按揭計算
物業售價 港幣
按揭成數 %
按揭利率 %
按揭年期


印花稅項

(舊)從價印花稅(第二標準稅率)
(住宅首置買家、合資格換樓人士*仍適用)
現適用於代表自己行事的香港永久性居民在購買住宅物業時,在香港沒有擁有其他任何住宅物業

(新)從價印花稅
現適用於購入物業時已擁有另一住宅物業、或非香港永久性居民購入住宅物業

從價印花稅 (第一標準稅率)
現適用於購買非住宅物業

BSD 買家印花稅收費
所有非香港永久性居民或以公司名義購買住宅物業之人士

SSD 額外印花稅收費
若SSD由賣方負責,則無需選擇此項



*若香港永久性居民購入住宅物業純屬轉換居所,並於買入物業6個月內(以買賣轉易契日期起計)售出他唯一的另一個住宅物業,買家可向稅務局申請退還部份印花稅(相當於新舊印花稅差額),但須符合稅務局之特定條件。 提示: 計算僅供參考,一概以稅務局最新公佈及決定為準。
如需更精確計算及進一步了解詳情,歡迎與我們的專業按揭顧問聯絡。
估計最初預算
首期港幣 $3,900,000
代理佣金 (港幣 $)
律師費 (港幣 $)
買家印花稅 (BSD)
額外印花稅 (SSD)
總數港幣 $3,997,500
* 請到政府 網站 取得最新印花稅資料
計算結果
首期 (港幣)
$3,900,000
 
每月還款 (港幣)
$25,225
總貸款額 (港幣)
$5,850,000
+
總利息 (港幣)
$1,717,471
=
總還款額 (港幣)
$7,567,471
還款計劃
年期 分期 還款 (港幣 $) 利息 (港幣 $) 本金 (港幣 $) 債務總額 (港幣 $)
1 1 $25,225 $10,481 $14,744 $5,835,256
1 2 $25,225 $10,455 $14,770 $5,820,486
1 3 $25,225 $10,428 $14,797 $5,805,690
1 4 $25,225 $10,402 $14,823 $5,790,867
1 5 $25,225 $10,375 $14,850 $5,776,017
1 6 $25,225 $10,349 $14,876 $5,761,141
1 7 $25,225 $10,322 $14,903 $5,746,238
1 8 $25,225 $10,295 $14,930 $5,731,308
1 9 $25,225 $10,269 $14,956 $5,716,352
1 10 $25,225 $10,242 $14,983 $5,701,369
1 11 $25,225 $10,215 $15,010 $5,686,359
1 12 $25,225 $10,188 $15,037 $5,671,322
2 13 $25,225 $10,161 $15,064 $5,656,259
2 14 $25,225 $10,134 $15,091 $5,641,168
2 15 $25,225 $10,107 $15,118 $5,626,050
2 16 $25,225 $10,080 $15,145 $5,610,905
2 17 $25,225 $10,053 $15,172 $5,595,733
2 18 $25,225 $10,026 $15,199 $5,580,534
2 19 $25,225 $9,998 $15,226 $5,565,307
2 20 $25,225 $9,971 $15,254 $5,550,054
2 21 $25,225 $9,944 $15,281 $5,534,773
2 22 $25,225 $9,916 $15,308 $5,519,464
2 23 $25,225 $9,889 $15,336 $5,504,128
2 24 $25,225 $9,862 $15,363 $5,488,765
3 25 $25,225 $9,834 $15,391 $5,473,374
3 26 $25,225 $9,806 $15,418 $5,457,956
3 27 $25,225 $9,779 $15,446 $5,442,510
3 28 $25,225 $9,751 $15,474 $5,427,036
3 29 $25,225 $9,723 $15,501 $5,411,534
3 30 $25,225 $9,696 $15,529 $5,396,005
3 31 $25,225 $9,668 $15,557 $5,380,448
3 32 $25,225 $9,640 $15,585 $5,364,863
3 33 $25,225 $9,612 $15,613 $5,349,250
3 34 $25,225 $9,584 $15,641 $5,333,609
3 35 $25,225 $9,556 $15,669 $5,317,941
3 36 $25,225 $9,528 $15,697 $5,302,244
4 37 $25,225 $9,500 $15,725 $5,286,519
4 38 $25,225 $9,472 $15,753 $5,270,765
4 39 $25,225 $9,443 $15,781 $5,254,984
4 40 $25,225 $9,415 $15,810 $5,239,174
4 41 $25,225 $9,387 $15,838 $5,223,336
4 42 $25,225 $9,358 $15,866 $5,207,470
4 43 $25,225 $9,330 $15,895 $5,191,575
4 44 $25,225 $9,302 $15,923 $5,175,652
4 45 $25,225 $9,273 $15,952 $5,159,700
4 46 $25,225 $9,244 $15,980 $5,143,719
4 47 $25,225 $9,216 $16,009 $5,127,710
