按揭計算
物業售價 港幣
按揭成數 %
按揭利率 %
按揭年期


印花稅項

(舊)從價印花稅(第二標準稅率)
(住宅首置買家、合資格換樓人士*仍適用)
現適用於代表自己行事的香港永久性居民在購買住宅物業時,在香港沒有擁有其他任何住宅物業

(新)從價印花稅
現適用於購入物業時已擁有另一住宅物業、或非香港永久性居民購入住宅物業

從價印花稅 (第一標準稅率)
現適用於購買非住宅物業

BSD 買家印花稅收費
所有非香港永久性居民或以公司名義購買住宅物業之人士

SSD 額外印花稅收費
若SSD由賣方負責,則無需選擇此項



*若香港永久性居民購入住宅物業純屬轉換居所,並於買入物業6個月內(以買賣轉易契日期起計)售出他唯一的另一個住宅物業,買家可向稅務局申請退還部份印花稅(相當於新舊印花稅差額),但須符合稅務局之特定條件。 提示: 計算僅供參考,一概以稅務局最新公佈及決定為準。
如需更精確計算及進一步了解詳情,歡迎與我們的專業按揭顧問聯絡。
估計最初預算
首期港幣 $5,960,000
代理佣金 (港幣 $)
律師費 (港幣 $)
買家印花稅 (BSD)
額外印花稅 (SSD)
總數港幣 $6,109,000
* 請到政府 網站 取得最新印花稅資料
計算結果
首期 (港幣)
$5,960,000
 
每月還款 (港幣)
$38,549
總貸款額 (港幣)
$8,940,000
+
總利息 (港幣)
$2,624,647
=
總還款額 (港幣)
$11,564,647
還款計劃
年期 分期 還款 (港幣 $) 利息 (港幣 $) 本金 (港幣 $) 債務總額 (港幣 $)
1 1 $38,549 $16,018 $22,531 $8,917,469
1 2 $38,549 $15,977 $22,572 $8,894,897
1 3 $38,549 $15,937 $22,612 $8,872,285
1 4 $38,549 $15,896 $22,653 $8,849,632
1 5 $38,549 $15,856 $22,693 $8,826,939
1 6 $38,549 $15,815 $22,734 $8,804,205
1 7 $38,549 $15,774 $22,775 $8,781,430
1 8 $38,549 $15,733 $22,815 $8,758,615
1 9 $38,549 $15,693 $22,856 $8,735,759
1 10 $38,549 $15,652 $22,897 $8,712,861
1 11 $38,549 $15,611 $22,938 $8,689,923
1 12 $38,549 $15,569 $22,979 $8,666,944
2 13 $38,549 $15,528 $23,021 $8,643,923
2 14 $38,549 $15,487 $23,062 $8,620,861
2 15 $38,549 $15,446 $23,103 $8,597,758
2 16 $38,549 $15,404 $23,145 $8,574,614
2 17 $38,549 $15,363 $23,186 $8,551,428
2 18 $38,549 $15,321 $23,228 $8,528,200
2 19 $38,549 $15,280 $23,269 $8,504,931
2 20 $38,549 $15,238 $23,311 $8,481,620
2 21 $38,549 $15,196 $23,353 $8,458,268
2 22 $38,549 $15,154 $23,394 $8,434,873
2 23 $38,549 $15,112 $23,436 $8,411,437
2 24 $38,549 $15,070 $23,478 $8,387,959
3 25 $38,549 $15,028 $23,520 $8,364,438
3 26 $38,549 $14,986 $23,563 $8,340,876
3 27 $38,549 $14,944 $23,605 $8,317,271
3 28 $38,549 $14,902 $23,647 $8,293,624
3 29 $38,549 $14,859 $23,689 $8,269,935
3 30 $38,549 $14,817 $23,732 $8,246,203
3 31 $38,549 $14,774 $23,774 $8,222,428
3 32 $38,549 $14,732 $23,817 $8,198,611
3 33 $38,549 $14,689 $23,860 $8,174,752
3 34 $38,549 $14,646 $23,902 $8,150,849
3 35 $38,549 $14,604 $23,945 $8,126,904
3 36 $38,549 $14,561 $23,988 $8,102,916
4 37 $38,549 $14,518 $24,031 $8,078,885
4 38 $38,549 $14,475 $24,074 $8,054,811
4 39 $38,549 $14,432 $24,117 $8,030,693
4 40 $38,549 $14,388 $24,160 $8,006,533
4 41 $38,549 $14,345 $24,204 $7,982,329
4 42 $38,549 $14,302 $24,247 $7,958,082
4 43 $38,549 $14,258 $24,291 $7,933,791
4 44 $38,549 $14,215 $24,334 $7,909,457
4 45 $38,549 $14,171 $24,378 $7,885,080
4 46 $38,549 $14,127 $24,421 $7,860,658
4 47 $38,549 $14,084 $24,465 $7,836,193
