按揭計算
物業售價 港幣
按揭成數 %
按揭利率 %
按揭年期


印花稅項

(舊)從價印花稅(第二標準稅率)
(住宅首置買家、合資格換樓人士*仍適用)
現適用於代表自己行事的香港永久性居民在購買住宅物業時,在香港沒有擁有其他任何住宅物業

(新)從價印花稅
現適用於購入物業時已擁有另一住宅物業、或非香港永久性居民購入住宅物業

從價印花稅 (第一標準稅率)
現適用於購買非住宅物業

BSD 買家印花稅收費
所有非香港永久性居民或以公司名義購買住宅物業之人士

SSD 額外印花稅收費
若SSD由賣方負責,則無需選擇此項



*若香港永久性居民購入住宅物業純屬轉換居所,並於買入物業6個月內(以買賣轉易契日期起計)售出他唯一的另一個住宅物業,買家可向稅務局申請退還部份印花稅(相當於新舊印花稅差額),但須符合稅務局之特定條件。 提示: 計算僅供參考,一概以稅務局最新公佈及決定為準。
如需更精確計算及進一步了解詳情,歡迎與我們的專業按揭顧問聯絡。
估計最初預算
首期港幣 $3,200,000
代理佣金 (港幣 $)
律師費 (港幣 $)
買家印花稅 (BSD)
額外印花稅 (SSD)
總數港幣 $3,280,000
* 請到政府 網站 取得最新印花稅資料
計算結果
首期 (港幣)
$3,200,000
 
每月還款 (港幣)
$20,697
總貸款額 (港幣)
$4,800,000
+
總利息 (港幣)
$1,409,207
=
總還款額 (港幣)
$6,209,207
還款計劃
年期 分期 還款 (港幣 $) 利息 (港幣 $) 本金 (港幣 $) 債務總額 (港幣 $)
1 1 $20,697 $8,600 $12,097 $4,787,903
1 2 $20,697 $8,578 $12,119 $4,775,784
1 3 $20,697 $8,557 $12,141 $4,763,643
1 4 $20,697 $8,535 $12,162 $4,751,480
1 5 $20,697 $8,513 $12,184 $4,739,296
1 6 $20,697 $8,491 $12,206 $4,727,090
1 7 $20,697 $8,469 $12,228 $4,714,862
1 8 $20,697 $8,447 $12,250 $4,702,612
1 9 $20,697 $8,426 $12,272 $4,690,340
1 10 $20,697 $8,404 $12,294 $4,678,046
1 11 $20,697 $8,381 $12,316 $4,665,731
1 12 $20,697 $8,359 $12,338 $4,653,393
2 13 $20,697 $8,337 $12,360 $4,641,033
2 14 $20,697 $8,315 $12,382 $4,628,650
2 15 $20,697 $8,293 $12,404 $4,616,246
2 16 $20,697 $8,271 $12,427 $4,603,820
2 17 $20,697 $8,249 $12,449 $4,591,371
2 18 $20,697 $8,226 $12,471 $4,578,900
2 19 $20,697 $8,204 $12,493 $4,566,406
2 20 $20,697 $8,181 $12,516 $4,553,890
2 21 $20,697 $8,159 $12,538 $4,541,352
2 22 $20,697 $8,137 $12,561 $4,528,791
2 23 $20,697 $8,114 $12,583 $4,516,208
2 24 $20,697 $8,092 $12,606 $4,503,602
3 25 $20,697 $8,069 $12,628 $4,490,974
3 26 $20,697 $8,046 $12,651 $4,478,323
3 27 $20,697 $8,024 $12,674 $4,465,649
3 28 $20,697 $8,001 $12,696 $4,452,952
3 29 $20,697 $7,978 $12,719 $4,440,233
3 30 $20,697 $7,955 $12,742 $4,427,491
3 31 $20,697 $7,933 $12,765 $4,414,727
3 32 $20,697 $7,910 $12,788 $4,401,939
3 33 $20,697 $7,887 $12,811 $4,389,128
3 34 $20,697 $7,864 $12,834 $4,376,295
3 35 $20,697 $7,841 $12,856 $4,363,438
3 36 $20,697 $7,818 $12,880 $4,350,559
4 37 $20,697 $7,795 $12,903 $4,337,656
4 38 $20,697 $7,772 $12,926 $4,324,731
4 39 $20,697 $7,748 $12,949 $4,311,782
4 40 $20,697 $7,725 $12,972 $4,298,810
4 41 $20,697 $7,702 $12,995 $4,285,814
4 42 $20,697 $7,679 $13,019 $4,272,796
4 43 $20,697 $7,655 $13,042 $4,259,754
4 44 $20,697 $7,632 $13,065 $4,246,688
4 45 $20,697 $7,609 $13,089 $4,233,600
4 46 $20,697 $7,585 $13,112 $4,220,488
4 47 $20,697 $7,562 $13,136 $4,207,352