4 48 $25,225 $9,187 $16,038 $5,111,672
5 49 $25,225 $9,158 $16,066 $5,095,606
5 50 $25,225 $9,130 $16,095 $5,079,511
5 51 $25,225 $9,101 $16,124 $5,063,387
5 52 $25,225 $9,072 $16,153 $5,047,234
5 53 $25,225 $9,043 $16,182 $5,031,052
5 54 $25,225 $9,014 $16,211 $5,014,841
5 55 $25,225 $8,985 $16,240 $4,998,601
5 56 $25,225 $8,956 $16,269 $4,982,332
5 57 $25,225 $8,927 $16,298 $4,966,033
5 58 $25,225 $8,897 $16,327 $4,949,706
5 59 $25,225 $8,868 $16,357 $4,933,349
5 60 $25,225 $8,839 $16,386 $4,916,963
6 61 $25,225 $8,810 $16,415 $4,900,548
6 62 $25,225 $8,780 $16,445 $4,884,103
6 63 $25,225 $8,751 $16,474 $4,867,629
6 64 $25,225 $8,721 $16,504 $4,851,125
6 65 $25,225 $8,692 $16,533 $4,834,592
6 66 $25,225 $8,662 $16,563 $4,818,029
6 67 $25,225 $8,632 $16,593 $4,801,436
6 68 $25,225 $8,603 $16,622 $4,784,814
6 69 $25,225 $8,573 $16,652 $4,768,162
6 70 $25,225 $8,543 $16,682 $4,751,480
6 71 $25,225 $8,513 $16,712 $4,734,768
6 72 $25,225 $8,483 $16,742 $4,718,026
7 73 $25,225 $8,453 $16,772 $4,701,255
7 74 $25,225 $8,423 $16,802 $4,684,453
7 75 $25,225 $8,393 $16,832 $4,667,621
7 76 $25,225 $8,363 $16,862 $4,650,759
7 77 $25,225 $8,333 $16,892 $4,633,867
7 78 $25,225 $8,302 $16,923 $4,616,944
7 79 $25,225 $8,272 $16,953 $4,599,991
7 80 $25,225 $8,242 $16,983 $4,583,008
7 81 $25,225 $8,211 $17,014 $4,565,994
7 82 $25,225 $8,181 $17,044 $4,548,950
7 83 $25,225 $8,150 $17,075 $4,531,875
7 84 $25,225 $8,120 $17,105 $4,514,770
8 85 $25,225 $8,089 $17,136 $4,497,634
8 86 $25,225 $8,058 $17,167 $4,480,467
8 87 $25,225 $8,028 $17,197 $4,463,270
8 88 $25,225 $7,997 $17,228 $4,446,042
8 89 $25,225 $7,966 $17,259 $4,428,783
8 90 $25,225 $7,935 $17,290 $4,411,493
8 91 $25,225 $7,904 $17,321 $4,394,172
8 92 $25,225 $7,873 $17,352 $4,376,820
8 93 $25,225 $7,842 $17,383 $4,359,437
8 94 $25,225 $7,811 $17,414 $4,342,022
8 95 $25,225 $7,779 $17,445 $4,324,577
8 96 $25,225 $7,748 $17,477 $4,307,100
9 97 $25,225 $7,717 $17,508 $4,289,592
9 98 $25,225 $7,686 $17,539 $4,272,053
9 99 $25,225 $7,654 $17,571 $4,254,482
9 100 $25,225 $7,623 $17,602 $4,236,880
9 101 $25,225 $7,591 $17,634 $4,219,246
9 102 $25,225 $7,559 $17,665 $4,201,581
9 103 $25,225 $7,528 $17,697 $4,183,883
9 104 $25,225 $7,496 $17,729 $4,166,155
9 105 $25,225 $7,464 $17,761 $4,148,394
9 106 $25,225 $7,433 $17,792 $4,130,602
9 107 $25,225 $7,401 $17,824 $4,112,778
9 108 $25,225 $7,369 $17,856 $4,094,921
10 109 $25,225 $7,337 $17,888 $4,077,033
10 110 $25,225 $7,305 $17,920 $4,059,113
10 111 $25,225 $7,273 $17,952 $4,041,161