4 48 $38,549 $14,040 $24,509 $7,811,684
5 49 $38,549 $13,996 $24,553 $7,787,131
5 50 $38,549 $13,952 $24,597 $7,762,534
5 51 $38,549 $13,908 $24,641 $7,737,893
5 52 $38,549 $13,864 $24,685 $7,713,208
5 53 $38,549 $13,819 $24,729 $7,688,479
5 54 $38,549 $13,775 $24,774 $7,663,705
5 55 $38,549 $13,731 $24,818 $7,638,887
5 56 $38,549 $13,686 $24,862 $7,614,025
5 57 $38,549 $13,642 $24,907 $7,589,118
5 58 $38,549 $13,597 $24,952 $7,564,166
5 59 $38,549 $13,552 $24,996 $7,539,170
5 60 $38,549 $13,508 $25,041 $7,514,129
6 61 $38,549 $13,463 $25,086 $7,489,043
6 62 $38,549 $13,418 $25,131 $7,463,912
6 63 $38,549 $13,373 $25,176 $7,438,736
6 64 $38,549 $13,328 $25,221 $7,413,515
6 65 $38,549 $13,283 $25,266 $7,388,248
6 66 $38,549 $13,237 $25,312 $7,362,937
6 67 $38,549 $13,192 $25,357 $7,337,580
6 68 $38,549 $13,146 $25,402 $7,312,177
6 69 $38,549 $13,101 $25,448 $7,286,730
6 70 $38,549 $13,055 $25,493 $7,261,236
6 71 $38,549 $13,010 $25,539 $7,235,697
6 72 $38,549 $12,964 $25,585 $7,210,112
7 73 $38,549 $12,918 $25,631 $7,184,482
7 74 $38,549 $12,872 $25,677 $7,158,805
7 75 $38,549 $12,826 $25,723 $7,133,082
7 76 $38,549 $12,780 $25,769 $7,107,314
7 77 $38,549 $12,734 $25,815 $7,081,499
7 78 $38,549 $12,688 $25,861 $7,055,637
7 79 $38,549 $12,641 $25,907 $7,029,730
7 80 $38,549 $12,595 $25,954 $7,003,776
7 81 $38,549 $12,548 $26,000 $6,977,776
7 82 $38,549 $12,502 $26,047 $6,951,729
7 83 $38,549 $12,455 $26,094 $6,925,635
7 84 $38,549 $12,408 $26,140 $6,899,495
8 85 $38,549 $12,362 $26,187 $6,873,307
8 86 $38,549 $12,315 $26,234 $6,847,073
8 87 $38,549 $12,268 $26,281 $6,820,792
8 88 $38,549 $12,221 $26,328 $6,794,464
8 89 $38,549 $12,173 $26,375 $6,768,089
8 90 $38,549 $12,126 $26,423 $6,741,666
8 91 $38,549 $12,079 $26,470 $6,715,196
8 92 $38,549 $12,031 $26,517 $6,688,678
8 93 $38,549 $11,984 $26,565 $6,662,113
8 94 $38,549 $11,936 $26,613 $6,635,501
8 95 $38,549 $11,889 $26,660 $6,608,841
8 96 $38,549 $11,841 $26,708 $6,582,133
9 97 $38,549 $11,793 $26,756 $6,555,377
9 98 $38,549 $11,745 $26,804 $6,528,573
9 99 $38,549 $11,697 $26,852 $6,501,721
9 100 $38,549 $11,649 $26,900 $6,474,821
9 101 $38,549 $11,601 $26,948 $6,447,873
9 102 $38,549 $11,552 $26,996 $6,420,877
9 103 $38,549 $11,504 $27,045 $6,393,832
9 104 $38,549 $11,456 $27,093 $6,366,739
9 105 $38,549 $11,407 $27,142 $6,339,597
9 106 $38,549 $11,358 $27,190 $6,312,407
9 107 $38,549 $11,310 $27,239 $6,285,168
9 108 $38,549 $11,261 $27,288 $6,257,880
10 109 $38,549 $11,212 $27,337 $6,230,543
10 110 $38,549 $11,163 $27,386 $6,203,157
10 111 $38,549 $11,114 $27,435 $6,175,722