4 48 $20,697 $7,538 $13,159 $4,194,193
5 49 $20,697 $7,515 $13,183 $4,181,010
5 50 $20,697 $7,491 $13,206 $4,167,804
5 51 $20,697 $7,467 $13,230 $4,154,574
5 52 $20,697 $7,444 $13,254 $4,141,320
5 53 $20,697 $7,420 $13,277 $4,128,042
5 54 $20,697 $7,396 $13,301 $4,114,741
5 55 $20,697 $7,372 $13,325 $4,101,416
5 56 $20,697 $7,348 $13,349 $4,088,067
5 57 $20,697 $7,324 $13,373 $4,074,694
5 58 $20,697 $7,300 $13,397 $4,061,297
5 59 $20,697 $7,276 $13,421 $4,047,876
5 60 $20,697 $7,252 $13,445 $4,034,431
6 61 $20,697 $7,228 $13,469 $4,020,962
6 62 $20,697 $7,204 $13,493 $4,007,469
6 63 $20,697 $7,180 $13,517 $3,993,952
6 64 $20,697 $7,156 $13,542 $3,980,410
6 65 $20,697 $7,132 $13,566 $3,966,845
6 66 $20,697 $7,107 $13,590 $3,953,255
6 67 $20,697 $7,083 $13,614 $3,939,640
6 68 $20,697 $7,059 $13,639 $3,926,001
6 69 $20,697 $7,034 $13,663 $3,912,338
6 70 $20,697 $7,010 $13,688 $3,898,650
6 71 $20,697 $6,985 $13,712 $3,884,938
6 72 $20,697 $6,961 $13,737 $3,871,201
7 73 $20,697 $6,936 $13,761 $3,857,440
7 74 $20,697 $6,911 $13,786 $3,843,654
7 75 $20,697 $6,887 $13,811 $3,829,843
7 76 $20,697 $6,862 $13,836 $3,816,007
7 77 $20,697 $6,837 $13,860 $3,802,147
7 78 $20,697 $6,812 $13,885 $3,788,262
7 79 $20,697 $6,787 $13,910 $3,774,352
7 80 $20,697 $6,762 $13,935 $3,760,417
7 81 $20,697 $6,737 $13,960 $3,746,457
7 82 $20,697 $6,712 $13,985 $3,732,472
7 83 $20,697 $6,687 $14,010 $3,718,462
7 84 $20,697 $6,662 $14,035 $3,704,427
8 85 $20,697 $6,637 $14,060 $3,690,366
8 86 $20,697 $6,612 $14,085 $3,676,281
8 87 $20,697 $6,587 $14,111 $3,662,170
8 88 $20,697 $6,561 $14,136 $3,648,034
8 89 $20,697 $6,536 $14,161 $3,633,873
8 90 $20,697 $6,511 $14,187 $3,619,686
8 91 $20,697 $6,485 $14,212 $3,605,474
8 92 $20,697 $6,460 $14,238 $3,591,237
8 93 $20,697 $6,434 $14,263 $3,576,974
8 94 $20,697 $6,409 $14,289 $3,562,685
8 95 $20,697 $6,383 $14,314 $3,548,371
8 96 $20,697 $6,357 $14,340 $3,534,031
9 97 $20,697 $6,332 $14,366 $3,519,665
9 98 $20,697 $6,306 $14,391 $3,505,274
9 99 $20,697 $6,280 $14,417 $3,490,857
9 100 $20,697 $6,254 $14,443 $3,476,414
9 101 $20,697 $6,229 $14,469 $3,461,945
9 102 $20,697 $6,203 $14,495 $3,447,451
9 103 $20,697 $6,177 $14,521 $3,432,930
9 104 $20,697 $6,151 $14,547 $3,418,383
9 105 $20,697 $6,125 $14,573 $3,403,811
9 106 $20,697 $6,098 $14,599 $3,389,212
9 107 $20,697 $6,072 $14,625 $3,374,587
9 108 $20,697 $6,046 $14,651 $3,359,935
10 109 $20,697 $6,020 $14,677 $3,345,258
10 110 $20,697 $5,994 $14,704 $3,330,554
10 111 $20,697 $5,967 $14,730 $3,315,824