10 112 $25,225 $7,240 $17,984 $4,023,176
10 113 $25,225 $7,208 $18,017 $4,005,159
10 114 $25,225 $7,176 $18,049 $3,987,110
10 115 $25,225 $7,144 $18,081 $3,969,029
10 116 $25,225 $7,111 $18,114 $3,950,915
10 117 $25,225 $7,079 $18,146 $3,932,769
10 118 $25,225 $7,046 $18,179 $3,914,591
10 119 $25,225 $7,014 $18,211 $3,896,379
10 120 $25,225 $6,981 $18,244 $3,878,135
11 121 $25,225 $6,948 $18,277 $3,859,859
11 122 $25,225 $6,916 $18,309 $3,841,550
11 123 $25,225 $6,883 $18,342 $3,823,207
11 124 $25,225 $6,850 $18,375 $3,804,832
11 125 $25,225 $6,817 $18,408 $3,786,424
11 126 $25,225 $6,784 $18,441 $3,767,984
11 127 $25,225 $6,751 $18,474 $3,749,510
11 128 $25,225 $6,718 $18,507 $3,731,003
11 129 $25,225 $6,685 $18,540 $3,712,462
11 130 $25,225 $6,651 $18,573 $3,693,889
11 131 $25,225 $6,618 $18,607 $3,675,282
11 132 $25,225 $6,585 $18,640 $3,656,642
12 133 $25,225 $6,551 $18,673 $3,637,969
12 134 $25,225 $6,518 $18,707 $3,619,262
12 135 $25,225 $6,485 $18,740 $3,600,522
12 136 $25,225 $6,451 $18,774 $3,581,748
12 137 $25,225 $6,417 $18,808 $3,562,940
12 138 $25,225 $6,384 $18,841 $3,544,099
12 139 $25,225 $6,350 $18,875 $3,525,224
12 140 $25,225 $6,316 $18,909 $3,506,315
12 141 $25,225 $6,282 $18,943 $3,487,372
12 142 $25,225 $6,248 $18,977 $3,468,395
12 143 $25,225 $6,214 $19,011 $3,449,385
12 144 $25,225 $6,180 $19,045 $3,430,340
13 145 $25,225 $6,146 $19,079 $3,411,261
13 146 $25,225 $6,112 $19,113 $3,392,148
13 147 $25,225 $6,078 $19,147 $3,373,001
13 148 $25,225 $6,043 $19,182 $3,353,819
13 149 $25,225 $6,009 $19,216 $3,334,603
13 150 $25,225 $5,974 $19,250 $3,315,353
13 151 $25,225 $5,940 $19,285 $3,296,068
13 152 $25,225 $5,905 $19,319 $3,276,748
13 153 $25,225 $5,871 $19,354 $3,257,394
13 154 $25,225 $5,836 $19,389 $3,238,006
13 155 $25,225 $5,801 $19,423 $3,218,582
13 156 $25,225 $5,767 $19,458 $3,199,124
14 157 $25,225 $5,732 $19,493 $3,179,631
14 158 $25,225 $5,697 $19,528 $3,160,103
14 159 $25,225 $5,662 $19,563 $3,140,540
14 160 $25,225 $5,627 $19,598 $3,120,941
14 161 $25,225 $5,592 $19,633 $3,101,308
14 162 $25,225 $5,557 $19,668 $3,081,640
14 163 $25,225 $5,521 $19,704 $3,061,936
14 164 $25,225 $5,486 $19,739 $3,042,197
14 165 $25,225 $5,451 $19,774 $3,022,423
14 166 $25,225 $5,415 $19,810 $3,002,613
14 167 $25,225 $5,380 $19,845 $2,982,768
14 168 $25,225 $5,344 $19,881 $2,962,887
15 169 $25,225 $5,309 $19,916 $2,942,971
15 170 $25,225 $5,273 $19,952 $2,923,019
15 171 $25,225 $5,237 $19,988 $2,903,031
15 172 $25,225 $5,201 $20,024 $2,883,007
15 173 $25,225 $5,165 $20,060 $2,862,948
