,565,357
5 58 $18,110 $6,388 $11,722 $3,553,635
5 59 $18,110 $6,367 $11,743 $3,541,892
5 60 $18,110 $6,346 $11,764 $3,530,128
6 61 $18,110 $6,325 $11,785 $3,518,342
6 62 $18,110 $6,304 $11,806 $3,506,536
6 63 $18,110 $6,283 $11,828 $3,494,708
6 64 $18,110 $6,261 $11,849 $3,482,859
6 65 $18,110 $6,240 $11,870 $3,470,989
6 66 $18,110 $6,219 $11,891 $3,459,098
6 67 $18,110 $6,198 $11,913 $3,447,185
6 68 $18,110 $6,176 $11,934 $3,435,251
6 69 $18,110 $6,155 $11,955 $3,423,296
6 70 $18,110 $6,133 $11,977 $3,411,319
6 71 $18,110 $6,112 $11,998 $3,399,321
6 72 $18,110 $6,090 $12,020 $3,387,301
7 73 $18,110 $6,069 $12,041 $3,375,260
7 74 $18,110 $6,047 $12,063 $3,363,197
7 75 $18,110 $6,026 $12,084 $3,351,112
7 76 $18,110 $6,004 $12,106 $3,339,006
7 77 $18,110 $5,982 $12,128 $3,326,879
7 78 $18,110 $5,961 $12,150 $3,314,729
7 79 $18,110 $5,939 $12,171 $3,302,558
7 80 $18,110 $5,917 $12,193 $3,290,365
7 81 $18,110 $5,895 $12,215 $3,278,150
7 82 $18,110 $5,873 $12,237 $3,265,913
7 83 $18,110 $5,851 $12,259 $3,253,654
7 84 $18,110 $5,829 $12,281 $3,241,373
8 85 $18,110 $5,807 $12,303 $3,229,071
8 86 $18,110 $5,785 $12,325 $3,216,746
8 87 $18,110 $5,763 $12,347 $3,204,399
8 88 $18,110 $5,741 $12,369 $3,192,030
8 89 $18,110 $5,719 $12,391 $3,179,639
8 90 $18,110 $5,697 $12,413 $3,167,226
8 91 $18,110 $5,675 $12,436 $3,154,790
8 92 $18,110 $5,652 $12,458 $3,142,332
8 93 $18,110 $5,630 $12,480 $3,129,852
8 94 $18,110 $5,608 $12,503 $3,117,349
8 95 $18,110 $5,585 $12,525 $3,104,825
8 96 $18,110 $5,563 $12,547 $3,092,277
9 97 $18,110 $5,540 $12,570 $3,079,707
9 98 $18,110 $5,518 $12,592 $3,067,115
9 99 $18,110 $5,495 $12,615 $3,054,500
9 100 $18,110 $5,473 $12,638 $3,041,862
9 101 $18,110 $5,450 $12,660 $3,029,202
9 102 $18,110 $5,427 $12,683 $3,016,519
9 103 $18,110 $5,405 $12,706 $3,003,814
9 104 $18,110 $5,382 $12,728 $2,991,085
9 105 $18,110 $5,359 $12,751 $2,978,334
9 106 $18,110 $5,336 $12,774 $2,965,560
9 107 $18,110 $5,313 $12,797 $2,952,763
9 108 $18,110 $5,290 $12,820 $2,939,944
10 109 $18,110 $5,267 $12,843 $2,927,101
10 110 $18,110 $5,244 $12,866 $2,914,235
10 111 $18,110 $5,221 $12,889 $2,901,346
10 112 $18,110 $5,198 $12,912 $2,888,434
10 113 $18,110 $5,175 $12,935 $2,875,499
10 114 $18,110 $5,152 $12,958 $2,862,541
10 115 $18,110 $5,129 $12,981 $2,849,559
10 116 $18,110 $5,105 $13,005 $2,836,555
10 117 $18,110 $5,082 $13,028 $2,823,527
10 118 $18,110 $5,059 $13,051 $2,810,475
10 119 $18,110 $5,035 $13,075 $2,797,401
10 120 $18,110 $5,012 $13,098 $2,784,302
11 121 $18,110 $4,989 $13,122 $2,771,181
11 122 $18,110 $4,965 $13,145 $2,758,036
11 123 $18,110 $4,941 $13,169 $2,744,867
11 124 $18,110 $4,918 $13,192 $2,731,675
11 125 $18,110 $4,894 $13,216 $2,718,459
11 126 $18,110 $4,871 $13,240 $2,705,219
11 127 $18,110 $4,847 $13,263 $2,691,956
11 128 $18,110 $4,823 $13,287 $2,678,669
11 129 $18,110 $4,799 $13,311 $2,665,358
11 130 $18,110 $4,775 $13,335 $2,652,023
11 131 $18,110 $4,752 $13,359 $2,638,664
11 132 $18,110 $4,728 $13,383 $2,625,282
12 133 $18,110 $4,704 $13,407 $2,611,875
12 134 $18,110 $4,680 $13,431 $2,598,445
12 135 $18,110 $4,656 $13,455 $2,584,990
12 136 $18,110 $4,631 $13,479 $2,571,511
12 137 $18,110 $4,607 $13,503 $2,558,008
12 138 $18,110 $4,583 $13,527 $2,544,481