10 112 $20,697 $5,941 $14,757 $3,301,068
10 113 $20,697 $5,914 $14,783 $3,286,285
10 114 $20,697 $5,888 $14,809 $3,271,475
10 115 $20,697 $5,861 $14,836 $3,256,639
10 116 $20,697 $5,835 $14,863 $3,241,777
10 117 $20,697 $5,808 $14,889 $3,226,888
10 118 $20,697 $5,782 $14,916 $3,211,972
10 119 $20,697 $5,755 $14,943 $3,197,029
10 120 $20,697 $5,728 $14,969 $3,182,060
11 121 $20,697 $5,701 $14,996 $3,167,064
11 122 $20,697 $5,674 $15,023 $3,152,041
11 123 $20,697 $5,647 $15,050 $3,136,991
11 124 $20,697 $5,620 $15,077 $3,121,914
11 125 $20,697 $5,593 $15,104 $3,106,810
11 126 $20,697 $5,566 $15,131 $3,091,679
11 127 $20,697 $5,539 $15,158 $3,076,521
11 128 $20,697 $5,512 $15,185 $3,061,335
11 129 $20,697 $5,485 $15,212 $3,046,123
11 130 $20,697 $5,458 $15,240 $3,030,883
11 131 $20,697 $5,430 $15,267 $3,015,616
11 132 $20,697 $5,403 $15,294 $3,000,322
12 133 $20,697 $5,376 $15,322 $2,985,000
12 134 $20,697 $5,348 $15,349 $2,969,651
12 135 $20,697 $5,321 $15,377 $2,954,274
12 136 $20,697 $5,293 $15,404 $2,938,870
12 137 $20,697 $5,265 $15,432 $2,923,438
12 138 $20,697 $5,238 $15,460 $2,907,978
12 139 $20,697 $5,210 $15,487 $2,892,491
12 140 $20,697 $5,182 $15,515 $2,876,976
12 141 $20,697 $5,155 $15,543 $2,861,434
12 142 $20,697 $5,127 $15,571 $2,845,863
12 143 $20,697 $5,099 $15,599 $2,830,264
12 144 $20,697 $5,071 $15,626 $2,814,638
13 145 $20,697 $5,043 $15,654 $2,798,983
13 146 $20,697 $5,015 $15,683 $2,783,301
13 147 $20,697 $4,987 $15,711 $2,767,590
13 148 $20,697 $4,959 $15,739 $2,751,852
13 149 $20,697 $4,930 $15,767 $2,736,085
13 150 $20,697 $4,902 $15,795 $2,720,289
13 151 $20,697 $4,874 $15,824 $2,704,466
13 152 $20,697 $4,846 $15,852 $2,688,614
13 153 $20,697 $4,817 $15,880 $2,672,734
13 154 $20,697 $4,789 $15,909 $2,656,825
13 155 $20,697 $4,760 $15,937 $2,640,888
13 156 $20,697 $4,732 $15,966 $2,624,922
14 157 $20,697 $4,703 $15,994 $2,608,928
14 158 $20,697 $4,674 $16,023 $2,592,905
14 159 $20,697 $4,646 $16,052 $2,576,853
14 160 $20,697 $4,617 $16,080 $2,560,772
14 161 $20,697 $4,588 $16,109 $2,544,663
14 162 $20,697 $4,559 $16,138 $2,528,525
14 163 $20,697 $4,530 $16,167 $2,512,358
14 164 $20,697 $4,501 $16,196 $2,496,162
14 165 $20,697 $4,472 $16,225 $2,479,937
14 166 $20,697 $4,443 $16,254 $2,463,683
14 167 $20,697 $4,414 $16,283 $2,447,399
14 168 $20,697 $4,385 $16,312 $2,431,087
15 169 $20,697 $4,356 $16,342 $2,414,745
15 170 $20,697 $4,326 $16,371 $2,398,374
15 171 $20,697 $4,297 $16,400 $2,381,974
15 172 $20,697 $4,268 $16,430 $2,365,544
15 173 $20,697 $4,238 $16,459 $2,349,085