10 112 $38,549 $11,065 $27,484 $6,148,238
10 113 $38,549 $11,016 $27,533 $6,120,705
10 114 $38,549 $10,966 $27,583 $6,093,123
10 115 $38,549 $10,917 $27,632 $6,065,491
10 116 $38,549 $10,867 $27,681 $6,037,809
10 117 $38,549 $10,818 $27,731 $6,010,078
10 118 $38,549 $10,768 $27,781 $5,982,297
10 119 $38,549 $10,718 $27,831 $5,954,467
10 120 $38,549 $10,668 $27,880 $5,926,586
11 121 $38,549 $10,618 $27,930 $5,898,656
11 122 $38,549 $10,568 $27,980 $5,870,676
11 123 $38,549 $10,518 $28,031 $5,842,645
11 124 $38,549 $10,468 $28,081 $5,814,564
11 125 $38,549 $10,418 $28,131 $5,786,433
11 126 $38,549 $10,367 $28,181 $5,758,252
11 127 $38,549 $10,317 $28,232 $5,730,020
11 128 $38,549 $10,266 $28,283 $5,701,737
11 129 $38,549 $10,216 $28,333 $5,673,404
11 130 $38,549 $10,165 $28,384 $5,645,020
11 131 $38,549 $10,114 $28,435 $5,616,585
11 132 $38,549 $10,063 $28,486 $5,588,100
12 133 $38,549 $10,012 $28,537 $5,559,563
12 134 $38,549 $9,961 $28,588 $5,530,975
12 135 $38,549 $9,910 $28,639 $5,502,336
12 136 $38,549 $9,858 $28,690 $5,473,645
12 137 $38,549 $9,807 $28,742 $5,444,903
12 138 $38,549 $9,755 $28,793 $5,416,110
12 139 $38,549 $9,704 $28,845 $5,387,265
12 140 $38,549 $9,652 $28,897 $5,358,368
12 141 $38,549 $9,600 $28,948 $5,329,420
12 142 $38,549 $9,549 $29,000 $5,300,420
12 143 $38,549 $9,497 $29,052 $5,271,367
12 144 $38,549 $9,445 $29,104 $5,242,263
13 145 $38,549 $9,392 $29,156 $5,213,107
13 146 $38,549 $9,340 $29,209 $5,183,898
13 147 $38,549 $9,288 $29,261 $5,154,637
13 148 $38,549 $9,235 $29,313 $5,125,324
13 149 $38,549 $9,183 $29,366 $5,095,958
13 150 $38,549 $9,130 $29,419 $5,066,539
13 151 $38,549 $9,078 $29,471 $5,037,068
13 152 $38,549 $9,025 $29,524 $5,007,544
13 153 $38,549 $8,972 $29,577 $4,977,967
13 154 $38,549 $8,919 $29,630 $4,948,337
13 155 $38,549 $8,866 $29,683 $4,918,654
13 156 $38,549 $8,813 $29,736 $4,888,917
14 157 $38,549 $8,759 $29,790 $4,859,128
14 158 $38,549 $8,706 $29,843 $4,829,285
14 159 $38,549 $8,652 $29,896 $4,799,389
14 160 $38,549 $8,599 $29,950 $4,769,439
14 161 $38,549 $8,545 $30,004 $4,739,435
14 162 $38,549 $8,491 $30,057 $4,709,378
14 163 $38,549 $8,438 $30,111 $4,679,267
14 164 $38,549 $8,384 $30,165 $4,649,102
14 165 $38,549 $8,330 $30,219 $4,618,882
14 166 $38,549 $8,275 $30,273 $4,588,609
14 167 $38,549 $8,221 $30,328 $4,558,281
14 168 $38,549 $8,167 $30,382 $4,527,900
15 169 $38,549 $8,112 $30,436 $4,497,463
15 170 $38,549 $8,058 $30,491 $4,466,972
15 171 $38,549 $8,003 $30,545 $4,436,427
15 172 $38,549 $7,949 $30,600 $4,405,827
15 173 $38,549 $7,894 $30,655 $4,375,172