15 174 $25,225 $5,129 $20,095 $2,842,852
15 175 $25,225 $5,093 $20,131 $2,822,721
15 176 $25,225 $5,057 $20,168 $2,802,553
15 177 $25,225 $5,021 $20,204 $2,782,350
15 178 $25,225 $4,985 $20,240 $2,762,110
15 179 $25,225 $4,949 $20,276 $2,741,834
15 180 $25,225 $4,912 $20,312 $2,721,521
16 181 $25,225 $4,876 $20,349 $2,701,172
16 182 $25,225 $4,840 $20,385 $2,680,787
16 183 $25,225 $4,803 $20,422 $2,660,365
16 184 $25,225 $4,766 $20,458 $2,639,907
16 185 $25,225 $4,730 $20,495 $2,619,412
16 186 $25,225 $4,693 $20,532 $2,598,880
16 187 $25,225 $4,656 $20,569 $2,578,311
16 188 $25,225 $4,619 $20,605 $2,557,706
16 189 $25,225 $4,583 $20,642 $2,537,064
16 190 $25,225 $4,546 $20,679 $2,516,384
16 191 $25,225 $4,509 $20,716 $2,495,668
16 192 $25,225 $4,471 $20,753 $2,474,915
17 193 $25,225 $4,434 $20,791 $2,454,124
17 194 $25,225 $4,397 $20,828 $2,433,296
17 195 $25,225 $4,360 $20,865 $2,412,431
17 196 $25,225 $4,322 $20,903 $2,391,528
17 197 $25,225 $4,285 $20,940 $2,370,588
17 198 $25,225 $4,247 $20,978 $2,349,610
17 199 $25,225 $4,210 $21,015 $2,328,595
17 200 $25,225 $4,172 $21,053 $2,307,542
17 201 $25,225 $4,134 $21,091 $2,286,452
17 202 $25,225 $4,097 $21,128 $2,265,323
17 203 $25,225 $4,059 $21,166 $2,244,157
17 204 $25,225 $4,021 $21,204 $2,222,953
18 205 $25,225 $3,983 $21,242 $2,201,711
18 206 $25,225 $3,945 $21,280 $2,180,431
18 207 $25,225 $3,907 $21,318 $2,159,113
18 208 $25,225 $3,868 $21,356 $2,137,756
18 209 $25,225 $3,830 $21,395 $2,116,361
18 210 $25,225 $3,792 $21,433 $2,094,928
18 211 $25,225 $3,753 $21,471 $2,073,457
18 212 $25,225 $3,715 $21,510 $2,051,947
18 213 $25,225 $3,676 $21,548 $2,030,398
18 214 $25,225 $3,638 $21,587 $2,008,811
18 215 $25,225 $3,599 $21,626 $1,987,185
18 216 $25,225 $3,560 $21,665 $1,965,521
19 217 $25,225 $3,522 $21,703 $1,943,817
19 218 $25,225 $3,483 $21,742 $1,922,075
19 219 $25,225 $3,444 $21,781 $1,900,294
19 220 $25,225 $3,405 $21,820 $1,878,474
19 221 $25,225 $3,366 $21,859 $1,856,615
19 222 $25,225 $3,326 $21,898 $1,834,716
19 223 $25,225 $3,287 $21,938 $1,812,778
19 224 $25,225 $3,248 $21,977 $1,790,801
19 225 $25,225 $3,209 $22,016 $1,768,785
19 226 $25,225 $3,169 $22,056 $1,746,729
19 227 $25,225 $3,130 $22,095 $1,724,634
19 228 $25,225 $3,090 $22,135 $1,702,499
20 229 $25,225 $3,050 $22,175 $1,680,324
20 230 $25,225 $3,011 $22,214 $1,658,110
20 231 $25,225 $2,971 $22,254 $1,635,856
20 232 $25,225 $2,931 $22,294 $1,613,562
20 233 $25,225 $2,891 $22,334 $1,591,228
20 234 $25,225 $2,851 $22,374 $1,568,854
20 235 $25,225 $2,811 $22,414 $1,546,440
