按揭計算
物業售價 港幣
按揭成數 %
按揭利率 %
按揭年期


印花稅項

(舊)從價印花稅(第二標準稅率)
(住宅首置買家、合資格換樓人士*仍適用)
現適用於代表自己行事的香港永久性居民在購買住宅物業時,在香港沒有擁有其他任何住宅物業

(新)從價印花稅
現適用於購入物業時已擁有另一住宅物業、或非香港永久性居民購入住宅物業

從價印花稅 (第一標準稅率)
現適用於購買非住宅物業

BSD 買家印花稅收費
所有非香港永久性居民或以公司名義購買住宅物業之人士

SSD 額外印花稅收費
若SSD由賣方負責,則無需選擇此項



*若香港永久性居民購入住宅物業純屬轉換居所,並於買入物業6個月內(以買賣轉易契日期起計)售出他唯一的另一個住宅物業,買家可向稅務局申請退還部份印花稅(相當於新舊印花稅差額),但須符合稅務局之特定條件。 提示: 計算僅供參考,一概以稅務局最新公佈及決定為準。
如需更精確計算及進一步了解詳情,歡迎與我們的專業按揭顧問聯絡。
估計最初預算
首期港幣 $3,120,000
代理佣金 (港幣 $)
律師費 (港幣 $)
買家印花稅 (BSD)
額外印花稅 (SSD)
總數港幣 $3,198,000
* 請到政府 網站 取得最新印花稅資料
計算結果
首期 (港幣)
$3,120,000
 
每月還款 (港幣)
$20,180
總貸款額 (港幣)
$4,680,000
+
總利息 (港幣)
$1,373,976
=
總還款額 (港幣)
$6,053,976
還款計劃
年期 分期 還款 (港幣 $) 利息 (港幣 $) 本金 (港幣 $) 債務總額 (港幣 $)
1 1 $20,180 $8,385 $11,795 $4,668,205
1 2 $20,180 $8,364 $11,816 $4,656,389
1 3 $20,180 $8,343 $11,837 $4,644,552
1 4 $20,180 $8,321 $11,858 $4,632,693
1 5 $20,180 $8,300 $11,880 $4,620,814
1 6 $20,180 $8,279 $11,901 $4,608,913
1 7 $20,180 $8,258 $11,922 $4,596,990
1 8 $20,180 $8,236 $11,944 $4,585,047
1 9 $20,180 $8,215 $11,965 $4,573,082
1 10 $20,180 $8,193 $11,986 $4,561,095
1 11 $20,180 $8,172 $12,008 $4,549,087
1 12 $20,180 $8,150 $12,029 $4,537,058
2 13 $20,180 $8,129 $12,051 $4,525,007
2 14 $20,180 $8,107 $12,073 $4,512,934
2 15 $20,180 $8,086 $12,094 $4,500,840
2 16 $20,180 $8,064 $12,116 $4,488,724
2 17 $20,180 $8,042 $12,138 $4,476,586
2 18 $20,180 $8,021 $12,159 $4,464,427
2 19 $20,180 $7,999 $12,181 $4,452,246
2 20 $20,180 $7,977 $12,203 $4,440,043
2 21 $20,180 $7,955 $12,225 $4,427,818
2 22 $20,180 $7,933 $12,247 $4,415,571
2 23 $20,180 $7,911 $12,269 $4,403,303
2 24 $20,180 $7,889 $12,291 $4,391,012
3 25 $20,180 $7,867 $12,313 $4,378,699
3 26 $20,180 $7,845 $12,335 $4,366,364
3 27 $20,180 $7,823 $12,357 $4,354,008
3 28 $20,180 $7,801 $12,379 $4,341,629
3 29 $20,180 $7,779 $12,401 $4,329,227
3 30 $20,180 $7,757 $12,423 $4,316,804
3 31 $20,180 $7,734 $12,446 $4,304,358
3 32 $20,180 $7,712 $12,468 $4,291,890
3 33 $20,180 $7,690 $12,490 $4,279,400
3 34 $20,180 $7,667 $12,513 $4,266,888
3 35 $20,180 $7,645 $12,535 $4,254,352
3 36 $20,180 $7,622 $12,558 $4,241,795
4 37 $20,180 $7,600 $12,580 $4,229,215
4 38 $20,180 $7,577 $12,603 $4,216,612
4 39 $20,180 $7,555 $12,625 $4,203,987
4 40 $20,180 $7,532 $12,648 $4,191,339
4 41 $20,180 $7,509 $12,670 $4,178,669
4 42 $20,180 $7,487 $12,693 $4,165,976
4 43 $20,180 $7,464 $12,716 $4,153,260
4 44 $20,180 $7,441 $12,739 $4,140,521
4 45 $20,180 $7,418 $12,761 $4,127,760
4 46 $20,180 $7,396 $12,784 $4,114,975
4 47 $20,180 $7,373 $12,807 $4,102,168