15 174 $20,697 $4,209 $16,489 $2,332,597
15 175 $20,697 $4,179 $16,518 $2,316,079
15 176 $20,697 $4,150 $16,548 $2,299,531
15 177 $20,697 $4,120 $16,577 $2,282,954
15 178 $20,697 $4,090 $16,607 $2,266,347
15 179 $20,697 $4,061 $16,637 $2,249,710
15 180 $20,697 $4,031 $16,667 $2,233,043
16 181 $20,697 $4,001 $16,696 $2,216,347
16 182 $20,697 $3,971 $16,726 $2,199,620
16 183 $20,697 $3,941 $16,756 $2,182,864
16 184 $20,697 $3,911 $16,786 $2,166,077
16 185 $20,697 $3,881 $16,816 $2,149,261
16 186 $20,697 $3,851 $16,847 $2,132,414
16 187 $20,697 $3,821 $16,877 $2,115,538
16 188 $20,697 $3,790 $16,907 $2,098,631
16 189 $20,697 $3,760 $16,937 $2,081,693
16 190 $20,697 $3,730 $16,968 $2,064,726
16 191 $20,697 $3,699 $16,998 $2,047,728
16 192 $20,697 $3,669 $17,029 $2,030,699
17 193 $20,697 $3,638 $17,059 $2,013,640
17 194 $20,697 $3,608 $17,090 $1,996,550
17 195 $20,697 $3,577 $17,120 $1,979,430
17 196 $20,697 $3,546 $17,151 $1,962,279
17 197 $20,697 $3,516 $17,182 $1,945,098
17 198 $20,697 $3,485 $17,212 $1,927,885
17 199 $20,697 $3,454 $17,243 $1,910,642
17 200 $20,697 $3,423 $17,274 $1,893,368
17 201 $20,697 $3,392 $17,305 $1,876,063
17 202 $20,697 $3,361 $17,336 $1,858,727
17 203 $20,697 $3,330 $17,367 $1,841,360
17 204 $20,697 $3,299 $17,398 $1,823,962
18 205 $20,697 $3,268 $17,429 $1,806,532
18 206 $20,697 $3,237 $17,461 $1,789,071
18 207 $20,697 $3,205 $17,492 $1,771,580
18 208 $20,697 $3,174 $17,523 $1,754,056
18 209 $20,697 $3,143 $17,555 $1,736,502
18 210 $20,697 $3,111 $17,586 $1,718,915
18 211 $20,697 $3,080 $17,618 $1,701,298
18 212 $20,697 $3,048 $17,649 $1,683,649
18 213 $20,697 $3,017 $17,681 $1,665,968
18 214 $20,697 $2,985 $17,712 $1,648,255
18 215 $20,697 $2,953 $17,744 $1,630,511
18 216 $20,697 $2,921 $17,776 $1,612,735
19 217 $20,697 $2,889 $17,808 $1,594,927
19 218 $20,697 $2,858 $17,840 $1,577,087
19 219 $20,697 $2,826 $17,872 $1,559,216
19 220 $20,697 $2,794 $17,904 $1,541,312
19 221 $20,697 $2,762 $17,936 $1,523,376
19 222 $20,697 $2,729 $17,968 $1,505,408
19 223 $20,697 $2,697 $18,000 $1,487,408
19 224 $20,697 $2,665 $18,032 $1,469,375
19 225 $20,697 $2,633 $18,065 $1,451,311
19 226 $20,697 $2,600 $18,097 $1,433,214
19 227 $20,697 $2,568 $18,130 $1,415,084
19 228 $20,697 $2,535 $18,162 $1,396,922
20 229 $20,697 $2,503 $18,195 $1,378,728
20 230 $20,697 $2,470 $18,227 $1,360,500
20 231 $20,697 $2,438 $18,260 $1,342,241
20 232 $20,697 $2,405 $18,293 $1,323,948
20 233 $20,697 $2,372 $18,325 $1,305,623
20 234 $20,697 $2,339 $18,358 $1,287,265