15 174 $38,549 $7,839 $30,710 $4,344,462
15 175 $38,549 $7,784 $30,765 $4,313,697
15 176 $38,549 $7,729 $30,820 $4,282,876
15 177 $38,549 $7,673 $30,875 $4,252,001
15 178 $38,549 $7,618 $30,931 $4,221,070
15 179 $38,549 $7,563 $30,986 $4,190,084
15 180 $38,549 $7,507 $31,042 $4,159,043
16 181 $38,549 $7,452 $31,097 $4,127,946
16 182 $38,549 $7,396 $31,153 $4,096,793
16 183 $38,549 $7,340 $31,209 $4,065,584
16 184 $38,549 $7,284 $31,265 $4,034,319
16 185 $38,549 $7,228 $31,321 $4,002,999
16 186 $38,549 $7,172 $31,377 $3,971,622
16 187 $38,549 $7,116 $31,433 $3,940,189
16 188 $38,549 $7,060 $31,489 $3,908,700
16 189 $38,549 $7,003 $31,546 $3,877,154
16 190 $38,549 $6,947 $31,602 $3,845,552
16 191 $38,549 $6,890 $31,659 $3,813,893
16 192 $38,549 $6,833 $31,716 $3,782,177
17 193 $38,549 $6,776 $31,772 $3,750,405
17 194 $38,549 $6,719 $31,829 $3,718,575
17 195 $38,549 $6,662 $31,886 $3,686,689
17 196 $38,549 $6,605 $31,944 $3,654,745
17 197 $38,549 $6,548 $32,001 $3,622,745
17 198 $38,549 $6,491 $32,058 $3,590,687
17 199 $38,549 $6,433 $32,116 $3,558,571
17 200 $38,549 $6,376 $32,173 $3,526,398
17 201 $38,549 $6,318 $32,231 $3,494,167
17 202 $38,549 $6,260 $32,288 $3,461,879
17 203 $38,549 $6,203 $32,346 $3,429,533
17 204 $38,549 $6,145 $32,404 $3,397,128
18 205 $38,549 $6,087 $32,462 $3,364,666
18 206 $38,549 $6,028 $32,520 $3,332,146
18 207 $38,549 $5,970 $32,579 $3,299,567
18 208 $38,549 $5,912 $32,637 $3,266,930
18 209 $38,549 $5,853 $32,696 $3,234,234
18 210 $38,549 $5,795 $32,754 $3,201,480
18 211 $38,549 $5,736 $32,813 $3,168,667
18 212 $38,549 $5,677 $32,872 $3,135,796
18 213 $38,549 $5,618 $32,931 $3,102,865
18 214 $38,549 $5,559 $32,990 $3,069,875
18 215 $38,549 $5,500 $33,049 $3,036,827
18 216 $38,549 $5,441 $33,108 $3,003,719
19 217 $38,549 $5,382 $33,167 $2,970,552
19 218 $38,549 $5,322 $33,227 $2,937,325
19 219 $38,549 $5,263 $33,286 $2,904,039
19 220 $38,549 $5,203 $33,346 $2,870,693
19 221 $38,549 $5,143 $33,405 $2,837,288
19 222 $38,549 $5,083 $33,465 $2,803,823
19 223 $38,549 $5,024 $33,525 $2,770,297
19 224 $38,549 $4,963 $33,585 $2,736,712
19 225 $38,549 $4,903 $33,646 $2,703,066
19 226 $38,549 $4,843 $33,706 $2,669,360
19 227 $38,549 $4,783 $33,766 $2,635,594
19 228 $38,549 $4,722 $33,827 $2,601,768
20 229 $38,549 $4,662 $33,887 $2,567,880
20 230 $38,549 $4,601 $33,948 $2,533,932
20 231 $38,549 $4,540 $34,009 $2,499,923
20 232 $38,549 $4,479 $34,070 $2,465,854
20 233 $38,549 $4,418 $34,131 $2,431,723
20 234 $38,549 $4,357 $34,192 $2,397,531
20 235 $38,549 $4,296 $34,253 $2,363,277