4 48 $20,180 $7,350 $12,830 $4,089,338
5 49 $20,180 $7,327 $12,853 $4,076,485
5 50 $20,180 $7,304 $12,876 $4,063,609
5 51 $20,180 $7,281 $12,899 $4,050,709
5 52 $20,180 $7,258 $12,922 $4,037,787
5 53 $20,180 $7,234 $12,946 $4,024,841
5 54 $20,180 $7,211 $12,969 $4,011,873
5 55 $20,180 $7,188 $12,992 $3,998,881
5 56 $20,180 $7,165 $13,015 $3,985,865
5 57 $20,180 $7,141 $13,039 $3,972,827
5 58 $20,180 $7,118 $13,062 $3,959,765
5 59 $20,180 $7,095 $13,085 $3,946,679
5 60 $20,180 $7,071 $13,109 $3,933,571
6 61 $20,180 $7,048 $13,132 $3,920,438
6 62 $20,180 $7,024 $13,156 $3,907,283
6 63 $20,180 $7,001 $13,179 $3,894,103
6 64 $20,180 $6,977 $13,203 $3,880,900
6 65 $20,180 $6,953 $13,227 $3,867,674
6 66 $20,180 $6,930 $13,250 $3,854,423
6 67 $20,180 $6,906 $13,274 $3,841,149
6 68 $20,180 $6,882 $13,298 $3,827,851
6 69 $20,180 $6,858 $13,322 $3,814,530
6 70 $20,180 $6,834 $13,346 $3,801,184
6 71 $20,180 $6,810 $13,369 $3,787,815
6 72 $20,180 $6,787 $13,393 $3,774,421
7 73 $20,180 $6,763 $13,417 $3,761,004
7 74 $20,180 $6,738 $13,441 $3,747,562
7 75 $20,180 $6,714 $13,466 $3,734,097
7 76 $20,180 $6,690 $13,490 $3,720,607
7 77 $20,180 $6,666 $13,514 $3,707,093
7 78 $20,180 $6,642 $13,538 $3,693,555
7 79 $20,180 $6,618 $13,562 $3,679,993
7 80 $20,180 $6,593 $13,587 $3,666,406
7 81 $20,180 $6,569 $13,611 $3,652,795
7 82 $20,180 $6,545 $13,635 $3,639,160
7 83 $20,180 $6,520 $13,660 $3,625,500
7 84 $20,180 $6,496 $13,684 $3,611,816
8 85 $20,180 $6,471 $13,709 $3,598,107
8 86 $20,180 $6,447 $13,733 $3,584,374
8 87 $20,180 $6,422 $13,758 $3,570,616
8 88 $20,180 $6,397 $13,783 $3,556,833
8 89 $20,180 $6,373 $13,807 $3,543,026
8 90 $20,180 $6,348 $13,832 $3,529,194
8 91 $20,180 $6,323 $13,857 $3,515,337
8 92 $20,180 $6,298 $13,882 $3,501,456
8 93 $20,180 $6,273 $13,906 $3,487,549
8 94 $20,180 $6,249 $13,931 $3,473,618
8 95 $20,180 $6,224 $13,956 $3,459,662
8 96 $20,180 $6,199 $13,981 $3,445,680
9 97 $20,180 $6,174 $14,006 $3,431,674
9 98 $20,180 $6,148 $14,032 $3,417,642
9 99 $20,180 $6,123 $14,057 $3,403,586
9 100 $20,180 $6,098 $14,082 $3,389,504
9 101 $20,180 $6,073 $14,107 $3,375,397
9 102 $20,180 $6,048 $14,132 $3,361,264
9 103 $20,180 $6,022 $14,158 $3,347,107
9 104 $20,180 $5,997 $14,183 $3,332,924
9 105 $20,180 $5,971 $14,208 $3,318,715
9 106 $20,180 $5,946 $14,234 $3,304,481
9 107 $20,180 $5,921 $14,259 $3,290,222
9 108 $20,180 $5,895 $14,285 $3,275,937
10 109 $20,180 $5,869 $14,311 $3,261,627
10 110 $20,180 $5,844 $14,336 $3,247,290
10 111 $20,180 $5,818 $14,362 $3,232,929