20 235 $20,697 $2,306 $18,391 $1,268,874
20 236 $20,697 $2,273 $18,424 $1,250,450
20 237 $20,697 $2,240 $18,457 $1,231,993
20 238 $20,697 $2,207 $18,490 $1,213,503
20 239 $20,697 $2,174 $18,523 $1,194,980
20 240 $20,697 $2,141 $18,556 $1,176,423
21 241 $20,697 $2,108 $18,590 $1,157,834
21 242 $20,697 $2,074 $18,623 $1,139,211
21 243 $20,697 $2,041 $18,656 $1,120,555
21 244 $20,697 $2,008 $18,690 $1,101,865
21 245 $20,697 $1,974 $18,723 $1,083,142
21 246 $20,697 $1,941 $18,757 $1,064,385
21 247 $20,697 $1,907 $18,790 $1,045,595
21 248 $20,697 $1,873 $18,824 $1,026,771
21 249 $20,697 $1,840 $18,858 $1,007,913
21 250 $20,697 $1,806 $18,892 $989,021
21 251 $20,697 $1,772 $18,925 $970,096
21 252 $20,697 $1,738 $18,959 $951,137
22 253 $20,697 $1,704 $18,993 $932,144
22 254 $20,697 $1,670 $19,027 $913,116
22 255 $20,697 $1,636 $19,061 $894,055
22 256 $20,697 $1,602 $19,096 $874,959
22 257 $20,697 $1,568 $19,130 $855,830
22 258 $20,697 $1,533 $19,164 $836,666
22 259 $20,697 $1,499 $19,198 $817,467
22 260 $20,697 $1,465 $19,233 $798,235
22 261 $20,697 $1,430 $19,267 $778,967
22 262 $20,697 $1,396 $19,302 $759,666
22 263 $20,697 $1,361 $19,336 $740,329
22 264 $20,697 $1,326 $19,371 $720,959
23 265 $20,697 $1,292 $19,406 $701,553
23 266 $20,697 $1,257 $19,440 $682,112
23 267 $20,697 $1,222 $19,475 $662,637
23 268 $20,697 $1,187 $19,510 $643,127
23 269 $20,697 $1,152 $19,545 $623,582
23 270 $20,697 $1,117 $19,580 $604,002
23 271 $20,697 $1,082 $19,615 $584,387
23 272 $20,697 $1,047 $19,650 $564,736
23 273 $20,697 $1,012 $19,686 $545,051
23 274 $20,697 $977 $19,721 $525,330
23 275 $20,697 $941 $19,756 $505,574
23 276 $20,697 $906 $19,792 $485,782
24 277 $20,697 $870 $19,827 $465,955
24 278 $20,697 $835 $19,863 $446,093
24 279 $20,697 $799 $19,898 $426,195
24 280 $20,697 $764 $19,934 $406,261
24 281 $20,697 $728 $19,969 $386,292
24 282 $20,697 $692 $20,005 $366,286
24 283 $20,697 $656 $20,041 $346,245
24 284 $20,697 $620 $20,077 $326,168
24 285 $20,697 $584 $20,113 $306,055
24 286 $20,697 $548 $20,149 $285,906
24 287 $20,697 $512 $20,185 $265,721
24 288 $20,697 $476 $20,221 $245,500
25 289 $20,697 $440 $20,258 $225,242
25 290 $20,697 $404 $20,294 $204,949
25 291 $20,697 $367 $20,330 $184,618
25 292 $20,697 $331 $20,367 $164,252
25 293 $20,697 $294 $20,403 $143,849
25 294 $20,697 $258 $20,440 $123,409
25 295 $20,697 $221 $20,476 $102,933
25 296 $20,697 $184 $20,513 $82,420
25 297 $20,697 $148 $20,550 $61,870
25 298 $20,697 $111 $20,587 $41,284
25 299 $20,697 $74 $20,623 $20,660
25 300 $20,697 $37 $20,660 $0