12 139 $18,110 $4,559 $13,551 $2,530,930
12 140 $18,110 $4,535 $13,576 $2,517,354
12 141 $18,110 $4,510 $13,600 $2,503,754
12 142 $18,110 $4,486 $13,624 $2,490,130
12 143 $18,110 $4,461 $13,649 $2,476,481
12 144 $18,110 $4,437 $13,673 $2,462,808
13 145 $18,110 $4,413 $13,698 $2,449,111
13 146 $18,110 $4,388 $13,722 $2,435,388
13 147 $18,110 $4,363 $13,747 $2,421,642
13 148 $18,110 $4,339 $13,771 $2,407,870
13 149 $18,110 $4,314 $13,796 $2,394,074
13 150 $18,110 $4,289 $13,821 $2,380,253
13 151 $18,110 $4,265 $13,846 $2,366,408
13 152 $18,110 $4,240 $13,870 $2,352,537
13 153 $18,110 $4,215 $13,895 $2,338,642
13 154 $18,110 $4,190 $13,920 $2,324,722
13 155 $18,110 $4,165 $13,945 $2,310,777
13 156 $18,110 $4,140 $13,970 $2,296,807
14 157 $18,110 $4,115 $13,995 $2,282,812
14 158 $18,110 $4,090 $14,020 $2,268,792
14 159 $18,110 $4,065 $14,045 $2,254,746
14 160 $18,110 $4,040 $14,070 $2,240,676
14 161 $18,110 $4,015 $14,096 $2,226,580
14 162 $18,110 $3,989 $14,121 $2,212,459
14 163 $18,110 $3,964 $14,146 $2,198,313
14 164 $18,110 $3,939 $14,172 $2,184,142
14 165 $18,110 $3,913 $14,197 $2,169,945
14 166 $18,110 $3,888 $14,222 $2,155,722
14 167 $18,110 $3,862 $14,248 $2,141,475
14 168 $18,110 $3,837 $14,273 $2,127,201
15 169 $18,110 $3,811 $14,299 $2,112,902
15 170 $18,110 $3,786 $14,325 $2,098,578
15 171 $18,110 $3,760 $14,350 $2,084,227
15 172 $18,110 $3,734 $14,376 $2,069,851
15 173 $18,110 $3,708 $14,402 $2,055,450
15 174 $18,110 $3,683 $14,428 $2,041,022
15 175 $18,110 $3,657 $14,453 $2,026,569
15 176 $18,110 $3,631 $14,479 $2,012,090
15 177 $18,110 $3,605 $14,505 $1,997,584
15 178 $18,110 $3,579 $14,531 $1,983,053
15 179 $18,110 $3,553 $14,557 $1,968,496
15 180 $18,110 $3,527 $14,583 $1,953,913
16 181 $18,110 $3,501 $14,609 $1,939,303
16 182 $18,110 $3,475 $14,636 $1,924,668
16 183 $18,110 $3,448 $14,662 $1,910,006
16 184 $18,110 $3,422 $14,688 $1,895,318
16 185 $18,110 $3,396 $14,714 $1,880,603
16 186 $18,110 $3,369 $14,741 $1,865,863
16 187 $18,110 $3,343 $14,767 $1,851,095
16 188 $18,110 $3,317 $14,794 $1,836,302
16 189 $18,110 $3,290 $14,820 $1,821,482
16 190 $18,110 $3,263 $14,847 $1,806,635
16 191 $18,110 $3,237 $14,873 $1,791,762
16 192 $18,110 $3,210 $14,900 $1,776,862
17 193 $18,110 $3,184 $14,927 $1,761,935
17 194 $18,110 $3,157 $14,953 $1,746,982
17 195 $18,110 $3,130 $14,980 $1,732,001
17 196 $18,110 $3,103 $15,007 $1,716,994
17 197 $18,110 $3,076 $15,034 $1,701,961
17 198 $18,110 $3,049 $15,061 $1,686,900
17 199 $18,110 $3,022 $15,088 $1,671,812
17 200 $18,110 $2,995 $15,115 $1,656,697
17 201 $18,110 $2,968 $15,142 $1,641,555
17 202 $18,110 $2,941 $15,169 $1,626,386
17 203 $18,110 $2,914 $15,196 $1,611,190
17 204 $18,110 $2,887 $15,223 $1,595,966
18 205 $18,110 $2,859 $15,251 $1,580,716
18 206 $18,110 $2,832 $15,278 $1,565,438
18 207 $18,110 $2,805 $15,305 $1,550,132
18 208 $18,110 $2,777 $15,333 $1,534,799
18 209 $18,110 $2,750 $15,360 $1,519,439
18 210 $18,110 $2,722 $15,388 $1,504,051
18 211 $18,110 $2,695 $15,415 $1,488,636
18 212 $18,110 $2,667 $15,443 $1,473,193
18 213 $18,110 $2,639 $15,471 $1,457,722
18 214 $18,110 $2,612 $15,498 $1,442,223
18 215 $18,110 $2,584 $15,526 $1,426,697
18 216 $18,110 $2,556 $15,554 $1,411,143
19 217 $18,110 $2,528 $15,582 $1,395,561