10 112 $20,180 $5,792 $14,388 $3,218,541
10 113 $20,180 $5,767 $14,413 $3,204,128
10 114 $20,180 $5,741 $14,439 $3,189,688
10 115 $20,180 $5,715 $14,465 $3,175,223
10 116 $20,180 $5,689 $14,491 $3,160,732
10 117 $20,180 $5,663 $14,517 $3,146,215
10 118 $20,180 $5,637 $14,543 $3,131,672
10 119 $20,180 $5,611 $14,569 $3,117,103
10 120 $20,180 $5,585 $14,595 $3,102,508
11 121 $20,180 $5,559 $14,621 $3,087,887
11 122 $20,180 $5,532 $14,647 $3,073,240
11 123 $20,180 $5,506 $14,674 $3,058,566
11 124 $20,180 $5,480 $14,700 $3,043,866
11 125 $20,180 $5,454 $14,726 $3,029,140
11 126 $20,180 $5,427 $14,753 $3,014,387
11 127 $20,180 $5,401 $14,779 $2,999,608
11 128 $20,180 $5,374 $14,806 $2,984,802
11 129 $20,180 $5,348 $14,832 $2,969,970
11 130 $20,180 $5,321 $14,859 $2,955,111
11 131 $20,180 $5,295 $14,885 $2,940,226
11 132 $20,180 $5,268 $14,912 $2,925,314
12 133 $20,180 $5,241 $14,939 $2,910,375
12 134 $20,180 $5,214 $14,965 $2,895,410
12 135 $20,180 $5,188 $14,992 $2,880,417
12 136 $20,180 $5,161 $15,019 $2,865,398
12 137 $20,180 $5,134 $15,046 $2,850,352
12 138 $20,180 $5,107 $15,073 $2,835,279
12 139 $20,180 $5,080 $15,100 $2,820,179
12 140 $20,180 $5,053 $15,127 $2,805,052
12 141 $20,180 $5,026 $15,154 $2,789,898
12 142 $20,180 $4,999 $15,181 $2,774,716
12 143 $20,180 $4,971 $15,209 $2,759,508
12 144 $20,180 $4,944 $15,236 $2,744,272
13 145 $20,180 $4,917 $15,263 $2,729,009
13 146 $20,180 $4,889 $15,290 $2,713,718
13 147 $20,180 $4,862 $15,318 $2,698,401
13 148 $20,180 $4,835 $15,345 $2,683,055
13 149 $20,180 $4,807 $15,373 $2,667,682
13 150 $20,180 $4,780 $15,400 $2,652,282
13 151 $20,180 $4,752 $15,428 $2,636,854
13 152 $20,180 $4,724 $15,456 $2,621,399
13 153 $20,180 $4,697 $15,483 $2,605,915
13 154 $20,180 $4,669 $15,511 $2,590,404
13 155 $20,180 $4,641 $15,539 $2,574,866
13 156 $20,180 $4,613 $15,567 $2,559,299
14 157 $20,180 $4,585 $15,595 $2,543,705
14 158 $20,180 $4,557 $15,622 $2,528,082
14 159 $20,180 $4,529 $15,650 $2,512,432
14 160 $20,180 $4,501 $15,678 $2,496,753
14 161 $20,180 $4,473 $15,707 $2,481,047
14 162 $20,180 $4,445 $15,735 $2,465,312
14 163 $20,180 $4,417 $15,763 $2,449,549
14 164 $20,180 $4,389 $15,791 $2,433,758
14 165 $20,180 $4,360 $15,819 $2,417,938
14 166 $20,180 $4,332 $15,848 $2,402,091
14 167 $20,180 $4,304 $15,876 $2,386,214
14 168 $20,180 $4,275 $15,905 $2,370,310
15 169 $20,180 $4,247 $15,933 $2,354,377
15 170 $20,180 $4,218 $15,962 $2,338,415
15 171 $20,180 $4,190 $15,990 $2,322,425
15 172 $20,180 $4,161 $16,019 $2,306,406
15 173 $20,180 $4,132 $16,048 $2,290,358