20 236 $38,549 $4,234 $34,315 $2,328,963
20 237 $38,549 $4,173 $34,376 $2,294,587
20 238 $38,549 $4,111 $34,438 $2,260,149
20 239 $38,549 $4,049 $34,499 $2,225,650
20 240 $38,549 $3,988 $34,561 $2,191,088
21 241 $38,549 $3,926 $34,623 $2,156,465
21 242 $38,549 $3,864 $34,685 $2,121,780
21 243 $38,549 $3,802 $34,747 $2,087,033
21 244 $38,549 $3,739 $34,810 $2,052,223
21 245 $38,549 $3,677 $34,872 $2,017,351
21 246 $38,549 $3,614 $34,934 $1,982,417
21 247 $38,549 $3,552 $34,997 $1,947,420
21 248 $38,549 $3,489 $35,060 $1,912,360
21 249 $38,549 $3,426 $35,123 $1,877,238
21 250 $38,549 $3,363 $35,185 $1,842,052
21 251 $38,549 $3,300 $35,248 $1,806,804
21 252 $38,549 $3,237 $35,312 $1,771,492
22 253 $38,549 $3,174 $35,375 $1,736,117
22 254 $38,549 $3,111 $35,438 $1,700,679
22 255 $38,549 $3,047 $35,502 $1,665,177
22 256 $38,549 $2,983 $35,565 $1,629,612
22 257 $38,549 $2,920 $35,629 $1,593,983
22 258 $38,549 $2,856 $35,693 $1,558,290
22 259 $38,549 $2,792 $35,757 $1,522,533
22 260 $38,549 $2,728 $35,821 $1,486,712
22 261 $38,549 $2,664 $35,885 $1,450,827
22 262 $38,549 $2,599 $35,949 $1,414,877
22 263 $38,549 $2,535 $36,014 $1,378,864
22 264 $38,549 $2,470 $36,078 $1,342,785
23 265 $38,549 $2,406 $36,143 $1,306,642
23 266 $38,549 $2,341 $36,208 $1,270,434
23 267 $38,549 $2,276 $36,273 $1,234,162
23 268 $38,549 $2,211 $36,338 $1,197,824
23 269 $38,549 $2,146 $36,403 $1,161,422
23 270 $38,549 $2,081 $36,468 $1,124,954
23 271 $38,549 $2,016 $36,533 $1,088,420
23 272 $38,549 $1,950 $36,599 $1,051,822
23 273 $38,549 $1,885 $36,664 $1,015,157
23 274 $38,549 $1,819 $36,730 $978,427
23 275 $38,549 $1,753 $36,796 $941,631
23 276 $38,549 $1,687 $36,862 $904,770
24 277 $38,549 $1,621 $36,928 $867,842
24 278 $38,549 $1,555 $36,994 $830,848
24 279 $38,549 $1,489 $37,060 $793,788
24 280 $38,549 $1,422 $37,127 $756,661
24 281 $38,549 $1,356 $37,193 $719,468
24 282 $38,549 $1,289 $37,260 $682,208
24 283 $38,549 $1,222 $37,327 $644,882
24 284 $38,549 $1,155 $37,393 $607,488
24 285 $38,549 $1,088 $37,460 $570,028
24 286 $38,549 $1,021 $37,528 $532,500
24 287 $38,549 $954 $37,595 $494,906
24 288 $38,549 $887 $37,662 $457,243
25 289 $38,549 $819 $37,730 $419,514
25 290 $38,549 $752 $37,797 $381,717
25 291 $38,549 $684 $37,865 $343,852
25 292 $38,549 $616 $37,933 $305,919
25 293 $38,549 $548 $38,001 $267,918
25 294 $38,549 $480 $38,069 $229,849
25 295 $38,549 $412 $38,137 $191,712
25 296 $38,549 $343 $38,205 $153,507
25 297 $38,549 $275 $38,274 $115,233
25 298 $38,549 $206 $38,342 $76,891
25 299 $38,549 $138 $38,411 $38,480
25 300 $38,549 $69 $38,480 $0