20 236 $25,225 $2,771 $22,454 $1,523,986
20 237 $25,225 $2,730 $22,494 $1,501,491
20 238 $25,225 $2,690 $22,535 $1,478,957
20 239 $25,225 $2,650 $22,575 $1,456,381
20 240 $25,225 $2,609 $22,616 $1,433,766
21 241 $25,225 $2,569 $22,656 $1,411,110
21 242 $25,225 $2,528 $22,697 $1,388,413
21 243 $25,225 $2,488 $22,737 $1,365,676
21 244 $25,225 $2,447 $22,778 $1,342,898
21 245 $25,225 $2,406 $22,819 $1,320,079
21 246 $25,225 $2,365 $22,860 $1,297,219
21 247 $25,225 $2,324 $22,901 $1,274,318
21 248 $25,225 $2,283 $22,942 $1,251,377
21 249 $25,225 $2,242 $22,983 $1,228,394
21 250 $25,225 $2,201 $23,024 $1,205,370
21 251 $25,225 $2,160 $23,065 $1,182,305
21 252 $25,225 $2,118 $23,107 $1,159,198
22 253 $25,225 $2,077 $23,148 $1,136,050
22 254 $25,225 $2,035 $23,189 $1,112,860
22 255 $25,225 $1,994 $23,231 $1,089,629
22 256 $25,225 $1,952 $23,273 $1,066,357
22 257 $25,225 $1,911 $23,314 $1,043,042
22 258 $25,225 $1,869 $23,356 $1,019,686
22 259 $25,225 $1,827 $23,398 $996,288
22 260 $25,225 $1,785 $23,440 $972,848
22 261 $25,225 $1,743 $23,482 $949,367
22 262 $25,225 $1,701 $23,524 $925,843
22 263 $25,225 $1,659 $23,566 $902,277
22 264 $25,225 $1,617 $23,608 $878,668
23 265 $25,225 $1,574 $23,651 $855,018
23 266 $25,225 $1,532 $23,693 $831,325
23 267 $25,225 $1,489 $23,735 $807,589
23 268 $25,225 $1,447 $23,778 $783,811
23 269 $25,225 $1,404 $23,821 $759,991
23 270 $25,225 $1,362 $23,863 $736,127
23 271 $25,225 $1,319 $23,906 $712,221
23 272 $25,225 $1,276 $23,949 $688,272
23 273 $25,225 $1,233 $23,992 $664,281
23 274 $25,225 $1,190 $24,035 $640,246
23 275 $25,225 $1,147 $24,078 $616,168
23 276 $25,225 $1,104 $24,121 $592,047
24 277 $25,225 $1,061 $24,164 $567,883
24 278 $25,225 $1,017 $24,207 $543,676
24 279 $25,225 $974 $24,251 $519,425
24 280 $25,225 $931 $24,294 $495,131
24 281 $25,225 $887 $24,338 $470,793
24 282 $25,225 $844 $24,381 $446,411
24 283 $25,225 $800 $24,425 $421,986
24 284 $25,225 $756 $24,469 $397,517
24 285 $25,225 $712 $24,513 $373,005
24 286 $25,225 $668 $24,557 $348,448
24 287 $25,225 $624 $24,601 $323,848
24 288 $25,225 $580 $24,645 $299,203
25 289 $25,225 $536 $24,689 $274,514
25 290 $25,225 $492 $24,733 $249,781
25 291 $25,225 $448 $24,777 $225,004
25 292 $25,225 $403 $24,822 $200,182
25 293 $25,225 $359 $24,866 $175,316
25 294 $25,225 $314 $24,911 $150,405
25 295 $25,225 $269 $24,955 $125,449
25 296 $25,225 $225 $25,000 $100,449
25 297 $25,225 $180 $25,045 $75,404
25 298 $25,225 $135 $25,090 $50,315
25 299 $25,225 $90 $25,135 $25,180
25 300 $25,225 $45 $25,180 $0