15 174 $20,180 $4,104 $16,076 $2,274,282
15 175 $20,180 $4,075 $16,105 $2,258,177
15 176 $20,180 $4,046 $16,134 $2,242,043
15 177 $20,180 $4,017 $16,163 $2,225,880
15 178 $20,180 $3,988 $16,192 $2,209,688
15 179 $20,180 $3,959 $16,221 $2,193,467
15 180 $20,180 $3,930 $16,250 $2,177,217
16 181 $20,180 $3,901 $16,279 $2,160,938
16 182 $20,180 $3,872 $16,308 $2,144,630
16 183 $20,180 $3,842 $16,337 $2,128,292
16 184 $20,180 $3,813 $16,367 $2,111,926
16 185 $20,180 $3,784 $16,396 $2,095,529
16 186 $20,180 $3,754 $16,425 $2,079,104
16 187 $20,180 $3,725 $16,455 $2,062,649
16 188 $20,180 $3,696 $16,484 $2,046,165
16 189 $20,180 $3,666 $16,514 $2,029,651
16 190 $20,180 $3,636 $16,543 $2,013,108
16 191 $20,180 $3,607 $16,573 $1,996,534
16 192 $20,180 $3,577 $16,603 $1,979,932
17 193 $20,180 $3,547 $16,633 $1,963,299
17 194 $20,180 $3,518 $16,662 $1,946,637
17 195 $20,180 $3,488 $16,692 $1,929,945
17 196 $20,180 $3,458 $16,722 $1,913,222
17 197 $20,180 $3,428 $16,752 $1,896,470
17 198 $20,180 $3,398 $16,782 $1,879,688
17 199 $20,180 $3,368 $16,812 $1,862,876
17 200 $20,180 $3,338 $16,842 $1,846,034
17 201 $20,180 $3,307 $16,872 $1,829,161
17 202 $20,180 $3,277 $16,903 $1,812,259
17 203 $20,180 $3,247 $16,933 $1,795,326
17 204 $20,180 $3,217 $16,963 $1,778,362
18 205 $20,180 $3,186 $16,994 $1,761,369
18 206 $20,180 $3,156 $17,024 $1,744,345
18 207 $20,180 $3,125 $17,055 $1,727,290
18 208 $20,180 $3,095 $17,085 $1,710,205
18 209 $20,180 $3,064 $17,116 $1,693,089
18 210 $20,180 $3,033 $17,146 $1,675,943
18 211 $20,180 $3,003 $17,177 $1,658,765
18 212 $20,180 $2,972 $17,208 $1,641,557
18 213 $20,180 $2,941 $17,239 $1,624,319
18 214 $20,180 $2,910 $17,270 $1,607,049
18 215 $20,180 $2,879 $17,301 $1,589,748
18 216 $20,180 $2,848 $17,332 $1,572,417
19 217 $20,180 $2,817 $17,363 $1,555,054
19 218 $20,180 $2,786 $17,394 $1,537,660
19 219 $20,180 $2,755 $17,425 $1,520,235
19 220 $20,180 $2,724 $17,456 $1,502,779
19 221 $20,180 $2,692 $17,487 $1,485,292
19 222 $20,180 $2,661 $17,519 $1,467,773
19 223 $20,180 $2,630 $17,550 $1,450,223
19 224 $20,180 $2,598 $17,582 $1,432,641
19 225 $20,180 $2,567 $17,613 $1,415,028
19 226 $20,180 $2,535 $17,645 $1,397,383
19 227 $20,180 $2,504 $17,676 $1,379,707
19 228 $20,180 $2,472 $17,708 $1,361,999
20 229 $20,180 $2,440 $17,740 $1,344,259
20 230 $20,180 $2,408 $17,771 $1,326,488
20 231 $20,180 $2,377 $17,803 $1,308,685
20 232 $20,180 $2,345 $17,835 $1,290,849
20 233 $20,180 $2,313 $17,867 $1,272,982
20 234 $20,180 $2,281 $17,899 $1,255,083