19 218 $18,110 $2,500 $15,610 $1,379,951
19 219 $18,110 $2,472 $15,638 $1,364,314
19 220 $18,110 $2,444 $15,666 $1,348,648
19 221 $18,110 $2,416 $15,694 $1,332,954
19 222 $18,110 $2,388 $15,722 $1,317,232
19 223 $18,110 $2,360 $15,750 $1,301,482
19 224 $18,110 $2,332 $15,778 $1,285,704
19 225 $18,110 $2,304 $15,807 $1,269,897
19 226 $18,110 $2,275 $15,835 $1,254,062
19 227 $18,110 $2,247 $15,863 $1,238,199
19 228 $18,110 $2,218 $15,892 $1,222,307
20 229 $18,110 $2,190 $15,920 $1,206,387
20 230 $18,110 $2,161 $15,949 $1,190,438
20 231 $18,110 $2,133 $15,977 $1,174,461
20 232 $18,110 $2,104 $16,006 $1,158,455
20 233 $18,110 $2,076 $16,035 $1,142,420
20 234 $18,110 $2,047 $16,063 $1,126,357
20 235 $18,110 $2,018 $16,092 $1,110,265
20 236 $18,110 $1,989 $16,121 $1,094,144
20 237 $18,110 $1,960 $16,150 $1,077,994
20 238 $18,110 $1,931 $16,179 $1,061,815
20 239 $18,110 $1,902 $16,208 $1,045,607
20 240 $18,110 $1,873 $16,237 $1,029,370
21 241 $18,110 $1,844 $16,266 $1,013,105
21 242 $18,110 $1,815 $16,295 $996,809
21 243 $18,110 $1,786 $16,324 $980,485
21 244 $18,110 $1,757 $16,353 $964,132
21 245 $18,110 $1,727 $16,383 $947,749
21 246 $18,110 $1,698 $16,412 $931,337
21 247 $18,110 $1,669 $16,442 $914,895
21 248 $18,110 $1,639 $16,471 $898,424
21 249 $18,110 $1,610 $16,501 $881,924
21 250 $18,110 $1,580 $16,530 $865,394
21 251 $18,110 $1,550 $16,560 $848,834
21 252 $18,110 $1,521 $16,589 $832,245
22 253 $18,110 $1,491 $16,619 $815,626
22 254 $18,110 $1,461 $16,649 $798,977
22 255 $18,110 $1,431 $16,679 $782,298
22 256 $18,110 $1,402 $16,709 $765,589
22 257 $18,110 $1,372 $16,739 $748,851
22 258 $18,110 $1,342 $16,768 $732,082
22 259 $18,110 $1,312 $16,799 $715,284
22 260 $18,110 $1,282 $16,829 $698,455
22 261 $18,110 $1,251 $16,859 $681,597
22 262 $18,110 $1,221 $16,889 $664,708
22 263 $18,110 $1,191 $16,919 $647,788
22 264 $18,110 $1,161 $16,950 $630,839
23 265 $18,110 $1,130 $16,980 $613,859
23 266 $18,110 $1,100 $17,010 $596,848
23 267 $18,110 $1,069 $17,041 $579,808
23 268 $18,110 $1,039 $17,071 $562,736
23 269 $18,110 $1,008 $17,102 $545,634
23 270 $18,110 $978 $17,133 $528,502
23 271 $18,110 $947 $17,163 $511,338
23 272 $18,110 $916 $17,194 $494,144
23 273 $18,110 $885 $17,225 $476,920
23 274 $18,110 $854 $17,256 $459,664
23 275 $18,110 $824 $17,287 $442,377
23 276 $18,110 $793 $17,318 $425,060
24 277 $18,110 $762 $17,349 $407,711
24 278 $18,110 $730 $17,380 $390,331
24 279 $18,110 $699 $17,411 $372,920
24 280 $18,110 $668 $17,442 $355,478
24 281 $18,110 $637 $17,473 $338,005
24 282 $18,110 $606 $17,505 $320,500
24 283 $18,110 $574 $17,536 $302,965
24 284 $18,110 $543 $17,567 $285,397
24 285 $18,110 $511 $17,599 $267,798
24 286 $18,110 $480 $17,630 $250,168
24 287 $18,110 $448 $17,662 $232,506
24 288 $18,110 $417 $17,694 $214,812
25 289 $18,110 $385 $17,725 $197,087
25 290 $18,110 $353 $17,757 $179,330
25 291 $18,110 $321 $17,789 $161,541
25 292 $18,110 $289 $17,821 $143,720
25 293 $18,110 $257 $17,853 $125,868
25 294 $18,110 $226 $17,885 $107,983
25 295 $18,110 $193 $17,917 $90,066
25 296 $18,110 $161 $17,949 $72,117
25 297 $18,110 $129 $17,981 $54,136
25 298 $18,110 $97 $18,013 $36,123
25 299 $18,110 $65 $18,045 $18,078
25 300 $18,110 $32 $18,078 $0