20 235 $20,180 $2,249 $17,931 $1,237,152
20 236 $20,180 $2,217 $17,963 $1,219,189
20 237 $20,180 $2,184 $17,996 $1,201,193
20 238 $20,180 $2,152 $18,028 $1,183,165
20 239 $20,180 $2,120 $18,060 $1,165,105
20 240 $20,180 $2,087 $18,092 $1,147,013
21 241 $20,180 $2,055 $18,125 $1,128,888
21 242 $20,180 $2,023 $18,157 $1,110,731
21 243 $20,180 $1,990 $18,190 $1,092,541
21 244 $20,180 $1,957 $18,222 $1,074,318
21 245 $20,180 $1,925 $18,255 $1,056,063
21 246 $20,180 $1,892 $18,288 $1,037,775
21 247 $20,180 $1,859 $18,321 $1,019,455
21 248 $20,180 $1,827 $18,353 $1,001,101
21 249 $20,180 $1,794 $18,386 $982,715
21 250 $20,180 $1,761 $18,419 $964,296
21 251 $20,180 $1,728 $18,452 $945,844
21 252 $20,180 $1,695 $18,485 $927,358
22 253 $20,180 $1,662 $18,518 $908,840
22 254 $20,180 $1,628 $18,552 $890,288
22 255 $20,180 $1,595 $18,585 $871,704
22 256 $20,180 $1,562 $18,618 $853,085
22 257 $20,180 $1,528 $18,651 $834,434
22 258 $20,180 $1,495 $18,685 $815,749
22 259 $20,180 $1,462 $18,718 $797,031
22 260 $20,180 $1,428 $18,752 $778,279
22 261 $20,180 $1,394 $18,786 $759,493
22 262 $20,180 $1,361 $18,819 $740,674
22 263 $20,180 $1,327 $18,853 $721,821
22 264 $20,180 $1,293 $18,887 $702,935
23 265 $20,180 $1,259 $18,920 $684,014
23 266 $20,180 $1,226 $18,954 $665,060
23 267 $20,180 $1,192 $18,988 $646,071
23 268 $20,180 $1,158 $19,022 $627,049
23 269 $20,180 $1,123 $19,056 $607,992
23 270 $20,180 $1,089 $19,091 $588,902
23 271 $20,180 $1,055 $19,125 $569,777
23 272 $20,180 $1,021 $19,159 $550,618
23 273 $20,180 $987 $19,193 $531,425
23 274 $20,180 $952 $19,228 $512,197
23 275 $20,180 $918 $19,262 $492,935
23 276 $20,180 $883 $19,297 $473,638
24 277 $20,180 $849 $19,331 $454,306
24 278 $20,180 $814 $19,366 $434,941
24 279 $20,180 $779 $19,401 $415,540
24 280 $20,180 $745 $19,435 $396,104
24 281 $20,180 $710 $19,470 $376,634
24 282 $20,180 $675 $19,505 $357,129
24 283 $20,180 $640 $19,540 $337,589
24 284 $20,180 $605 $19,575 $318,014
24 285 $20,180 $570 $19,610 $298,404
24 286 $20,180 $535 $19,645 $278,759
24 287 $20,180 $499 $19,680 $259,078
24 288 $20,180 $464 $19,716 $239,362
25 289 $20,180 $429 $19,751 $219,611
25 290 $20,180 $393 $19,786 $199,825
25 291 $20,180 $358 $19,822 $180,003
25 292 $20,180 $323 $19,857 $160,146
25 293 $20,180 $287 $19,893 $140,253
25 294 $20,180 $251 $19,929 $120,324
25 295 $20,180 $216 $19,964 $100,360
25 296 $20,180 $180 $20,000 $80,359
25 297 $20,180 $144 $20,036 $60,323
25 298 $20,180 $108 $20,072 $40,252
25 299 $20,180 $72 $20,108 $20,144
25 300 $20,180 $36 $20,144 $0